May 9
Most CeFi lending is a maze of "tiers" and "loyalty levels" that slash your rates the moment you actually deposit anything significant.
WhiteBIT Lending (the alternative)
The Yield: Up to 17% on USDT / 16% on BTC & ETH
The Catch: None. No mandatory tokens to hold or complex tiers to climb
The Source: You supply the liquidity for traders/ exchange and you get a cut
How it works
KYC/Deposit: It’s a regulated EU exchange (founded 2018), so you do have to verify.
Choose Fixed or Flexible: Fixed terms (10-360 days) pay the highest. Flexible pays daily.
Profit: 96% of assets are in cold storage, so it’s built for actual security, not just hype.
Use the 30-day fixed plans if you want higher yield without locking your bags up for a year.