Monthly Income: More Spending Equal to or More of Their Salaries Now
The recent RinggitPlus 2023 Financial Literacy Study (RMFLS) in Malaysia revealed that 55% of respondents admitted to spending as much as or more than their monthly income, leaving many unable to build emergency savings. The study also found that 71% of respondents could only save less than RM500 per month, and 67% stated that their emergency savings would last for three months or less. Social…
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