Without Music, Life Would Bb

Hey I’m Di (she/her), just a geek who loves a lot of things. I also have an Untamed blog (cooledice). This used to be just my personal blog, but now it’s all Bangteez oops. 🙈

[thecrowinacrown]

So.

[uservik]

nagron + forehead presses

[skzbffie]

(191114) chan’s “room” 🐺 ep. 44

[thepioden]

If you have federal students loans, watch them like a hawk in the coming month. EVERYONE is coming off COVID forbearance all at once, and even if that switch goes off with 99.9% accuracy, that's gonna be thousands of borrowers with errors. ESPECIALLY if your loan used to be held by FedLoan and was kicked to a different servicer.

[thepioden]

More student loan stuff for my fellow Americans with federal student debt:

COVID-19 forbearances end 09/01/2023. If you are currently in a COVID-19 forbearance, you will start accruing interest beginning 09/01/2023 unless you are in a different deferment/forbearance status OR you are enrolled in the SAVE plan.

The SAVE plan is an income-based repayment plan that will set your payments to 5% of your income beyond 225% of the federal poverty level for your family size, or 10% for graduate loans. The loan term is 20 years for undergraduate loans, 25 for graduate loans. The maximum term is 20/25 years. The government will cover interest if your monthly payment is below the interest generated; your balance will never go up, only stay the same or decrease. After the end of the payment term, remaining balance is forgiven.

This is not as good as actual forgiveness, but it's better terms than we've gotten before.

If you've been in IDR for 20/25 years and haven't missed payments, check on your forgiveness. The Department of Ed has been pushing through a bunch of forgiveness for folks who were promised IDR forgiveness and then disqualified for bullshit reasons. You could finally be free! But this might have tax implications. I am not a Taxes Guy.

If your loan used to be held by anyone other than EdFinancial, Nelnet/Great Lakes*, or MOHELA, watch it closely. All the other servicers dropped out of the game (except Navient, which became Aidvantage*). Any problems with transfers were likely masked under COVID forbearances; now that we're all coming out, any issues that are there are going to become apparent.

If you loans were transferred, check your credit. Errors in transfer can cause your transferred loans to be counted as new loans on your credit report, destroying your average account age and wrecking your credit score, especially if you don't carry other old, big debt like a mortgage. If there's something wrong with your student loans on your credit report, you can file a dispute to get the student loan services to report the age of your loans correctly.

*If your loan was held by Great Lakes and is now held by Nelnet, it wasn't transferred, Great Lakes was bought out by Nelnet. Same with Navient -> Aidvantage. Still, keep an eye on things.

[feekins]

Has this been done already or

[dc11961]

KIM TAEHYUNG AND HIS SCRUFF AND FIVE O’CLOCK SHADOW GOODBYEEEEEEEEE I AM DECEASED

[dc11961]

Lmao it’s been a year since this and this still applies ☠️

[fucktheflagandfuckyou]

its been 6 months and im still not over this. easily best and most hilarious play in baseball history

[fucktheflagandfuckyou]

for those who dont really understand:

-the first baseman had no reason to chase Baéz, if he just stepped on the bag he was automatically out

-theres two outs, so if hes out, the inning is over. even if the runner on second base gets home, the run doesnt count. its not until hes safe at first that the run scores

-theres no specific rule in baseball about running backwards from first, just that you "cannot retreat to home base" meaning so long as if you dont touch the plate, its fine

-Baéz ran backwards to kill enough to get the run to score, and then stole and extra base on the base on the bad throw

-HE TOOK THE TIME TO UMPIRE HIS OWN PLAY AND CALL SAFE

what a fucking sport yall

[bisexuel]

@fractaldunes

[bangtanger]

yoongi’s hair x break the silence docu series cr. qdeoks

[dc11961]

KIM TAEHYUNG AND HIS SCRUFF AND FIVE O’CLOCK SHADOW GOODBYEEEEEEEEE I AM DECEASED

[jooyeone]

ppiu~

[jooyeone]

jimin hugging joon with every fiber of his being 🥺

[ninjaomelet]

hey omelet! i love your art, honestly it gets me through the day. could you draw geno arriving in america and meeting sid for the first time please? love them as a baby!pens :)

bonus: he came from another iceberg

[midnineties]

[themourningroutine-deactivated2]

Reblog if you have made a friend online that you would love to hang with, but they live far away.

[bechloe-beatchell]

*REBLOGS FURIOUSLY*

[seleeneparis]

*reblogs so furiously it hurts*

[callmebliss-got-swamped]

*reblogs yearningly*

[dc11961]

Jin’s OST is so beautiful I’m-

I’m so proud of him 😭 the song is absolutely gorgeous and he sounded like an absolute ANGEL 💜

[suga-ssi]

-211024- Permission to Dance: On Stage - ‘ON’

[suga-ssi]

We will all scream our hardest for Yoongi when we see him do this live, deal???