Compliance Consultant @complianceconsultant - Tumblr Blog

Posts

Professional sanctions screening procedures and escalation playbook for UK FCA-regulated firms. Updated for OFSI 2026 UKSL changes. Templates. Instant download.

From 28 January 2026, the UK Sanctions List (UKSL) became the single official source for all UK sanctions designations. The OFSI Consolidated List has closed. If your screening system or provider hasn't updated their data feed — you may have a gap in your sanctions coverage right now. Three things to do immediately: 1. Confirm your screening provider sources designations from the UKSL (not the old Consolidated List) 2. Subscribe to the joint UK sanctions email alert service for real-time designation notifications 3. Document your list management procedures and update timelines Our Sanctions Screening Procedures & Escalation Playbook includes complete guidance on UKSL integration, list management procedures, and rescreening protocols. http://dlvr.it/TT1vn4 #UKSL #SanctionsScreening #OFSI #Compliance #FinancialCrime #FCA

Professional FCA query response templates and playbook for UK regulated firms. Avoid costly mistakes. Ready-to-use frameworks. Instant download. £249.

How to structure every FCA response (the CLEAR framework): C – Clarify Restate the question to confirm understanding. L – Locate Identify the evidence that addresses the query. E – Explain Provide context where necessary. A – Attach Include supporting documentation, clearly indexed. R – Review Second pair of eyes before submission. Always. This isn't just about answering questions. It's about demonstrating competence, building regulatory confidence, and protecting your firm. I've built this framework into a complete FCA Query Response Pack – playbook plus ready-to-use templates. Available now at complianceconsultant.org - http://dlvr.it/TT1kfF #Compliance #FCA #RegulatoryCompliance #FinancialServices #SMCR

Complete framework for investigating Individual Conduct Rules breaches under SMCR. Templates, checklists, and FCA notification guidance included.

7 business days. That's how long you have to notify the FCA when a Senior Manager breaches the Conduct Rules. Miss that deadline and you've got a separate compliance failure to explain. But here's what many firms don't realise: → ANY disciplinary action against a Senior Manager requires notification → Even a finding of breach with NO action taken requires notification → Certification Persons need notification for dismissal, suspension, clawback, or demotion The clock starts when disciplinary action concludes. Not when the allegation arrives. Do you have a clear framework for: • Determining if a Conduct Rule was breached? • Assessing severity? • Deciding on appropriate outcomes? • Knowing when notification is required? Our Conduct Rules Breach Investigation Toolkit covers all of this. Investigation protocol. Assessment frameworks. Notification decision matrix. Be ready before you need it. 🔗 http://dlvr.it/TT1cRh #FCA #SMCR #ConductRules #RegulatoryNotification #Compliance #FinancialServices

SMF Submission Packs - Professional templates and services for successful FCA Senior Manager Function applications. From DIY toolkits to full-service support.

12 Working Days. Zero Questions. FCA Approved. In December 2025, we submitted an SMF application using our methodology. The result? ✅ Submitted: 19 December 2025 ✅ Approved: 8 January 2026 ✅ Questions from FCA: Zero That's 12 working days – including the Christmas period when processing times are typically longer. What made the difference? The application anticipated what the FCA case officer would want to know and provided it upfront. Complete evidence. Clear regulatory rationale. No gaps. This isn't luck. It's methodology. The same approach is now available in our SMF Submission Professional Pack. 50+ page Master Guide. 17 templates. Worked examples. Everything you need to prepare applications that stand out for the right reasons. 🔗 http://dlvr.it/TT1WTg #SMF #FCAApproval #Compliance #SMCR #FinancialServices #RegulatorySuccess

PEP & High-Risk Customer EDD Workbook for UK-regulated firms. Includes screening templates, source of wealth verification, risk scoring, and approval workflows.

⚠️ FCA enforcement findings consistently highlight the same EDD weakness: Firms confuse Source of Wealth with Source of Funds. They're not the same thing. Source of Wealth = How did the customer accumulate their total wealth? (Career history, business ownership, inheritance, investments) Source of Funds = Where does the money for THIS specific transaction come from? (Which account, what recent activity generated these funds) PEPs and high-risk customers require verification of BOTH. Yet many firms: → Accept a salary slip as evidence of wealth from a senior government official → Don't question how someone in public service accumulated millions → Conflate "funds came from their account" with verified source Getting this wrong isn't just a compliance gap. It's how facilitation happens. Our new PEP & High-Risk Customer EDD Workbook includes separate assessment templates for SoW and SoF, with specific evidence requirements and verification checklists for each. Because defensible EDD requires documenting both, properly. Link http://dlvr.it/TT1F3n #AML #EnhancedDueDiligence #PEP #FinancialCrime #Compliance #FCA #MLRO #RiskManagement #SourceOfWealth #SourceOfFunds #MLRs2017 #ComplianceOfficer #FinancialServices #RegTech #JMLSG

Every FCA-authorised firm needs a comprehensive Compliance Manual. It's one of the first documents your staff must read and attest to – and one of the first things the FCA will ask to see during a supervisory visit.

🚀 NEW: FCA Compliance Manual Template – December 2025 Update Is your compliance manual up to date with: ✅ Consumer Duty requirements? ✅ SMCR reform proposals? ✅ Latest MLR amendments? ✅ Operational resilience deadline? Stop spending weeks drafting from scratch. Our fully editable Word template gives you a professional foundation covering 27 essential sections – ready to customise for your firm. 🔗 Download instantly: http://dlvr.it/TT1C9q #FCAcompliance #ConsumerDuty #SMCR #ComplianceManual #FinancialServices #RegulatoryCompliance

Comprehensive compliance monitoring plan template for FSMA & PSR firms. Updated for Consumer Duty, Operational Resilience & DORA. Instant download. £300

🚀 NEW RESOURCE: Compliance Monitoring Programme Template If you're responsible for compliance at an FCA-authorised or Payment Services firm, you know how critical a robust monitoring programme is. But building one from scratch? That's 40+ hours you could spend on higher-value work. I've just released a comprehensive Compliance Monitoring Programme template that covers: ✅ Consumer Duty (PRIN 2A) - fully integrated monitoring ✅ Operational Resilience (SYSC 15A) - IBS mapping & impact tolerances ✅ DORA readiness - ICT risk management framework ✅ Enhanced third-party oversight - aligned with SS2/21 ✅ SM&CR - responsibilities & certification regime ✅ AML/Financial Crime - MLR 2017 requirements ✅ Plus 18 more comprehensive sections 𝗪𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝘁𝗵𝗶𝘀 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁? → Dual-regime coverage: Works for FSMA firms AND Payment Institutions/EMIs → Colour-coded: Purple tags clearly identify PSR-specific requirements → FCA Handbook links: Direct hyperlinks throughout for quick reference → Non-expert friendly: Clear instructions for operations staff → Applicability matrix: Instantly see what applies to your firm type Whether you're: • Preparing for FCA authorisation • Updating an existing monitoring programme • Building a framework for a newly authorised firm • Advising clients on compliance frameworks This template will save you significant time while ensuring comprehensive coverage. 💼 Developed from 20+ years of FCA regulatory experience across hundreds of authorisation applications. Details - http://dlvr.it/TT0zW4 Or, 🔗 Download now: http://dlvr.it/TT0zW5 Questions about tailoring this to your firm? Drop a comment or DM me. #ComplianceMonitoring #FCACompliance #RegulatoryCompliance #ConsumerDuty #OperationalResilience #PaymentServices #EMI #FinancialServices #ComplianceOfficer #SMCR #AML #FinancialCrime #RegTech #ComplianceTemplate

Authorisation Application Support — Get It Right First Time. Applying for a Senior Management Function with the FCA requires more than completing Form A. Your Statement of Responsibilities must be precise, your fitness and propriety evidence compelling, and your FCA Connect navigation accurate. Our SMF Submission Toolkit and Professional Pack are built by qualified regulatory consultants who know exactly what the FCA expects — and what causes applications to be delayed or refused. Available now at http://dlvr.it/TT0nRz 📞 Freephone: 0800 689 0190 Making Compliance Work.

Why so many FCA applications fail — and what you can do about it. Every year, hundreds of firms approach the FCA for authorisation. Many never get approved. The reasons are remarkably consistent: • Vague or unrealistic business plans • Insufficient detail on governance and oversight arrangements • SMF candidates without adequate regulatory track records • Compliance frameworks that exist on paper but not in practice • Failure to demonstrate how Threshold Conditions are met The FCA doesn't want to refuse your application — but they will if the evidence isn't there. At Compliance Consultant, we work with firms preparing for FCA authorisation at every stage — from initial scoping through to pre-submission assurance and SMF applications. Our Pre-Submission Regulatory Assurance Review Questionnaire has helped firms identify and address critical gaps before they become refusals. If you're serious about getting authorised, let's talk. Or go to http://dlvr.it/TT0dmx 📞 0800 689 0190 🌐 complianceconsultant.org 📧 [email protected] Making Compliance Work. #FCAAuthorisation #FCA #FinancialServicesRegulation #ComplianceConsultant #SMCR #UKCompliance

Did you know that failing to disclose known or suspected money laundering carries a maximum sentence of five years' imprisonment and an unlimited fine? 🚨 The Money Laundering Reporting Officer (MLRO) is not a ceremonial title or a role to hand to a busy executive just to tick a regulatory box. Under the SM&CR (SMF17) and POCA, the MLRO assumes immense personal liability and must have the seniority to halt commercial transactions if necessary. Are you confident your MLRO has the required capacity and independence to protect your firm? 📖 Read our definitive guide to understand the true weight of the MLRO role: http://dlvr.it/TT0Hxx 🏢 Compliance Consultant Home of the Compliance Doctor ⭐ "Making Compliance Work" 🌐 complianceconsultant.org 📞 0800 689 0190 #MLRO #AML #FinancialCrime #FCACompliance #SMCR Post 2: The Dual Nature of the MLRO Role Many firms fail to realise that the MLRO actually inhabits two distinct legal personas simultaneously. 1️⃣ The Nominated Officer (under POCA): A reactive role responsible for receiving internal disclosures and deciding whether to file an external Suspicious Activity Report (SAR) with the National Crime Agency. 2️⃣ The Compliance Function (under MLR 2017): A proactive role responsible for building and maintaining the firm's overarching AML framework and firm-wide risk assessment. Conflating these two functions is a structural weakness the FCA readily identifies during supervisory assessments. Discover how to structure this role effectively in our Plain English Guide. 📖 Read the full article: http://dlvr.it/TT0Hxx 🏢 Compliance Consultant Home of the Compliance Doctor ⭐ "Making Compliance Work" 🌐 complianceconsultant.org 📞 0800 689 0190 #RegulatoryCompliance #NominatedOfficer #UKFinance #ComplianceConsultant #MoneyLaundering

Think Consumer Duty is only a post-authorisation problem? Think again. For 2026 applicants, the rules have fundamentally changed. 🚨 The FCA now expects applicants to demonstrate exactly how the Consumer Duty's four core outcomes—products and services, price and value, consumer understanding, and consumer support—are embedded into their business model before authorisation is granted. This is a material shift. If your application fails to articulate how you will deliver good outcomes for retail customers from design through to post-sale support, you will fail the FCA's business model Threshold Condition. Are you confident your Consumer Duty implementation plan is ready for FCA scrutiny? 📖 Discover exactly what the regulator expects in The Definitive Guide to FCA Authorisation 2026: http://dlvr.it/TT01N2 🏢 Compliance Consultant ⭐ "Making Compliance Work" 🌐 http://dlvr.it/TT01N3 📧 [email protected] 📞 UK: 0800 689 0190 | Int: 0208 243 8620 #ConsumerDuty #FCACompliance #FinancialConductAuthority #UKFinance #ComplianceConsultant

Using generic, "off-the-shelf" compliance policies is one of the fastest ways to stall your FCA application in 2026. 🚫 Obtaining FCA authorisation is the legal gateway to operating in the UK's financial services sector, and getting it wrong carries the risk of criminal prosecution. The FCA has drastically increased its scrutiny of application quality this year. So, why do so many applications fail or face months of delays? ❌ Inconsistent documentation between the Regulatory Business Plan and financials. ❌ Unrealistic financial projections lacking stress-test scenarios. ❌ Appointing an MLRO without genuine authority or expertise. Don't let avoidable errors add 6 months to your application process. Preparation and precision are your best assets. 📖 Learn how to build a bulletproof application with The Definitive Guide to FCA Authorisation 2026: http://dlvr.it/TSzq26 🏢 Compliance Consultant ⭐ "Making Compliance Work" 🌐 http://dlvr.it/TSzq27 📧 [email protected] 📞 UK: 0800 689 0190 | Int: 0208 243 8620 #RegulatoryCompliance #FCA #FinancialServices #BusinessStrategy #ComplianceConsultant

Complete fair value assessment framework for Consumer Duty compliance. Up to 11 templates covering methodology, cost-benefit analysis, comparator benchmarking, and board reporting.

The FCA expects firms to evidence fair value—not just assert it. Our Fair Value Assessment Framework provides: 📊 Quantitative benchmarks 📋 Documented methodology 🔍 Comparator analysis 📝 Board-ready reporting Stop guessing. Start evidencing. http://dlvr.it/TSzgQj #ConsumerDuty #FinancialServices

Payment Services Firms face regulatory requirements that generic compliance retainers do not cover. PSRs 2017. EMRs 2011. Safeguarding. SCA. Capital adequacy. Agent registration. Our retainer tiers are designed for both FSMA and Payment Services firms. PSF clients receive specialist PSR-specific template versions at no additional charge — including our PSR Compliance Risk Register with dedicated safeguarding risk categories. http://dlvr.it/TSzL3r #PaymentServices #PSR2017 #EMI #PaymentInstitution #FCACompliance #Safeguarding

🚀 NEW: FCA Compliance Manual Template – December 2025 Update Is your compliance manual up to date with: ✅ Consumer Duty requirements? ✅ SMCR reform proposals? ✅ Latest MLR amendments? ✅ Operational resilience deadline? Stop spending weeks drafting from scratch. Our fully editable Word template gives you a professional foundation covering 27 essential sections – ready to customise for your firm. 🔗 Download instantly: http://dlvr.it/TSzJ5X #FCAcompliance #ConsumerDuty #SMCR #ComplianceManual #FinancialServices #RegulatoryCompliance

"Lee and his team offer a bespoke compliance service tailored specifically to your firm's requirements. Our firm has been delighted with the retainer service we have signed up for." This is what retained compliance support should feel like — fast, practical, and commercially aware. Our retainer tiers start from £495/month including digital compliance templates. Details: http://dlvr.it/TSz3Rq #ClientTestimonial #ComplianceRetainer #FCACompliance #FinancialServices

FCA compliance retainer services for regulated firms. Bronze, Silver and Gold tiers with advisory hours, regulatory updates, and professional compliance templates included. From £495/month.

What should a compliance retainer actually include in 2026? At minimum: → Defined advisory hours with clear response times → Regular regulatory update briefings → Periodic compliance review meetings → Access to professional compliance frameworks and templates → Support for SMCR annual certification cycles If your current retainer does not include these elements, you may be overpaying for what you receive. We have published a detailed breakdown of what each retainer tier should deliver: http://dlvr.it/TSyrv2 #ComplianceConsulting #FCACompliance #RegulatoryAdvisory #ComplianceMonitoring

Trending Blogs

Recently Viewed Blogs

Compliance Consultant