Weber Insurance

A wide variety of coverage plans to keep your business and family protected.

[weberinsurance-blog]

Travelers new "Guide to Better Coverage" tool for your personal coverage needs.

[weberinsurance-blog]

5 Fuel- Saving Tips for Truck Drivers

Here are five tips for increasing your mpg that you might not have considered.

Keep up the pressure. Under inflated tires not only contribute to blowouts but decrease fuel efficiency. A truck tire can run five degrees hotter for every psi it is under inflated and every 10 psi that a tire is under inflated reduces fuel economy.

Get in shape. According to Kenworth, approximately half the energy of a truck traveling 55 mph is used to simply move the air around that truck and at a 65 mph that increases to two-thirds. For highway driving, every 2% reduction in aerodynamic drag gains a 1% improvement in fuel economy. Weigh the cost of adding aerodynamic treatments on top of the roof or under the trailer against the fuel savings you will gain.

Play it straight. Tires that are misaligned pull sideways, resulting in lower fuel economy. A tire that is misaligned only one-quarter degree from straight will try and travel 10-15 feet sideways for each mile. Keep all axles - drive and steer - aligned.

Take it easy. In general, shifting at the low end of the rpm range decreases fuel consumption, particularly in lower gears. Each engine is different, so be sure to read your owner and driver manuals to achieve the best performance.

Thick and thin. Oil thickens at low temperatures, causing increased fuel consumption. Run synthetic oil, which is less affected by temperature, particularly as cool weather approaches.

[weberinsurance-blog]

Preventing Frozen Water Pipes

Colder weather increases the chance that your water pipes might freeze, especially you have the gas service disconnected at vacation home over the winter. Here are some tips to help you avoid or deal with problem:   For normal precautions:

 • Insulate exposed pipes with heat tape, newspapers or rags.

• Place a 60-watt light bulb close to the water meter to keep it from freezing.

• If pipes are close to an exposed outside wall, open the cabinet door to let room heat in.

• Use a hair dryer or turn up the heat in home to 75 degrees to thaw a pipe; do use a torch.

• If a pipe bursts, shut off the main valve, usually located near the meter.

• Be aware that leaks sometimes don’t show up until a pipe thaws, when they can cause extensive damage to plaster walls.

If you’ll be away for the winter:

 • Drain pipes completely.

• Pour a cup of antifreeze into the draintraps, toilet bowls and tanks.

• Make sure the main shut-off valve is turned off.

• Open all faucets.

• Drain the hot water tank.

[weberinsurance-blog]

Occupy Wall Street protesters held a speak-out and march in New York City targeting the health insurance industry.

Several hundred protesters marched on Wednesday, Oct. 26, to the offices at Empire Blue Cross/Blue Shield, located near the movement’s encampment in Zuccotti Park where they demanded health care for all. They also targeted other health insurance companies.

The march ended at the now-closed St. Vincent’s Hospital in Greenwich Village, where they called for the hospital’s reopening.

The Catholic-affiliated hospital filed for bankruptcy before closing in April, citing a $1 billion debt. It was sold to a developer who plans to turn it into a walk-in emergency facility and hundreds of luxury apartments.

Source: Insurance Journal

[weberinsurance-blog]

As fall is upon us, there are many driving hazards to be aware of, from fog and wet leaves, to glares, frost, and deer. There are steps drivers can take to be more aware and have safer commutes.

Wet Leaves Wet leaves on the roadways not only make for a surface as slippery as ice, but also can obscure pavement markings and traffic lines, causing usually familiar areas to be cumbersome. Use extra caution and drive at slower speeds and keep a safe distance when driving through leaf-covered areas.

Fog Fog and sun glare are other fall hazards to be aware of. When driving in fog, using low beam headlights provides better visibility, where as using high beams reduces visibility, creating glare. Remember to turn your headlights on while your wipers are in use, as it is not only a state law requirement, but most importantly, it enhances your visibility, thus your safety.

Sun Glare This time of year brings increased sun glare during the early morning sunrise hours, and the evening dusk hours, often correlating with rush hour commutes. These intense beams of light off the horizon can blind you and cause sudden slowing in traffic or even temporary blind spots ahead. Keep a pair of sunglasses handy, remove clutter from sun visors, and keep your windshield clean.

Frost & Icy Spots As dropping overnight temperatures continue towards freezing, morning frost and icy spots on the road can cause problems. Use heightened awareness when crossing bridges, overpasses, and shady areas, as these are common places for icy spots to form on the pavement. Also be sure to clear frost from vehicle windows prior to venturing out.

Tips for the Season

During the approaching severe weather, at dusk and dawn, and areas of wet leaves, increase your following distance behind other vehicles. When being tailgated, allow other drivers to pass you.

Be sure to thoroughly check all your headlights, taillights, and turning signals, as darker hours encroach most commutes early mornings and evening through the winter season. Also remember to turn on your headlights as the daylight fades.

This is the best time of year to have your heating and wiper systems, as well as fluids, check to ensure they are filled and working properly.

In the event of snow early in the season, you will want to ensure that your tires have sufficient tread depth for traction.

Thank you and remember, the small things can make a BIG difference!

[weberinsurance-blog]

Weber Insurance… The Source for Your Fall Special Events Coverage Needs

Everyone loves summer, but who doesn’t like a little bit of cooler weather, football, the changing leaves and the impending Fall activities?? Weber Insurance is here to insure those special events that make the Fall-time special. Some recent placements include:

Haunted House

Pumpkin Patches

Corn Mazes

Walk-A-Thons

Social Gatherings

Craft Shows

Wedding Receptions

Christmas Tree Farms

Event Cancellation

And many more!

In addition to providing general liability for those events lasting from 1 to 30 days, we can offer the following on certain classes: liquor liability, host liquor, hired, and non-owned auto. Standard limits of liability are $1M per occurance/ $2M aggregate with higher limits available for most classes.

We also offer rain & weather insurance, and even spectator/ participant coverage. We have the ability to rate, bind and issue these accounts for you very quickly! Think of Weber Insurance when your standard markets are not an option.

www.weber-ins.com

[weberinsurance-blog]

Welcome

to the Weber Insurance blog page. We’ll share updates about insurance companies in the media, what you can do in terms of difficult weather to ensure your safety, exciting things we’ll be doing with the public, and all-around interesting things you do or don’t know about the insurance world today.