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Guaranteed Minimum Accumulation assistance - Variable Annuity

Guaranteed Minimum Accumulation assistance – Variable Annuity

Variable annuities ultimately designed a variable annuity with a Guaranteed Minimum Accumulation assistance (GMAD) which provided clients with protection against market losses and the owner did not have to die to get it. The rider ultimately earned the term “living benefits.” GMAB guaranteed the heirs of an annuity the minimum of the principal payment in an addition to possible interest if the…

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