Thinking about it now, I haven't really been wise with regards to spending my money. All this time, money has been coming out but nothing's coming in. Even with the payments I've been getting on my freelance works. It always go somewhere else. I need to really control myself when it comes to spending my money. I'm good at saving up when I really want something but that's it. I save up and buy something and then it's gone. Just like that. In just a snap. I need to think bigger and save up for the long run.
I have this coin bank which I bought last December and it's a closed one so I wouldn't see how much I've put and I will not be tempted to get anything from it. Because that was my problem last year. I keep on saving a certain percentage of my salary and placed it in a mason jar. However, every time I run short on my allowance I would just think that its okay because I can just get from my money jar. Also, every time I crave for something I cannot stop myself from eating. That's really one of the main reason why my budget is always ruined. I really don't wanna deprive myself when it comes to food. But sometimes its getting out of hand. I just really need to discipline myself more I guess.
Right now, I'm actually saving 30% percent of my salary. And I put 20-50 peso worth of coins in my coin bank everyday. I also have upcoming projects since I do freelance works to earn some extra cash. To be honest, I'm trying to venture and like grab every opportunity I can just so I could earn extra money. And this time, I will really not touch my earnings on my freelance work. I will be more wise in using my money and not just spend because I want something.
Photo not mine. Credits to the owner.
