The Dreamer

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5 Best Food and Travel Destinations

Whether you are a certified foodie or an adventurous person, you will certainly enjoy trying the best food of your travel destination. Trying other place’s c...

Whether you are a certified foodie or an adventurous person, you will certainly enjoy trying the best food of your travel destination. Trying other place’s cuisines is surely an unforgettable experience which will enhance your travel experience. Not only will it excite your taste buds, but you’ll also be able to experience the best of what this world has to offer. 

 To help you for your next adventure, here are the top 5 best food and travel destinations that you should add to your bucket list. 

 1. Spaghetti Bolognese - Bologna, Italy Considered to be one of Italy’s most unique, beautiful, and underrated cities, Bologna should be the next on your adventure list. This medieval city has numerous UNESCO-protected terracotta-hued medieval buildings which are certainly breathtaking. What’s more fascinating about the place is its cuisine as Bologna can be considered a heaven for foodies, and sitting on top of it is the Spaghetti Bolognese. 

2. Yirgacheffe Coffee -  Ethiopia A country known for its diverse topography and green pastures, Ethiopia is truly a paradise here on Earth. It is full of natural wonders and indigenous tribes; it is also the home to the world’s best coffee beans. With around to six to ten thousand varieties of coffee, Yirgacheffe Coffee sits at the top of them. 

3. Neapolitan Pizza - Naples, Italy The home to a wealth of historical treasures and UNESCO world heritage sites, Naples, Italy is certainly an amazing place. With a very rich history, the city is filled with some of the world’s most historic churches, palaces, and museums. It is also the birthplace of everyone’s favorite all-around snack – pizza. 

4. Piña Colada - Puerto Rico Looking for your next out-of-the-city trip? Well, this might be the place for you. Puerto Rico offers both adventure and relaxation in its pristine beaches, majestic mountains, and tropical island resorts. It is best to experience nature’s tranquility and tropical vibes with its very own world-renowned drink – piña colada. 

5. Caesar Salad - Tijuana, Mexico. A place that embraces both modernity and authenticity, Tijuana, Mexico offers a sense of both luxurious apartments in the cities and majestic viewed resorts on its shoreline. It is a place where culture diverges, a retirement haven for a lot of people around the world. This is also the place where the actual restaurant that invented the world-famous Caesar’s salad is located. 

A travel experience will not be complete without getting a taste of a place’s cuisine. Opening your eyes to new sceneries should be paired with opening your taste buds to a whole new range of authentic flavors. Discovering a new taste means seeing that place’s culture, heritage, and history on a whole new and different level.

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Money is most certainly a very important tool in our lives. We work hard for it because it is the means for us to avail all of our necessities and the things that we want. It is almost everybody’s aspiration to have a lot of money and be rich in order to have a more comfortable life. However, contrary to popular opinion, having a lot of money doesn’t necessarily mean that you’re rich. A lot of people fail to realize that having a lot of money won’t really do any good if the person who has it doesn’t know how to handle it properly.

Moreover, here comes the concept of “Money Management”. Basically, it is a skill that refers to a person’s actions to oversee how his/her money will be used either for savings, investments, expenses, or for a business. This is what guides a lot of rich people on how to properly handle their money — that is why a lot of them continue to grow their money as they understand how the game of money works. This is what Proactive Thinker’s motivation video “7 New Rules of Money that Only the Rich Know” is all about.

Here are our 7 key takeaways.

1. Success takes time.

Getting rich doesn’t just happen overnight; it usually takes a long time in order for someone to reach this stage. There may be stories of people who actually became rich in an instant, but almost all of them are just lucky enough to win the lottery or anything of that sort. It may be hard at first, but patience is really a very important tool in order for someone to succeed. It usually takes a long time of hard work and perseverance before something pays off.

2. Know when to stop.

A lot of people believe that not giving up will be the key to achieving success. However, it is also important to understand that knowing when to stop is a much better mantra. When you are trying to build your wealth and things are not going your way, you might be tempted to continue and not give up. However, sometimes some mistakes might lead to more mistakes.

3. Using your cash is better than just keeping it.

Having a lot of idle cash does not necessarily help you grow your wealth. If you are thinking of just storing your money at home or just in the bank, it’s kind of a loser game for you. Rich people do not usually store a lot of money because it is considered to be the worst investment. They constantly use their money and allocate it for different purposes in order to beat inflation.

4. Knowledge is power.

As cliche as it sounds, knowledge is power, especially in terms of money. Investing your money in something you don’t understand might cost you everything you have. There will always be risks associated when you are trying to generate more money that is why the risk is higher from not knowing what you are actually doing. Having the necessary knowledge will help you along the way in your journey.

5. Know your priorities.

There might be a lot of time when you will be tempted to buy the things that you don’t need, especially when you have the means — that is why it is important to always set your priorities straight in order to avoid making improper decisions. One of the biggest financial mistakes of a lot of people is buying things they don’t actually need. This is something most rich people avoid. Being able to afford something doesn’t automatically mean that you are going to buy it. You should be able to focus your resources — especially your extra money — on things that will help you to earn more.

6. Focus on yourself.

There will be a lot of time when you might want to get in the hype, but usually, it is not a good idea. Getting caught up with what other people are doing makes it harder to produce results that will benefit you. It doesn’t necessarily mean that if something works out for other people, it will work out for you too. Most rich people understand that following the crowd might not be a good idea — that is why they focus on what they can do because they know that their own self is their own biggest asset.

7. Simple things also translate to extraordinary results.

Most of you might think that most rich people are only able to reach where they are right now because they created unimaginable things that changed the world. However, the truth is, it is not always true for all. There are a lot of successful people who came up with simple yet creative solutions which produce great results. There are a lot of instances wherein a seemingly simple idea actually changed the world.

In reality, becoming rich is very much achievable. You just need to know how the game of money works — just like most rich people do.

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Undeniably, decision-making is a very important aspect of one’s life. From picking up the type of outfit that you will wear for the day up to the kind of food that you are going to eat, there is always a decision that needs to be made. Every day, you make hundreds of them either small which only concerns your day, or big which could be life-changing.

Thus, in every decision, there are a lot of factors that need to be considered. Even the smallest decision could possibly have a huge effect on your life. This is what Seth Godin’s motivation video “This ONE DECISION Can Change Your ENTIRE LIFE” is all about.

Here are our 5 key takeaways.

1. You don’t need to please anybody.

In everything that you do, you should always remember that you are doing it for yourself and nobody else. Even though society might have its own set of standards, you do not need to always conform to it. It is important to understand that satisfying other people’s standards will not make your life easier. No matter how satisfying it seems to have other people’s approval, you’ll soon realize that there are more important things than that.

2. Good results are not the only thing that matters.

Success is often deemed to be the basis of one’s worth. A lot of people believe that the more successful a person is, the better and more important he/she is. Many people failed to realize that it is more important to just try or start. At the end of the day, the only thing that will matter is not that you will succeed to the level that other people have set but the fact that you have tried.

3. There is always a greater good, not just for yourself.

Your own welfare may be important, but taking into consideration the well-being of others and not just yourself can be considered more essential. In all the things that you do, you should always consider the benefit of it for the people around you. There will always be a lot of time when you’ll be in a situation wherein you’ll need to decide whether yourself or the others are more important. In those cases, always find the courage to choose what’s best for everybody.

4. Love what you do rather than do what you love.

There’s a saying, “Do what you love and you will never have to work a single day of your life” but there is another side to the story. As not all of us have the privilege to do what we love, we must look at it from a different perspective. Whether it is your career or academics, loving what you do is what will give you the necessary push to get through it. It is not about forcing yourself to do it, but more about appreciating it.

5. Living in this world means you need to understand it.

There are a lot of things in this world that you cannot change. It is important to understand that your life can be so much better even with such limitations. Living your life to the fullest will always be possible because it depends on you more than it depends on what you think the world could or couldn’t give you. There may be a lot of times when you’ll feel that the world is too much, and in order to overcome it, you need to understand that the world is far too big than just what you can imagine. The world offers endless possibilities for you. The only thing that it requires you is to decide. You will be the one to make those decisions that will make you experience the best of what this life has to offer.

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Reality may shock your mind as dreams seem so near yet so far. Goliath your dreams maybe, but David it is that you are. Truly, the road is long and winding, yet you just have to push yourself as success awaits at the end of it. 

How do you reach that distant dream of yours? Listen carefully and put all of these into heart. Here are 5 tips that you should take seriously to be able to reach your dreams. 

 1. Know What You Truly Want. 

There are millions of people who do not know what they really want. However, to be able to achieve your aspirations, you must have a clear idea of your ultimate life goals. The best thing to do is to determine what makes you truly happy; after all, your happiness is the root of your desires.   

 2. Have a Plan. 

A plan is a specific course of action that you intend to pursue to be able to fulfill your life goals. It may take your time and effort to prepare a plan, but it sure is worth it. Without a doubt, traversing a new territory is easier when you have a map, and this applies to achieving your dreams as well. 

 3. Have Role Models. 

A role model is someone you look up to - he or she is someone who you aspire to become. Finding the right role model is essential in pushing yourself to reach for your dreams. It is so because having a role model is key for self-improvement by setting a standard that you have to strive for or compare yourself with.   

 4. Be Disciplined. 

Being disciplined means controlling oneself to refrain from certain things to be able to achieve specific goals. It's definitely not easy to be disciplined because instant gratification is more inviting. In the pursuit of chasing your dreams, you have to build the mindset that no matter what, you will accomplish things when you said you would.   

 5. Be Persistent. 

There would come a time when you'd feel like giving up on your dreams because things didn't go as planned, circumstances change, life gets tougher, or for some other reasons, giving up seems the only choice you have. In this situation, persistence will save you. Being persistent means being consistent in sticking with your goals.   Undoubtedly, there’s no specific formula to achieving one’s dreams, aspirations, and life goals. There are several factors that determine whether or not one may be able to fulfill his or her ambitions in life. Nonetheless, the above-mentioned things would greatly contribute to the realization of one’s dreams, aspirations, and life goals.

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A cactus plant is a type of succulents. One of its distinct characteristics is the way it stores moisture in its roots and stems – making it survive even in deserts. Another astonishing fact about cacti is that unlike other plants, cacti open their stomata during the night when the temperature is cooler. They don’t do it during the day so as not to lose the water they hold in their tissues as well as to prolong their life. 

 A cactus plant is certainly not a high maintenance plant, but it still needs your care and attention. Here are the basic care tips for your cactus plants. 

1. Give them the proper amount of sunlight or artificial light.  Generally, most cacti need bright and direct sunlight, but if you can’t provide natural sunlight to them, you may use artificial light instead.  Cacti come in different shapes and sizes and tend to grow best in lots of light, high temperatures, and low moisture.   

2. Have the proper soil mix. The soil mix used for plants is called the medium. The basic soil mix is 50 % pumice and 50% soil.   

 3. Water them when dry. A cactus plant, being a succulent, is designed to store water in its roots and stem, helping it survive in a dry season. You do not water cacti on schedule but rather when the soil has completely dried up. 

4. Make sure the pot has a drainage hole. A drainage hole for each plant container is important to allow excess water to escape, especially when cactus plants are overwatered.  If they are sitting in the water for too long a time, their roots are prone to root rot.  

5. Repot them when needed. Most cacti find small spaces very cozy, and so, they can stay in their container for years; however, you have to replace the container when you see roots coming out the bottom of the container.  These plants would better not spend their entire lives in one container as they need room to grow. Without a doubt, cactus plants are not high maintenance plants as they need less supervision as compared to other plants. Notwithstanding such fact, they need some attention and care to survive and thrive for a long period of time.

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best reasons why you should invest in real estate.

Real estate values increase over time.

History continues to prove that the longer you hold onto your real estate, the more return (i.e. profit) you will make. It is not only a concept by the books that real properties appreciate in value; it is an existing fact.

      2. Real estate has a predictable cash flow.

As always, cash is king. Cash flow is realized when you purchase an investment and hold onto it to collect a regular source of cash whether monthly, quarterly, or annually.

      3. Real estate has numerous tax benefits.

Tax is a burden on any income or profit that you earned. Since a tax is a cost on your part, you want to minimize it as much as possible. As opposed to other vehicles of investment, investing in real properties (especially residential ones) gives you the advantage to get tax deductions on mortgage interest, property taxes, insurance, and depreciation.

Investing in real estate is a good decision if you want to generate a great deal of return. This investment vehicle is definitely not a get-rich-quick scheme. It’s not going to give you a high return in a short period of time; it’s rather the opposite of such a scheme. Nonetheless, the benefits of real estate investment prevail over its associated drawbacks.

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Everyone wants to succeed in life, but in one’s journey to success, failure is inevitable. Of course, no one would intentionally want to fail, but just like a robber in the night, failure (in whatever form or shape) comes along without prior notice.

Failure and success are not incompatible with each other. Failure is not being able to meet certain expectations or standards while success is being able to fulfill one’s goals and dreams. How then can these two, though opposite in definition, be a key ingredient of the other? Well, logic and experience tell us that there are certain lessons that we can get out of failure to be able to succeed.

There are many success stories that involve failure at the beginning or at some point in time along one’s journey to success. The first example is that of Michael Jordan. He has been considered as one of the greatest, if not the greatest, basketball players of all-time; however, he didn’t even make it to his high school basketball team, and he missed more than 9,000 shots in his career and lost almost 300 games.

Another example is the story of Elon Musk who encountered a lot of setbacks before successfully launching SpaceX. At first, many didn’t believe that Musk’s vision of revolutionizing the aerospace industry at a reduced coat would be possible. SpaceX’s first 3 rocket launches failed, but last May 30, 2020, it successfully launched 2 astronauts into orbit, making it the first private enterprise to send humans to the International Space Station.

Lastly, there’s Oprah Winfrey whose show failed and was blamed for such failure. Nevertheless, she was able to pull herself up and landed a career in Hollywood. With her fighting spirit, she was able to move on from this failure, and she is now one of the most successful and influential women in the world.

Certainly, there is something that each one of us can learn from failure. Particularly, here are 5 lessons that one can gather from his or her failure.

Failure imparts perseverance. If you really want to succeed, you will push yourself no matter what comes along your way. With this, you develop the skill of perseverance which you definitely need not only along your way to success but also when you’re already successful.

Failure instills flexibility. After experiencing failure, sticking to the approach that didn’t work apparently is not going to yield a favorable result. Thus, changing your plans and adapting to the situation would be the obvious action.

Failure builds character. When you fail, your character is tested. Your dilemma is whether or not to give up on your dreams or goals, or move forward with a little faith that everything will be fine.

Failure helps you redefine your priorities in life. The number of times a person fails in order to succeed varies from person to person. There are some who have failed only a few times whereas others have failed too many times before achieving success.

Failure makes you reach your potential. When you fail, you feel that you’re at one of your lowest points in life. When this happens, there’s no way for you but to go up.

Undoubtedly, failure is not a failure. It is not a dead-end but rather a part of one’s journey to success. However, to be able to succeed, one must learn from failure. Time and again, success stories arise from stories of failure. The decision of whether or not to use failure as a means to achieving success is a matter of personal conviction.

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Your bedroom is your sanctuary. It’s a cradle that you nestle on at the end of the day. There’s really no place like your bedroom. 

 As for the design of your bedroom, it is totally up to you. However, it isn’t always easy to choose the design for your bedroom. If you’re not sure what theme to follow and hiring an interior designer is not something you’re considering, well, you can never go wrong with a minimalist style. 

Here are 5 minimalist features you can integrate into your bedroom. 

1. Neutral Color Palette

One apparent characteristic of a minimalist design is a plain and achromatic palette choice. That means you must keep your color palette to only a few muted shades and touches of white to create a soothing space. 

 2. Basic Furniture 

In a minimalist bedroom design, espousing the concept of “less is more” has become a trend. Thus, it is essential to use quality furniture without a lot of embellishments to reduce visual clutter, and in turn, creating a serene ambiance.  

3. Natural Lighting 

Although a minimalist bedroom style articulates simplicity, natural lighting is pretty much maximized to improve the mood of the room as well as to make your place feel cozier. Adding natural light can give your minimalist bedroom a subtle glow. 

 4. Contrast 

Assimilating contrast in your bedroom will create a striking visual impression. Contrast is a simple technique to make a bold impact even in the most minimalistic bedroom. 

 5. Intentional Accents 

Even if a minimalist bedroom echoes simplicity and functionality, enhancing the aesthetic of the room with artistic ornaments is definitely a plus. Different shapes of furniture and well-curated accent pieces can truly add to the overall impact of a room. 

 No doubt, your bedroom should be a safe space for you as it is your home within your home. Certainly, a minimalist style bedroom is a good choice if you want a cozy atmosphere with personality.

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In this day and age, there’s a myriad of choices for your “sweets craving”. However, not all food choices are geared towards supplying your body with nutrients. Now, the challenge rests upon you to opt for something which satisfies your craving, and at the same time, healthy enough to provide your body’s nutritional needs. 

Well, if you have no will power to resist your sweet tooth but at the same time want to stay healthy, don’t worry! You can try the Banana-Mango Yogurt Parfait. It’s not only flavorful and good for your body; it’s very easy to prepare as well! 

Ingredients 

- 2 scoops of vanilla yogurt  - 2 tablespoons of oats  - 2 tablespoons of chopped bananas  - 2 tablespoons of chopped mangoes  - 1 tablespoon of graham powder 

Preparation 

1. Put 1 scoop of vanilla yogurt in a cup. 

2. Add 2 tablespoons of oats on top of the vanilla yogurt. 

3. Add 1 tablespoon of chopped bananas on top of the yogurt and the oats. 

4. Add 1 tablespoon of chopped mangoes on top of the yogurt, the oats, and the bananas. 

5. Add 1 tablespoon of graham powder. 

6. Add the remaining bananas and mangoes. 

7. Finish with 1 scoop of vanilla yogurt on top. 

8. Lastly, mix all of the ingredients for a better taste. 

Your cravings for healthy desserts will be satisfied with this easy to prepare parfait. With this no-dull parfait, your sleeping soul would definitely be awakened as each spoonful taken would activate your taste buds. Moreover, you’ll get protein from yogurt, fiber from oats, potassium from banana, and vitamins A and C from mango. Need I say more? Happy eating! 

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Money is not everything in this world, yet it is a great means to help one achieve certain goals in life. True enough, it may be used to attain evil deeds, but just because money can be used negatively does not make money, in itself, evil. It is the person using the money for wicked purposes or the intention of exploiting the benefits that one may get from it that makes something evil, not the money per see. 

 Since money is an important element to survive or thrive in this world, it is, therefore, necessary that a person knows certain approaches in handling money. Here are the 8 golden rules on money to live by. 

1. Pay yourself first. 

Paying yourself first means you prioritize savings or investments without sacrificing your spending on necessary expenses. By paying yourself first, you're basically allotting cash for yourself, whether that's into a savings or a retirement account.  

2. Live below your means. 

Living below your means is a personal financial approach of not spending beyond what you’re earning. While evaluating your spending habits, take the time to separate out your essential needs versus your secondary wants.   

3. Avoid debt. 

Avoiding debt means keeping away from monetary obligations. The best way to avoid endless pressure from creditors in repaying overdue bills is to not let the bills become overdue in the first place, or better yet, to avoid getting into debt at all (to the extent possible). 

4. Build an emergency fund. 

An emergency fund is an amount of money set aside for unforeseen expenses. The rule of thumb is to save 3 to 6 months of expenses as an emergency fund.   

5. Invest in your health. 

Investing in your health means making health a financial priority. Health is one of the most critical components of a person’s well-being, and so it makes sense for people to invest in their health to allow them to live their lives to the fullest for a longer period of time. 

6. Save for the future. 

Saving for the future is setting aside the money that you earn today so that you can use it in the future. Saving money is crucial to building wealth as well as eventually living a long and financially stable retirement.   

7. Make more money. 

Making more money simply means having more than one source of income, whether active income, passive income, or a combination of both. This can help you attain your financial goals, live a better life, and help pay off debts on time.   

8. Let your money work for you. 

Letting your money work for you is having passive streams of income. It pertains to the concept of investing your money in productive assets, and it often takes minimal effort on your part (the investor) once the money is actually invested.   Undeniably, money is a component of people’s lives. Thus, being smart in managing one’s finances is vital in keeping track of one’s financial goals and also in having peace of mind.

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Unarguably, as technology advances, people have more access to information. As a result, they are swamped with information in their daily pursuit of life. Thus, remembering things might be difficult. 

Nonetheless, there are certain strategies that can help a person retain information even in the age of information overload. Here are some tips to boost one’s memory. 

Be in a good mood. Your predominant emotion (known as mood) affects how well you retain information. As Jim Kwik had said, information plus emotion equals long-term memory. 

Focus on one topic at a time. Putting your attention on one topic at a time certainly makes your thoughts more organized. This will ultimately result in information being retained for the long-run. 

Take down notes. Actively engaging in a learning process is an effective way to remember information. Engaging through taking down notes is a powerful practice of absorbing certain facts or details. 

Relate information to images. Associating concepts to certain images help in recalling information. Whether such an image is an object or a person, it leaves a mark on an individual’s mind. 

Learn as if you’re going to teach. When you learn something with the ultimate intention of teaching it, you will remember information more naturally. This is the so-called “learning by teaching” or the “protege effect”. 

Certainly, there are plenty of distractions that prevent a person from absorbing information, especially during this time when people are bombarded with information. Notwithstanding such fact, there are solid ways to retain information and fundamentally improve one’s memory.

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The way a person dresses up conveys a lot of things. It may unveil one’s personality, mood, or even social status. In addition, dressing up is a form of self-expression. It may also be a source of fortune for some people.

Whether you dress up on ordinary days or for special occasions, what your wear instantly speaks of how you present yourself to the world. What best way to project yourself and be confident in doing so than to wear a certain outfit, right?

Here are 5 wardrobe must-haves to help you look confident.

A Leather Jacket Oh yes, a leather jacket makes you feel like a rock star, but a confident one though!

Ripped Jeans Ripped jeans may suggest your laid-back attitude, but if you pair them with a sophisticated top, you will not only appear as a confident person but a cool one as well.

Classic Boots Classic boots never go out of fashion, and wearing them catches the attention of almost everyone you’d pass by.

Sunglasses Wearing sunglasses definitely exudes that you rule your world.

A White Long-Sleeve Top Sure, a white long-sleeve top is simple, but it’s classy as well!

At the end of the day, no matter what outfit you wear, it’s still how you carry yourself that will ultimately exhibit your boldness.

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Exercising is a physical activity that helps one attain not only a fit figure but also a healthy body. Moreover, it has a positive effect on one’s mind and wellbeing.   

No doubt, there are a lot of benefits one can get from exercising. Surprisingly, for some reason, others find exercising as a challenge, but it doesn’t have to be one. There are plenty of exercises that are very easy to do, even within the limits of one’s abode. 

Here are 8 workouts that you can do at home. 

1. Jumping Jacks 

 Jumping jack is a calisthenics workout where you have to jump up widen your leg, either hand up or in a clapping position return back then repeat.  It benefits muscles throughout your arms, legs, and core. Average Calories Burned for 10 Minutes: 80 Calories 

 2. Squats 

 A squat is a dynamic strength training that involves several muscles in your upper and lower body to work together simultaneously.  It mainly targets the thighs, quadriceps, hamstrings, and glutes. Average Calories Burned for 10 Minutes: 80 Calories

3. Push-Ups 

 Push-up is a conditioning exercise performed in a prone position by raising and lowering the body with the straightening and bending of the arms while keeping the back straight and supporting the body on the hands and toes.  It primarily focuses on strengthening the upper body – mainly the chest, shoulders, and triceps as well as the core and back muscles. Average Calories Burned for 10 Minutes: 100 Calories 

 4. Lunges 

 A lunge is a single-leg bodyweight exercise that concentrates on your hips, glutes, quads, hamstrings, and core as well as the hard-to-reach muscles of your inner thighs.  It strengthens your buttocks and legs and improves flexibility. Average Calories Burned for 10 Minutes: 55 Calories 

 5. Side Planks 

 A side plank is an upper-body movement and bodyweight exercise that works the core muscles as well as the spinal stability.  It’s a great exercise for strengthening the oblique abdominal muscles, which don't get targeted during ab exercises such as crunches. Average Calories Burned for 10 Minutes: 50 Calories 

 6. Sit-Ups 

 A sit-up is a classic abdominal workout done by lying on your back and lifting your torso.  It aims to work out the rectus abdominis, obliques, rectus femoris, tensor fascia latae, chest, and neck muscles. Average Calories Burned for 10 Minutes: 40 Calories 

 7. High Knees 

 A high knee exercise is a high-intensity, cardiovascular workout that gets your blood pumping while engaging your core and strengthening your legs.  It engages your core, strengthens all the muscles in your legs, gets your heart rate up, and improves momentum, coordination, and flexibility. Average Calories Burned for 10 Minutes: 70 Calories 

 8. Burpees 

 A burpee is a calisthenics exercise that uses your body weight for resistance.  It targets your glutes, hamstrings, core, triceps, chest, and calves. Average Calories Burned for 10 Minutes: 120 Calories 

Exercising undeniably revitalizes a person’s body, mind, and wellbeing. It can be performed placidly within the comforts of one’s dwelling.

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Working hard for money is definitely not a bad thing. This is true especially if you’re just starting with your career or your own business. However, investing your money early on in your life will surely benefit you in the long-run.

Here are some smart investments that will help you generate passive income.

1. Treasury Securities

Treasury securities (treasuries) are issued by the government and are considered to be among the safest investments because they are backed by the government. If you want a secure investment, this is an option for you.

2. Corporate Bonds

A corporate bond is a type of debt security that is issued by a firm and sold to investors. It is expected to provide investors with a relatively high excess yield as compared to term deposits and government bonds.

3. Mutual Funds

A mutual fund is a collection of stocks, bonds, or other securities. When mutual funds increase in value, the profit is shared with all of the investors.

4. Stocks

A stock is a type of investment that represents an ownership share in a company. Though stocks are risky assets, the long-run trend of the stock market has been undeniably upward.

5. Variable Life Insurance

Variable life insurance is an insurance policy that requires premiums that you have to pay regularly, and on top of that insurance is an investment. Provided the policy remains in force, policyholders may access the cash value through a tax-free loan.

Having passive streams of income is letting your money work for you, not you working for money. All you have to do is invest in any or all of the above-mentioned investments.

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Regardless of one’s definition of success, being successful does not happen overnight. Aside from being determined, successful people have certain habits that help them achieve their goals in life.

Here are 5 common habits of successful people.

Waking Up Early If you’re not an early-riser, maybe it’s time for you to be one. Studies show that 90% of executives wake up before 6am on weekdays, and almost 50% of self-made millionaires rise up at least 3 hours before their workday actually begins.

Making Exercise a Priority Studies show that regularly working out can improve one’s mental health, memory, energy levels, and make one feel happier overall. Aren’t all these good reasons for you to exercise regularly?

Setting Goals Written down goals that harness your emotional energy and that you commit to achieving is one of the most powerful habits you can develop to achieve the success you want. The key here is to have a very simplified system of setting, focusing, and executing goals.

Eating Healthy For you to be able to make proper decisions, you need to feed your brain. The brain requires more energy than any other organ in your body, sucking up 20 percent of your whole body’s day-to-day energy needs.

Getting Some Rest Successful people do a lot of things, but they know the value of resting. It isn’t a hack, but it is rather a technique that, when integrated into one’s practice, will lead to record productivity.

There’s no specific formula for being successful. Nevertheless, there are certain habits that you can develop to come closer to your life goals.

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Eating healthy does not mean depriving oneself of delicious food. It shall not be equated to boring foodstuff. On the other hand, a healthy snack invigorates one’s taste buds while supplying the body with nutrients. 

There’s a plethora of healthy snacks that will not disappoint your taste buds. One mouthwatering snack that is easy to prepare is the Peanut Butter Oatmeal Balls. 

Ingredients (for 10 servings - about 95 calories each serving) 

- 1 cup of rolled oats - 2 tablespoons of raisins - 2 tablespoons of honey - 1/2 cup of peanut butter

Preparation 1. Combine all of the ingredients in a bowl. 2. Mix all of the ingredients until fully blended. 3. Chill in the refrigerator for around 30 minutes. 4. With the use of a spoon, divide the mixture equally into 10. 5. Form 10 peanut butter oat balls (circular foodstuff) with the use of your hands. 6. Refrigerate the 10 Peanut Butter Oat Bites for at least 1 day. 

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The Internet is one of the most revolutionary inventions of this generation. With this technological evolution comes ways wherein people can earn online. Many are attracted to this opportunity to make money online. Why not?! You may be within the confines of your home and still earn that buck. How amazing is it, right?!

If you’re one of the people who want to embrace the opportunities which the Internet offers, here are 8 simple ways on how to make money online.

Sell used things online.

You can sell pretty much anything for real money thru these 7 sites: — Nextdoor — Decluttr — OfferUp — 5Miles — LetGo — Cash4Books — Poshmark

2. Write and sell an e-book. You can sell your e-books through these 2 platforms to give you a large majority of the digital-book reading market: — Amazon’s Kindle Program — Apple’s iTunes Connect

3. Join peer-to-peer (P2P) lending. 3 of the most popular platforms include: — Lending Club — Peer Form — Prosper

4. Consider freelance writing. The 12 best freelance websites for writers are: — Upwork — iWriter — FlexJobs — BloggingPro — Guru — Frelancer.com — People-Per-Hour — Craiglist — The Writer Finder — Constant Content — Textbroker — Writer Access

5. Sell courses online. The 9 best platforms to create and sell online courses are: — Udemy — Skillshare — Teachable — Podia — Thinkific — Kajabi — Ruzuku — WizIQ — Learnworlds

6. Start a podcast. Here are 7 of the best podcast hosting services: — Podbean — BuzzSprout — Blubrry — Transistor — Smart Podcast Player — Libsyn — SoundCloud

7. Take online surveys. The 14 best survey sites to make money are: — Survey Junkie — InboxDollars — Swagbucks — LifePoints — Vindale Research — Branded Surveys — MyPoints — Pinecone Research — Ipsos I-Say Panel — OneOpinion — Survey Club — Opinion Outpost — Harris Poll Online — Valued Opinions

8. Sell stock photos and video footages. Here are 2 sites to sell your photos and 4 sites for your videos: — Shutterstock (for photos) — iStockPhoto (for photos) — VideoHive (for videos) — Pond5 (for videos) — VideoBlocks (for videos) — Dissolve (for videos)

How to make money from home is dependent upon what you would prefer doing for the time being or for the long-run. To summarize, here are 8 ways to make money online: 1. Sell used things online. 2. Write and sell an e-book. 3. Join peer-to-peer (P2P) lending. 4. Consider freelance writing. 5. Sell courses online. 6. Start a podcast. 7. Take online surveys. 8. Sell stock photos and video footages.