Howdy Folks

heidi | she/her, they/them welcome to my chaotic space currently watching: lil bit of everything, brain is mush atm

[romemok]

PEACH AND ME | EP 2

[namtan]

PEACH AND ME | EP 2

[drememoto]

sometimes you look at someone’s art and you know EXACTLY what’s going on and you’re like

[drememoto]

(I would like to emphasize the “non-judgemental” portion of the caption)

[madnessbrainworms]

two different but very similar energies

[noah-wyles]

all i want for 2026 is that gigantic rancid AI bubble to finally burst in such a catastrophic way that the consequences will be so good and i'll never have to see another AI generated image ever again

[fluoritegalaxy]

Like to charge, reblog to cast.

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[look-peach]

Peach:

Also Peach, a mere few days after meeting Thee:

#oh we know

PEACH AND ME (2026) — EP. 01 ME AND THEE (2025 - 2026) — EP. 02

[bigdsgirl]

The drama gods heard my pleas — overdo comes this weekend and I’m off work until the 27th!!!

My mood now:

[dangermousie]

OK there, Mo Ran.

[cosmonautroger]

Kaoru Yamada

[bigdsgirl]

to be or knot to be (episode 3!)

just a girl with her chocolate birthday cake that her coworkers got her, ready to see if my true alpha and pure omega will be in their heat or rut

let us! begin! *claps*

me listening to the intro:

uhm; what are these binders.

oh god sir; you strands are extra slutty today. both of you. wait oh my god the bite is healing oh my god oh my god. I HOPE WE SEE IT FOREVERRRRR!!!! (I am so chill about this show guys. very normal)

wait..... only those skinny ass binders for 3 years of accounting???

no, incorrect

I am currently in fiscal year transition and seeing any expense reports will cause me to explode. you are warned phatsa.

Nakhun: "oh he's hot and SMART"

MORE INSIGHTFUL QUESTIONS. THE DOUBLE BLINK OF SHOCK I SAW THAT SIR!!!!

the body guards/assistants: well shit he's hot and smart? someone is gonna be pregnant within the year! (that last bit was mostly me, but I want it to be them too!!!!! GIVE ME MPREG!!!!)

what in the fuckin' grouchy toddler am i seeing here. lmfao man, you are wearing a BIB. and APRON.

THIS IS YOU!!! AND YOU HAVE THE AUDACITY TO CRITICIZE THEM??

aw fuck i wanted them to hold hands so bad when they stood up

ALPHA SHIT YEAH!!!!!

oh. oh. oh hand on shoulder. alert.

also - Nakhun, buy your omega a new pair of pants, he's going to blow away if he catches a gust of wind in these shorts.

GUN SAFETY KIDS!!!!!!! YEAH PREVENTION MESSAGING!

the slut strands are on their A game today, oh my lord

your honor they are MARRIED HERE!!!! MARRIED!!!!

"it's not like that" uh huh. Nakhun, you ain't slick (LMFAO PUN INTENDED), man you are obsessed with Phatas.

oh my god the way he is ON HIM when holding the gun.

wait. wait who is this goddess???? girl you are sassy. WAIT WHAT IS YOUR SCENT. WHO ARE YOU????

sharing this screenshot for science. thank you for participating.

She's trying to be sassy, but my pure omega is calm, cool, and collected! oh he has some fire in him. his lines here seemed soooo creeeepy i loved it.

exhibit B of Nakhun wanting to bone his Omega, because he's a god damn certified BAD-DIE.

BYEEEEE~!!!! Bye queen!

oh man shot to injury and kill, not to win. oh my man phatsa is a menace and nakhun is sooooooo into it. he has to have a secret past.

OMG. GUYS. what if his memory was wiped and that's why he was big dumb about the world of secondary genders???? might be giving too much credit here but he is giving a "i have secrets vibe"

Ongsa, where did you get that sweater. i love the color and it looks COZY as hell my guy.

oh sweetie, our boy is not an alpha. he is PURE. OMEGA. what a twist right???? I was shocked too!

the gossip is HOT my friend

oh our boy is bored!!! omg food!!! ooo that juice looks good. again, my boy is a menace.

look i know he is bored and is struggling with the restriction of his freedom... but the way he says WITHOUT YOU I AM BORED, I just

oh my god not nakhun going "you have what ever you want" and phatsa's response is that nakhun is too busy with work, CUZ HE WANTS TO DO THINGS WITH HIM!!!!!!!!! I know it could be for other reasons but let me live in my delusions, thank you!

frick im not even 20 minutes in i need to cool it lmfao.

not the fake SLEEP.

THIS IS AN ALPHA IN LOVE!!!! SWOONING!!!

ah yes of course, he's 'asleep' time to get some late night sniffs in.

ope. CAUGHT!

"how long do I have to stay here"

me:

oh my god the tears and him wiping them away, I will not RECOVER. UGH I WISH HE COULD HUG HIM!!!!!!!!!!!!!!!!! OH WE GOT AN ARM AROUND EACH OTHER!!!!!

this is a man who would walk over a thousand, nay one bazillion legos for his man. god the EYES. he is so heart broken phatsa feels this way 😭😭😭😭😭 and the final wound of him saying he will DIE from this sorrow of being locked up. LORD it hurts.

oh. oh my fuckin' god.

the SHIRT. HIM IN THE SHORT SLEEVE SHIRT!!!! AHHHHH

the way he immediately gets him a car :(

and I know this man is going to turn it down like a dummy!!!

bruhhhhhhhhhhhh him in that shortsleeve shirt is ILLEGAL.

of course, he says no :) cuz its :) too :) expensive :)

BOOO TAKE THE GIFT!!!! TAKE IT!!!!!!!!!

ope angry smells. oops. man you gotta flatter the alpha just a tinyyyyy bit. omg he is ALREADY going to apologize??? these two omfg.

"are you mad at me?" Phatsa what do you think??? the answer might surprise you! omg wait this is so cute he wants to drive him to work.

"I wasn't mad in the first place" I smell a damn LIE sir.

and he gets to see him enjoy the car??? AHHHHHHHH *squeal*

and we are bargaining for a salary and of course my man only offers him the best - HE KEEPS GOING UP LOL!!!!

chat we need to discuss how gently Nakhun moves his hair to take his glasses off. this is insane, I am going insane.

he's carrying him to beddddddd 😭😭😭

exhibit D of our alpha in love holy fuuuuuuuuuck

HAHAHHAHA HIS HEART! OMG THE BOND!! ITS SO SOLIDIFYING!!! AHH!!!!!! OH MY GOD. I am so ready for Phatsa to cuddle with him in his sleep

I got two words: Holy. fuck.

more short sleeve thank you thai drama gods, ilysm.

phatsa you look so SASSY I AM OBSESSED WITH THE LOOK.

god i can't help it every time he flexes and moves his arm i am just like

WAIT SHIT HE GOT INJURED!!!!! OH MY GOD WAIT!!!!!!!!!! THEY SHARE PAIN!!!!!!!!! WHAT OH NO NO I DONT LIKE WHEN ITS LIKE THIS!!!! NAKHUN GO TO HIM!!!! GO TO HIM!!!

oh he's got them protective panicked pheromonesssssss eeeeek!!!!!

damn phatsa, the bite is healing QUICK. also omg Nakhun is freaking oututttttt!! okay wait theory - can Nakhun help Phatsa heal? like... send... good vibes down the bond? oh dear god im gonna shut up now and press play.

Nakhun, I respect the play to use this injury as a reason to touch phatsa, it's a brilliant strategy.

ugh. ugh. dad is here 🙄🙄

CAN WE TALK ABOUT THE HANDS??? PLEASE????

also fuck u mr. dad sir. also of course little brother is causing trouble. and he is soooo mad about being caught lol. oh I wanna see nakhun kill someone. SO BAD. he said KICK!!!!!

2 am???? oh hell naw. OH BUT HE STAYED UP!!!!! OH MY GOD!!!!! HE WAS WAITING FOR HIM!!!!! AHHH!!!!

im screaming. yeet me to mars because oh my fucking GOD HE WANTS TO HELP!!!! AND THATS THE PLACE THAT NAKHUN WANTS TO BEEEEEEEEEEEEE. you can't even see his face, Nakhun is so buried in there.

its got BETTTTTTTTTTTTTTTTTTTTERRRRRRRR

okay now smooch - or say sweet nothings that may work too. LET HIM HUG YOU PHATSA!!!!!

that's a smitten omega!!!!!!!! i KNOW IT!!!!

ah yes, we gotta have a friend vent session. i love this let's goooo. Seriously, I love Ongsa, he is such a good friend. and we got a lil' omega lesson from our boy.

LOL he's bad mouthing alphas, I know Phatsa is gonna defend our man. LOL AND HE DID AJGLKDFGJADLFKGJADFLGKAJDFG. Man you ain't fooling anyone.

Not Nakhun saying Phatsa has to go home!!! I know this boy gonna dig his heels in, stubborn man. oh yes, our phatsa, the brattiest omega.

aw, phatsa, kind things being said.

LOL NOT HIM!!!!! he is so excited to hit on Ongsa some moreeeee. oh now Ongsa is getting a smidge jelaous! at least I think so.

Phatsa, you are stressing Ai out, pls just go. PLS.

not Nakhun calling and Phatsa immediately changing his mind an d leaving LOL!!!!! Married!!!!!!!!!

oh ongsa, why you hurt your man like this! and to pawn him off to give another a ride home? ugh look at Nahkin, he's hurt :(

GLASSES? CASUAL PAJAMAS? SLUT STRANDS? this damn show.

oh Phatsa is so happy Ongsa can come over!!! though tbh, I agree with Nahkun, unsafe for the omega friend to come!

WAIT? WILL I GET TO SEE THEM TAKE A STEP FORWARD?

UGH PHATSA PLEASEEEE! This man is begging and pathetic (how I prefer my alphas, don't get it twisted).

ope he's gonna go crazy with the hand yep, yep. LOL STOPPED.

"Then give me your clothes"

Me, a lass who has read omegaverse forever and know EXACTLY WHAT THIS MEANS

also me:

damn phatsa, least you could do is give Nakhun and the shirt the room........

ope nvm he's off for his own alone time. OPE ALONE TIME ALONE TIME.

I LOVE MY LIFE!!!!!!!!!!!!!!!!!!!!!!!

bruhhhhhhhhhhhhh okay yep this scene, yep.

oh he's saying Phatsa's name WHILE RIGHT NEAR HIM??? BOLD! INSANE! I LOVE IT!

"what's taking him so long", phatsa, if you won't join him, leave my man alone!

BOOO GET IN THERE DONT RUN AWAY!!!!!

oh we in it now girlies. LETS DO THIS!!!!!!

[bigdsgirl]

the sluttiest strands: a tell all into the Devathitirat family

[hometoursandotherstuff]

[baibixin]

It's Phatsa and his pair of gigantic shorts against the world

Ep 3

[babyangelsky]

Nakhun and Phatsa’s entire relationship thus far:

Nakhun: I can give you whatever you want. Money is no object. Do you want a car? To travel? Clothes? Jewels? Power? Tell me, what does your heart desire?

Phatsa: A task.

[heretherebedork]

An omega's arms are the safest and calmest place for his alpha.

[groovysarity]

[kedreeva]

Feeling very called out right now

[bonivers]

just remembered shows used to have 20-25 eps per season

[bonivers]

[raptorofwar]