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Restaurant to re-open after a fire thanks to their insurance

A fire that caused significant damage to a Mom and Pop-type business is an unfortunate reminder of the importance of insurance for restaurants. According to Harrisburg-area news site PennLive.com, the Keystone Restaurant on North Third Street went up in smoke at about 5:30 p.m. Luckily, firefighters were able to contain the blaze to the kitchen, but not before the entire place suffered…

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What insurance do startups need?

There are many different types of startups, but no matter what you do it is very likely you will be needing some sort of insurance. It is also true, that the insurance you need largely depends on your size. Afterall, a recently founded startup still working its way out of a garage its not the same as a newly born unicorn looking to make the cover of the Financial Times. Read on for an overview…

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Halloween at Work. Make sure you’re covered.

Whether you hate them or love them, you have to agree – Halloween at work can be a scary proposition if you run your own business. While encouraging your employees to dress in costume or hosting a Halloween party can be morale-boosters, don’t forget that all this merriment also has the potential to backfire on the company. In fact, countless businesses over the last 10 years have faced…

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8 Factors that Impact the Cost of Small Business Insurance

Although many small business owners grumble about the cost of small business insurance, few actually know how the cost is determined. There is a range of factors that affect how much companies pay. Here is a look at 8 factors that influence cost the most. #1. Type of policy. General liability tends to cost the least while employment practices liability insurance has the highest cost. #2. How big…

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6 key questions to make sure your restaurant is protected

No matter what type of restaurant you run, there are 5 questions that determine what kind of insurance you need. 1. Do I have customers or vendors visiting the restaurant? Hopefully, the answer is ‘yes.’ If you serve customers on premise or have ventors in and out, you need General Liability insurance. General Liability can protect you from a variety of claims including bodily injury, property…

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It could happen in your restaurant: Tennis celebrity Eugenie Bouchard sues US Tennis Association over locker room slip and fall

The 21-year-old Canadian, ranked top 30 in the world, slipped in her locker room at the US Open this year and missed tournaments because of the injury. Yesterday Wednesday (Oct 14th), Eugenie filed a legal action against the USTA. Eugenie withdrew from the tournament because of the concussion. She I suffered a head injury in a fall behind the scenes after playing mixed doubles late in the day.…

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#and #fall #restaurant #slip #tennis

Coffee shops: 5 key risks you are exposed to and which insurance types cover them

If you run a coffee shop, there are a bunch of risks you face that you might not even know about. Recognizing them and getting the right insurance is key to keep your shop brewing. These are the top 6 types of insurance you have to consider, and 6 others you might want to consider. 1. Protect your coffee brewing machines and other assets with property insurance Your electrical wiring,…

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#auto #coffe shop #coffee #commercial.#general liability #insurance #property #risk #shop #types #workers compensation

5 Rules for Avoiding a Cyber Liability Nightmare

Almost two years ago, the country was rocked by the Target data breach. Since then tens of companies and even the federal government have been hacked, making the fear of a data breach ever more pressing for businesses, big and small, public and private. Luckily, there are at least five things you can do to avoid a cyber liability nightmare. 1. Don’t Store Credit Card Data On Your Servers & Do…

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#cyber #cyberliability #cybersecurity #liability #security

Hurricane Joaquin Is Coming: Does your business insurance cover you?

“Joaquin has strengthened into a hurricane and while there is still much uncertainty in its path, people along the U.S. East Coast should monitor the National Hurricane Center and local NWS [National Weather Service] forecast offices, as well as local media, for the latest updates and be sure to have a plan in place should Joaquin threaten their area,” the National Oceanic and Atmospheric…

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Do Dog Walkers need insurance?

Your job may literally be a walk in the park, but like other pet care services, dog walking can be more risky than it appears. For one thing, you’re in charge of someone’s beloved friend or as they see it, their “baby” and that’s a big responsibility. You can’t control everything that happens on the street, in a park, etc.,so as a dog walker, you have to be prepared for anything. A solid…

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New Technology, Old Laws. You Still Need To Be Insured

Prepare for the best expect the worst. A few words carry that condensed wisdom that you need to take into account, especially when you are running a successful business. Disaster could strike at any moment and force you to shut your doors, fire employees and loos years of your life’s-work. When the going gets tough, it might seem tempting to cut costs by forgoing insurance, whoever maintaining…

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#Get Protected #insurance #Uber

More Rain. How is the US Open Protected?

Weather in Flushing determines whether we’ll be enjoying a pleasant afternoon of matches or reliving a tennis nightmare. Once again we find ourselves waiting for The Match to begin, looking at the scattered clouds as they give us a slim chance to see Federer win its 6th US Open Title . Well, not only the players and fans are the only ones affected by the inclement weather. The US Open is owned…

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#coverwallet #insurance #SME #usopen

9 Types of insurance you might need for your business If you own a business, you have a lot to protect - your income, your employees, and your customers.

#business #infographic #insurance #need

How does rain affect your US Open tickets?

Rain at the US Open is an annoyance to players, fans and the organizers. But what’s more, it can also be a financial loss for you – the ticket-holder. What happens if you bought tickets and the game gets cancelled? Well, it depends. The options available depend on the match you plan to attend and whether purchased added Rain Out Insurance. For matches in the final stages (after session #20 –…

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#finals #insurance #open #rain #rain out #rain out insurance #tennis #tickets #us #usopen

The time is now!

Many entrepreneurs know (or learn the hard way) that in order to start a business, they need three things: an idea, money, and protection. Small business insurance falls into the third category – protection – and helps business owners avoid losing everything they build with the first two. When and what insurance should you get is an essential question for any business owner. The time comes when…

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#Business Insurance

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teast

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Donald Trump: “You’re fired”… think twice and insure yourself

As the New York Times covered, Donald Trump elevated the firing of people to an art form, giving him enough notoriety to potentially become the next U.S. President. But letting someone go is much more complicated and risky, especially when those employees don’t have any other place to go. And this is when discrimination and wrongful termination claims arise, even when you think of your employees…

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#insurance

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