imagining all of the me2 crew having to go to Shepard for money if they don’t have it. I honestly assume most of them don’t.
Kasumi and Zaeed and employed by Ceberus but are only payed at the end of the job, so they have to rely on their own money to get by.
Grunt doesn’t have a bank account, Jack’s is probably frozen like…permanently until authorization, Samara only spends it on basic needs, and Garrus straight up doesn’t have a job.
Miranda, Jacob, Joker, and suprisingly Mordin are being payed by ceberus regularly. Legion does not need money, Thane has a sizable bank account, and Tali tends to get a decent amount of chits for all the information she sends to the fleet(just enough for medical expenses and needs)
So generally Shepard’s crew ask for a lot of favors which involve a lot of shopping trips. Shepard leaves a notepad on the fridge for her crew to write down different things they possibly want or need. Shepard tends to use her Ceberus funds on a lot of stupid things so she’s more than happy to ball out on her crews whims.
Everytime the Illusive man reads a receipt of expenses from the normandy he smokes an extra pack. Hes seen more limited edition fleet and flotilla merch and accurate shark figurines than he’d like.