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COSMOS: A Void Above

Void!!! Space!!! This has always kept me allured, preoccupied, and intrigued with the several secrets it carries within itself. Well!! Well!! Space unleashing is not my real agenda. So what it is ?????🤔🤔 I had this afternoon nap dream which took me and my fitness gusto to the world unleashed🤩🤩

by Tejal Jain(Me with my friends in space trying to exercise)

Breaking the ice, imagine all of us suddenly shifted to a new planet, new atmosphere, gravity issues. Hmmm…..Interesting 🧐🌞

Well, Thank God weight management will no longer be an issue😪😪

Imagine people running and pace ultimately leading us to a flight🪂🧚. Woahhh!!. Pushups and Pullups, huh...no more a challenge now.🤼 And whatnot. Isn’t this fun ?? Hell, Yeah!!!. Wanna know about the best workout regime there, well not so experienced in space travel.🤷

Hmmm...well this thought strikes a very significant question in my mind.🤨

Is fitness all about weight management and physical appearances or is there something more to it?🤔

My personal take is a BIG NOOOO❌❌🙅

Fitness is not just the body, but the integration of the mind, body, and soul. Too complex!!!🤯

Let’s just cut this down. A healthy mind is a firm base for a healthy body so whether it is Earth or any other planet, health and fitness can never be ignored. Ufff!!😖😖 Yeah, I know you lazy bums are not very content with this thought😴😴

So, something to intrigue and motivate you, well, cosmos have all the positive energy enclosed within which can be absorbed by us only when we increase our vibrations🥵🤯🤯. In simple words, 2x speed for attaining a positive mind and aura around🧘🧘. Efforts reduced to more than 50%.🔥🔥 Every milestone is now an achievement and, and you can flex that body😎 too.Kaafi hai yaa aur batau???

Imagining this is giving me goosebumps 😬what if this happens. Be positive (subah ka sapna sach hota hai)😌😌

Thanks, mat bolo yaar, 🙅it’s my duty to keep you guys motivated so that you guys shake some botty.🤸 💃🕺Lazy bums!!!😴😴

[zealousbubble]

Aptitud Física🏃‍♂️💪

Woahhh!!🙆‍♂️ ohhhh!!  ohh!!  fancy word alert, nahhh!!🙅‍♀️. Any guesses what are we gonna talk today🤔. Well, if fitness resolutions are always on the top of our list but they easily sway out of your busy schedule🌊. 

STOP🛑🛑

WELL THAT NO TIME EXCUSE IS OVER❌❌

Here is a EASY PEESY LEMON SQUEEZY REGIME specially designed for all you WORKHOLICS🥵 and HAPPY LAZY PEOPLE😴😴

MINIMUM REQUIREMNTS :

Lots of LAZINESS 😛😪

BOONS :

Burning of fats and good body posture. helps in strengthening of your muscles and 2x activation of your brain🤯🤯.

RECOMMENDATIONS :(start slow and gradually increase)

1. Start your day with simple stretches🤸‍♀️🤸‍♂️

2. Proceed for a slow jog or a minimum of 10k steps🏃‍♀️🚶‍♂️

3. To strengthen your muscles, cobra pose, wall sits, planks

4. Meditate for an awaken and peaceful mind 🧎‍♀️🧎‍♂️

REMEMBER:

“EMPIRES ARE NOT BUILD IN A DAY”

So be considerate, generous and lazy AF😛

[zealousbubble]

Survival of Fittest

The Darwin theory of Survival of the fittest is a lot heard buzz. It is the nature’s way of selecting the best or the fittest individual. 

Surpassing all the nature thrown hardships😷⛈, if we are here still alive, it is not less than an achievement🏆. It has made us realize the power of change, we have transformed somewhere near to mutation(not biologically rather), evolved, adapted and survived. This has led to the start of an era which is more independent, self sufficient and vigil. With changing times will our traditional trading and banking systems cope up with the pace 🤔?? We do have undergone various changes in the system but are they actually enough to fill the loop holes or are more loop holes been created🧐??. Do lemme know your thoughts in the comment section 

(Hence, proved we are fit💪 😁)

[zealousbubble]

Is our money really safe??

As we know, GDP has shrunk from Rs 35.35 lakh crore in 1st quarter of 2019-20 to Rs 26.90 lakh crore in the first quarter of Q1 of 2020-21, showing a contraction of 23.9 %

For the second quarter economic contraction narrows to 7.5% from 23.9% and with this the Finance ministry official announce the recession in country’s economy.

After looking at this numbers, and government’s new policies instigating more expenditure by providing easy loans to all at lesser interest rates. Do you think this is the way out?? what about the savings of the people?? will saving money cost us?? what if loans remain unpaid?? what if a new money scam takes place?? Government policies are pressurizing banks to  give cheaper loans for which banks mediate money from their depositors and if loans remain unpaid, the money of the depositors is at stake. This weakens the entire banking system. And is correct of the political parties to pressurize banks for their selfish needs and put people’s hard money at stake??. It is very important for the Banking and Finance system to be independent and have its own norms and rules to mediate money in every general case possible. This will not only bring better solutions and quick results but also the money remains in the market. 

So what should we do?🙄 ,as making and implementing laws will take years, how should we save?? where should we invest ?? 

Stay tuned….

Do comment your views on the topic and also solution to it 😇😇.

[zealousbubble]

Is our money really safe??

As we know, GDP has shrunk from Rs 35.35 lakh crore in 1st quarter of 2019-20 to Rs 26.90 lakh crore in the first quarter of Q1 of 2020-21, showing a contraction of 23.9 %

For the second quarter economic contraction narrows to 7.5% from 23.9% and with this the Finance ministry official announce the recession in country’s economy.

After looking at this numbers, and government’s new policies instigating more expenditure by providing easy loans to all at lesser interest rates. Do you think this is the way out?? what about the savings of the people?? will saving money cost us?? what if loans remain unpaid?? what if a new money scam takes place?? Government policies are pressurizing banks to  give cheaper loans for which banks mediate money from their depositors and if loans remain unpaid, the money of the depositors is at stake. This weakens the entire banking system. And is correct of the political parties to pressurize banks for their selfish needs and put people’s hard money at stake??. It is very important for the Banking and Finance system to be independent and have its own norms and rules to mediate money in every general case possible. This will not only bring better solutions and quick results but also the money remains in the market. 

So what should we do?🙄 ,as making and implementing laws will take years, how should we save?? where should we invest ?? 

Stay tuned....

Do comment your views on the topic and also solution to it 😇😇.

[zealousbubble]

Continuation to my last post,here I am with something interesting!!!!!

“LOOPHOLE- of the APPLE’S cascade”

As we discussed, APPLE makes a lot of money by subsidiaries and make its profit tax-free. But as we know, “Everything that glitters is not gold.”

#THEPROBLEM

No matter how large the pile of the money grows ,it’s all frozen and just out of the reach. It’s like being given the world’s largest bank account with no ATM’s to withdraw from.

 This is not the only problem, the real problem is deeper than this.

To pay American Bills, Apple takes American Loans, money for which it already has, just not as far as the US is concerned.But, it can’t keep up with how fast the pile is growing. To you and I this would be opposite of a problem.Because, it’s like a giant cat swimming in money and worrying only about how to spend it all. The CEO’S of the CEO are the shareholders and when someone buys a portion of the company, he does so in hopes of earning more money tomorrow than he paid today.Stocks can cost pennies or hundreds of dollars. But what matters is how much that number changes. And THAT”S THE PROBLEM.To an individual money in a bank account is the money it can use ,but to a shareholder all that money means nothings,if it sits watching grass grows.

The desire to minimize taxes kept money offshore. But that made it useless for what they care about most: INVESTING BACK

This is how in-spite of being a territory in itself, all its money is useless.

BUT, BUT, BUT, This is not the end. 

Stay tuned to know how apple will deal with this in the coming years.

Do write below your opinions and queries. It would be a pleasure to read and answer them.

[zealousbubble]

INFLATION - ‘ THE APPLE WAY ’

In this time of pandemic where all companies are cutting down their production , marketing, etc. costs APPLE has launched a variety of products. 

HOW??WHY??AREN’T THEY AFFECTED??

 This were the questions which came to my mind and I’m sure to all of  you out there.

Answer to this lies in their financial engineering smartly and strategically combined with their main stream electrical engineering.

Where all companies beg not to be taxed, countries beg not tax APPLE!! WHY??

As we all know companies pay taxes to the countries where it’s money is made even if it is manufactured in any other country but there is a exception to this and that is ‘AMERICA’.

America taxes based on citizenship, i.e; every citizen owes them tax even if the money is made somewhere else. So, for American companies this means to pay the highest tax in the world on the profit made everywhere.

So how does APPLE cope up with this??

Whenever an American company pays taxes overseas, America subtracts that from its tax rate and reaches it hand out. This where APPLE makes it move, it chooses to keep its money with the other country as it has generous tax rate, more flexibility and supports innovation. So this money goes into subsidiary, majorly in Ireland and Jersey. This countries make up the amount they loose in taxes by the jobs these companies bring.

Now, whenever APPLE pays its dues to the country assuming it to be 5% of the total GDP, it still has to pay 30% to US. So to pay less you need to earn less at-least on paper. Most of the APPLE products are based on patents and patents have no precise value. So, it makes them a handy way to move money. All it does is gives their patents to IRISH subsidiaries which they rent in future by giving a fee. So, whenever it makes a profit it says that it owes this money to the IRISH company and its not their money and this is how it escapes.

All of this is 100% legal!!!

ISN’T THIS AMAZING!!!

Stay tuned to dig a loophole in this!!!

[zealousbubble]

INFLATION !!!

With a basic knowledge of equity, fixed income and impact of interest rates on them, next in the line is the impact of “inflation” which,I think is the need of the hour!!. So let’s start 

INFLATION: Rise in price of goods and services. Often correlated to greater volatility of stock movements.

EFFECTS :

Input prices are higher

Profits decline

economy slows for a time until a measure of economic equilibrium is reached.

Stimulate some job growth.

How it works for stocks: One can't generalize about inflation's impact on equities, as different groups of stocks seem to perform differently.

  Stocks are sub categorized as value stocks and growth stocks. Value stocks  have strong current cash flows that will slow over time whereas growth stocks have little or no cash flow today, but are expected to gradually increase over time.  

Key takeaways : 

Value stocks perform better in high inflation periods and growth stocks perform better during low inflation.

When inflation is on the upswing, income-oriented or high-dividend-paying stock prices generally decline.

Stocks overall do seem to be more volatile during highly inflationary periods.

Graph explaining the impact of Inflation on various equities, bonds, stocks and funds.

[zealousbubble]

Sorry guys there was some technical issue regarding my last post. Do check now!!!

[zealousbubble]

Fixed Income VS Equity.pptx

To all those who want to step into markets, here’s something you really need to know. Do check!!!

[zealousbubble]

One foot ahead introduces me to the wave of the market . ‘Stocks vs Bonds’ , here we go. Stay Tuned for more knowledge 

[zealousbubble]

A step ahead in my learning ,the recent news of some governments adopting the strategy of negative interests to grow their economy is grabbing the attention of the world. On one side where some governments are adopting this feature to strengthen their economy whereas on the other side many governments are against involving this feature in their strategies. This is because of its conflicting monetary policy,unconventional nature and counter intuitive that makes borrowing cheaper and saving expensive which is completely opposite to the current situation. With no clear conclusion to its inclusion in the system ,lets hope for the best!!!

[zealousbubble]

Finance&Me

With my recent start towards financial markets and a new add-on to my knowledge about the negative interest rates, the recent announcement of the Indian government has grabbed my interest . With every opportunity comes a responsibility .  With a little knowledge of rates , if borrowing becomes more easier and money becomes cheaper , there may be circumstances where you get less than what you’ve deposited. Moreover, its a great initiative and let’s hope for the best.