DIVA MANGAL

Greater Vancouver BC Realtor & Real Estate Advisor

[divamangal]

✨JUST LISTED✨ 📍1887 ORKNEY PLACE, NORTH VANCOUVER, BC 💲3,180,000 🛏 7 (including 1bd suite) 🛁 4 📐 4,690 ✨Hot tub ✨Sauna ✨Work shop ✨Legal suite Welcome to your private sanctuary on Orkney, located in the lovely North lands neighbourhood. Located in a tranquil cul-de-sac with well-maintained gardens, pathways, and green woodlands all around . This newly renovatedTudor style home exudes elegance and attention to detail. The main level features an open concept living/dining space that extends to the gourmet s ized kitchen, making it perfect for entertaining and family gatherings. The upper level features 5 big bedrooms, including a secluded master suite with soaring ceilings, a fire place, and a wet bar. Enjoy your private completely enclosed backyard with solarium, fireplace, sunken hot tub, and hidden sauna from your simple walk out access. Featuring high-end finishes such as big windows , gorgeous oak hardwood flooring and more! #newlistingvancouver #vancouverbcremarket #seymourvillage #blueridge #northlands #northshore #detached #luxurylisting #luxuryhomes (at North Vancouver, British Columbia) https://www.instagram.com/p/Cl988N9pCpQ/?igshid=NGJjMDIxMWI=

[divamangal]

⁉️Who pays GST & when⁉️ Question that comes up quite frequently in the buying process. GST is payable on the purchase price of ✨newly built homes✨ that are most commonly newly built or in the presale phase and sold directly from the developer or builder. ⭐️If you are a Buyer of a home that is considered a newly built home, then you are responsible for paying the GST on the property. ⭐️If you are purchasing a resale property or a home that has already been lived in, then GST should not apply. ⭐️Generally, GST on real estate in BC is not subject to used homes, as the first owner of the property would have already paid it. Therefore, only the following are subject to GST: ➡️Presale Purchase (Condo/Townhome) ➡️New Construction Home ➡️Assignment of Contract of a New Home ➡️Substantially Renovated Residential Home ➡️New Mobile & Floating Homes ➡️Sale of Vacant Land ⁉️What is the tax rate for GST⁉️ When you’re paying GST on real estate in BC, for residential properties (excluding used), the tax rate is 5%, subject to any rebates. In most situations where GST is applicable for a home purchase, you will need to factor in the purchase price PLUS 5% GST. ⤵️Let me know if you have any questions in the comments below⤵️ #gstupdates #realestatetips #newbuildhome #newbuild #closingcosts (at North Vancouver, British Columbia) https://www.instagram.com/p/Ck_PxsGpDTa/?igshid=NGJjMDIxMWI=

[divamangal]

✨ #Money #Saving #Tips When #Buying a #Home ✨ Consider the following money-saving tips when buying a home: ⭐️If you plan to resell in the future, do not buy the biggest and/or most expensive home on the block. These homes usually appreciate the least and present the biggest challenge when attempting to find a seller. ⭐️The smallest and/or least expensive home on the block often appreciates the most. Inquire about property taxes, utility costs, and home-owners association fees. ⭐️Hire an inspector prior to purchasing a home. This will cost you hundreds, but might save you thousands. ⭐️Don’t make any large purchases (car, boat, etc.) or open a new credit card in the six months leading up to your home purchase. This might be seen as an increased risk to your lender. ⭐️When you bid for the home you want, base it on comps on a $/sq.ft basis. Use a specific number that will indicate to the seller that you did your homework in determining the value of the home. ✨Have you considered these costs? ✨ ⤵️Share your thoughts in the comments below⤵️ #vancouverrealtor #savingtips #besmart #worksmartnothard #investmentproperty #firsttimebuyers #vancouverbcremarket (at Greater Vancouver Area) https://www.instagram.com/p/Ck9tJiJJFyJ/?igshid=NGJjMDIxMWI=

[divamangal]

✨JUST SOLD✨ 📍401 205 E. 10TH AVENUE VANCOUVER, BC 💲 885,000 🛏 2 🛁 2 📐 884 Biggest congratulations to my lovely clients and soon to be parent’s on this amazing purchase at ‘The Hub’ – corner of E 10th & Main Street. A beloved low-rise boutique building, quietly nestled in a vibrant community packed with amazing amenities. I am so incredibly happy and honoured to have been a part of this journey. After 6 months of continued search, we were finally able to win this beauty in a tight multiple offer in todays market! I can’t wait for them to start their new chapter in their new home! ❤️🏡 If you have questions, get in touch! 😊 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #bhfyp #northvancouverlisting #justsold #homeowners #mainstreet #vancouverrealestate #vancouverrealtor #fyp #fypviral #vancouverisawesome #vancitybuzz #vancityvibe #mountpleasant #mainstreetvancouver #viralpost #vancouver #vancitylife #localpride #buylocalyvr #buyersagent (at Main Street–Science World station) https://www.instagram.com/p/CemqGzAJBTq/?igshid=NGJjMDIxMWI=

[divamangal]

✨#BUYER #TIPS ✨ Everyone knows that making the decision to purchase a new home is not one that is taken lightly! There are many things to consider: ▫️Choose neighbourhoods with growth potential ▫️Find a community that supports your family’s interests and lifestyle ▫️Test out work commute during rush hour While decisions may seem endless, don’t get discouraged! Develop a strategic approach to buying a home! If you don’t know where to get started and feeling completely overwhelmed with information thrown at you, get in touch with me to explore your options and begin your path to home ownership! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com 👉🏻 @divamangal #homeownersvancouver #buyers #homebuyers #vancityhype #tips #buy #buylocal #fyp #fypシ #fypage #viral #viralpost #realestateinvestor #vancitybuzz #trending #trendingreels #ootdfashion #women #hypebeast #vanlife #van #vancouverisland #real #tipsandtricks #homebuyer (at Vancouver, British Columbia) https://www.instagram.com/p/Cd9XsQAJH7v/?igshid=NGJjMDIxMWI=

[divamangal]

🚨✨SOLD - UNDER ASKING!✨🚨 🛏2 🛁1 🅿️1 🔐1 📐849 SQFT Biggest congratulations to my clients. Thank you for trusting in me, thank you for allowing me to work with you and bring this deal to a close. After a few days of intense negotiations, on the verge of losing hope, I was able to close on this property UNDER asking in this crazy market. I couldn't be happier for my clients! I can't wait for them to turn this incredible ground level 2 bedroom unit into a lovely place to call home for the next while. The unit just had a complete facelift! Freshly painted with new laminate flooring throughout, new appliances, new bathroom, updated kitchen, new moldings and new blinds. This north-facing suite has a private exit to Broadway's B Line, is just a block from VCC, the start of the new Broadway subway project and walking distance to Commercial Drive or one of the many nearby parks. Biggest thanks to the listing agent. Thank you for your patience and dedication. You were a dream to work with, and I look forward to many more deals with you in the near future! If you are a buyer looking for something similar, get in touch with me! If you have been thinking of selling but not sure where to start, give me a call or shoot me an email. I would be more than happy to provide you with my Step-by-Step Seller Package and provide you with the current market value of your home at NO cost and ZERO obligations. If you’d like more information or have questions, let’s get in touch! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #homebuying #justsold #fyp #realestate #vancouverrealtor #fypシ #trending #viral #reels #deals #firsttimehomebuyer ##divamangal #royallepagesussex #trending #viral #instagram #love #explorepage #explore #follow #tiktok #like #likeforlikes #photography #instadaily #memes #trendingnow #reels #foryou #likes #beautiful #bhfyp (at Vancouver, British Columbia) https://www.instagram.com/p/CdyaJWgpJrC/?igshid=NGJjMDIxMWI=

[divamangal]

✨#OPENHOUSE✨ ✨#NEWLISTINGVANCOUVER✨ 🗓 SUNDAY MAY 1ST, 2022 ⏰ 12:00PM - 2:00PM 📍1307 1288 W. GEORGIA ST. VANCOUVER, BC 🛏 1 🛁 1 🅿️ 1 🔐 1 📐 595 sqft #INVESTORS #FIRSTTIMEHOMEBUYERS #ALERT! Welcome to The Residences on Georgia. An award winning tower. This 13th-floor south facing unit is on the quiet side of the building and offers you a very functional layout with an in-suite flex/den/storage area. Perfect for a first-time homebuyer or an investor. This spacious floor-plan gives the greatest convenience and maximizes the use of the room space. Located in the most prestigious part of Vancouver, steps away to shopping on Robson, Stanley Park and Coal Harbour. Don't miss out on this incredible deal! If you’d like more information or would like to set up a viewing, contact me! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #openhouse #realestate #realtor #vancouverrealtor #vancouverrealestate #downtownvancouver #realestateagent #forsale #househunting #justlisted #realtorlife #home #newlisting #newhome #property #homesforsale #investment #luxuryrealestate #listing #realty #realestatelife #firsttimehomebuyer #mortgage #Royallepagesussex #realtors (at West Georgia Street) https://www.instagram.com/p/CdBmNNLplzj/?igshid=NGJjMDIxMWI=

[divamangal]

✨BUYING A TENANTED PROPERTY IN BC?✨ Buying a tenanted property is very different than buying an owner occupied or vacant properties, as you need to be aware of the tenant’s rights and how that may affect your desired move in date! Tenanted properties come up for sale on the market often, so it’s important to understand how to structure your offer based on tenancy law. If you’d like more information or would like to set up a viewing, contact me! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #rentals #realestate #rental #propertymanagement #landlordproblems #rentalproperty #vancouverrealtor #vancouverrentalproperties #forrent #investmentpropertyforsale #realestateagent #vancouverrentals #luxury #investment #downtownvancouver #investmentproperty #firsttimebuyers #westgeorgiavancouver #justlisted #newlisting #rentalincome #realestatemarketVancouver (at Vancouver, British Columbia) https://www.instagram.com/p/CdBkmyHJqvt/?igshid=NGJjMDIxMWI=

[divamangal]

✨#OPENHOUSE✨ ✨#NEWLISTINGVANCOUVER✨ 🗓 SATURDAY APRIL 30TH, 2022 ⏰ 2:30PM - 4:30PM 📍 2806 - 5058 JOYCE STREET, VANCOUVER, BC 🛏 2 🛁 2 🅿️ 1 📐 775 sqft SPECTACULAR PANORAMIC VIEWS! Welcome to JOYCE by Westbank. Stunning 2 bed., 2 bath. built w/ only the highest level of attention to detail & quality finishings incl. a solid wood entry door, premium Miele and Bosch appliances, porcelain tiles, in-suite laundry & storage & triple glazed windows. Open concept layout & wrap-around deck w/ panoramic views of downtown Vancouver & the scenic mountains makes this home an entertainer’s delight both inside & out. Unsurpassed ame…nities incl. a rooftop terrace w/ resort-like seating & an urban garden, gym, music studio, private study rooms, entertainment lounge w/ kitchen & bar & so much more. Steps to the Skytrain, restaurants, shopping, & express bus to UBC! Parking, Storage, Pets & Rentals allowed! If you’d like more information or would like to set up a viewing, contact me! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #openhouse #realestate #realtor #vancouverrealtor #vancouverrealestate #collingwood #realestateagent #forsale #househunting #justlisted #realtorlife #home #dreamhome #newlisting #newhome #homesweethome #property #homeforsale #homesforsale #investment #luxuryrealestate #sold #listing #luxuryhomes #realty (at Joyce-Collingwood Neighborhood) https://www.instagram.com/p/Cc9inPKuFYq/?igshid=NGJjMDIxMWI=

[divamangal]

✨JUST LISTED✨ 📍1307 1288 W. GEORGIA ST. VANCOUVER, BC 🛏 1 🛁 1 🅿️ 1 🔐 1 📐 595 sqft 🚨#INVESTORS #FIRSTTIMEHOMEBUYERS #ALERT! 🚨 Welcome to The Residences on Georgia, an award winning tower. This 13th-floor south facing unit is on the quiet side of the building and offers you a very functional layout with an in-suite flex/den/storage area. Perfect for a first-time homebuyer or an investor. This spacious floor-plan gives the greatest convenience and maximizes the use of the room space. Located in the most prestigious part of Vancouver, steps away to shopping on Robson, Stanley Park and Coal Harbour. Don't miss out on this incredible deal! If you’d like more information or would like to set up a viewing, contact me! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #newlistingvancouver #downtownvancouver #investmentproperty #firsttimebuyers #westgeorgiavancouver #justlisted #newlisting #rentalincome #realestatemarketVancouver #vancouverrealestate #vancouverbcmarket #homebuying #rentingtips #divamangal #vancouverrealtor #realestate #vancouverrealtor #realestateagent #homeownership #greatervancouverrealestate #realestatebc #realestatemarket #homeselling #firsttimehomebuyer #vancouverrealtor #divamangal #royallepagesussex #mortgage (at Downtown Vancouver) https://www.instagram.com/p/Cc3Yw9wPYsJ/?igshid=NGJjMDIxMWI=

[divamangal]

✨Should I keep renting or buy?✨ The most important factor that you should consider when choosing to rent or buy a house is how long you think you will be staying in a certain area. If uncertain, or don’t have enough for a down-payment, then renting maybe your only option, especially in the Greater Vancouver market. On the other hand, the longer you plan to stay, the more cost-efficient it will be to buy. Of course, taking into account that you have your down-payment and are able to afford it. ◽️Other options could be: ▫️Sacrificing your desired neighbourhood/area in order to get into the current market and start building equity. ▫️Keep renting and saving enough down-payment for your desired location. However, taking into account that the prices may be subject to change; generally increase over time. At the end of the day, it comes down to you. You need to make that decision and figure out what best suits your needs, wants, what’s comfortable and what will get you financially ahead. Pros of Buying ▫️Freedom to renovate or modify ▫️Building up equity ▫️Potential for additional rental income ▫️Stability and peace of mind ▫️Potential advantage from increase in property value Pros of Renting ▫️Less maintenance ▫️Fewer repairs ▫️Lower upfront costs ▫️Short-term commitment if unsure ▫️Protection from potential decrease in property value If you’d like more information or have questions, let’s get in touch! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #homebuying #rentingtips #rentorbuy #realestate #vancouverrealtor #realestateagent #homeownership #greatervancouverrealestate #realestatebc #realestatemarket #homeselling #firsttimehomebuyer #vancouverrealtor #divamangal #royallepagesussex #mortgage #realestatelife #realestateinvesting #realtorlife #disadvantages #prosandcons #prosofbuying #prosofrenting #homebuyingtips #realestategoals #vancouverrealestate #westvancouverhomes #northshorerealestate #realestatetips #homesweethome (at Vancouver, British Columbia) https://www.instagram.com/p/CcdpGbkvIx5/?igshid=NGJjMDIxMWI=

[divamangal]

✨#6 Disadvantages To Home Ownership✨ The benefits of home ownership don’t come without costs and limitations. For some, renting may be a better option. The pros and cons of buying a house should be considered as you think through the process, and before a decision is made. Before buying a home, it’s important to consider how the purchase will affect your finances and lifestyle. Review as many of the advantages and disadvantages of becoming a homeowner before making the commitment. If you’d like more information or have questions, let’s get in touch! 📱[phone] 📧 [email protected] 🌐 www.divamangal.com #homebuying #realestate #vancouverrealtor #realestateagent #homeownership #greatervancouverrealestate #realestatebc #realestatemarket #homeselling #househunting #firsttimehomebuyer #homebuyers #mortgage #realestatelife #newhome #home #realtorlife #disadvantages #prosandcons #prosofbuying #homebuyer #homebuyingtips #realestategoals #vancouverrealestate #westvancouverhomes #northshorerealestate #divamangal #realestatetips #homesweethome (at Vancouver, British Columbia) https://www.instagram.com/p/CcbDgc9PJPe/?igshid=NGJjMDIxMWI=

[divamangal]

✨✨Buying a home can be both exciting & stressful. With so many steps involved, it’s easy to get a little lost along the way – but small mistakes can quickly add up. Let’s take a look at how to avoid these common mistakes! 1️⃣Not budgeting for closing costs ➡️ there are a number of expenses to save for, including: 🔸Down payment 🔸Closing costs: ▫️Appraisal fees ▫️Title fees ▫️Lender fee ▫️Application fees ▫️Loan origination fees ▫️Property taxes ▫️Mortgage insurance ▫️Home maintenance fee ▫️Home owners association fee ▫️Utility bills ▫️Moving costs & more In general, expect to pay 5% of the purchase price of the home in closing costs + down payment. 2️⃣Confusing pre-qualifications vs. pre-approval ➡️ while prequalification provides an estimate of what you can afford, preapproval involves verifying your financial information & therefore offers a more accurate number you can rely on. 3️⃣Talking to only one mortgage lender ➡️ I get it, it’s time consuming, but relying on the first quote may be time efficient, but not always be cost efficient. Getting multiple quotes is the best way for buyers to choose the right lender with the best possible rates & terms. 4️⃣Making emotional decisions ➡️ while buying a home is certainly an emotional milestone, it’s also a financial one. It’s important to make decisions based on fact and not emotion. 5️⃣Rushing to make an offer ➡️ no matter how great everything seems on the surface, we should avoid rushing into things. Remember that your offer serves as a commitment to pay should the seller accept it, so you should be 100% sure of your interest in the home before making an offer. 6️⃣Waiting too long ➡️ on the flip side, taking too long to make an offer could cost you the home you really want, & waiting around for the “perfect” home could mean missing other quality options. Narrow searches typically come with narrow results, so be careful not to be so picky that you prolong the process indefinitely. Thankfully, you can avoid these common mistakes by asking your real estate agent. If you’d like a copy of my ‘Step-by-Step First-Time Home Buyers Guide’ message me directly. 😊 (at Vancouver, British Columbia) https://www.instagram.com/p/Cb-VXi8L_Mn/?utm_medium=tumblr

[divamangal]

✨Real Estate Tips: #1✨ Current times have caused quite a bit of competition in Vancouver real estate market. With record-low mortgage rates, fewer homes on the market for sale, and a higher amount of demand, bidding wars have become something of a norm. You might have already lost out a few times, but you still want to avoid rushing into buying a home. When you feel pressured to submit the perfect offer on a home you only kind of like, it can lead to buying a home you might end up hating. It’s better to wait than buy a home you won’t love. No matter the market, buyer’s remorse can happen, but it doesn’t have to. #buying #selling #vancouverrealestate #vancouverrealtor #realestateagent #firsttimebuyer #buyersremorse #greatervancouver #vancouvermarket househunting #newhome #renting #listing #investing #realtorlife #mortgage #investment #realestatetipsoftheday #properties #divamangal #divamangalrealestate #homesforsale #homesweethome #firsttimehomebuyertips (at Vancouver, British Columbia) https://www.instagram.com/p/Cb-U_Twr7yQ/?utm_medium=tumblr

[divamangal]

✨✨Buying a home can be both exciting & stressful. With so many steps involved, it’s easy to get a little lost along the way – but small mistakes can quickly add up. Let’s take a look at how to avoid these common mistakes! 1️⃣Not budgeting for closing costs ➡️ there are a number of expenses to save for, including: 🔸Down payment 🔸Closing costs: ▫️Appraisal fees ▫️Title fees ▫️Lender fee ▫️Application fees ▫️Loan origination fees ▫️Property taxes ▫️Mortgage insurance ▫️Home maintenance fee ▫️Home owners association fee ▫️Utility bills ▫️Moving costs & more In general, expect to pay 5% of the purchase price of the home in closing costs + down payment. 2️⃣Confusing pre-qualifications vs. pre-approval ➡️ while prequalification provides an estimate of what you can afford, preapproval involves verifying your financial information & therefore offers a more accurate number you can rely on. 3️⃣Talking to only one mortgage lender ➡️ I get it, it’s time consuming, but relying on the first quote may be time efficient, but not always be cost efficient. Getting multiple quotes is the best way for buyers to choose the right lender with the best possible rates & terms. 4️⃣Making emotional decisions ➡️ while buying a home is certainly an emotional milestone, it’s also a financial one. It’s important to make decisions based on fact and not emotion. 5️⃣Rushing to make an offer ➡️ no matter how great everything seems on the surface, we should avoid rushing into things. Remember that your offer serves as a commitment to pay should the seller accept it, so you should be 100% sure of your interest in the home before making an offer. 6️⃣Waiting too long ➡️ on the flip side, taking too long to make an offer could cost you the home you really want, & waiting around for the “perfect” home could mean missing other quality options. Narrow searches typically come with narrow results, so be careful not to be so picky that you prolong the process indefinitely. Thankfully, you can avoid these common mistakes by asking your real estate agent. If you’d like a copy of my ‘Step-by-Step First-Time Home Buyers Guide’ message me directly. 😊 (at Vancouver, British Columbia) https://www.instagram.com/p/Cb-SAcbLBAP/?utm_medium=tumblr

[divamangal]

🌸Happy Spring🌼 Spring is finally here and as we all know, it is the busiest time for real estate. Sellers, spring is a great time to show off the best features of your home. Especially if you’ve used the winter months to prepare for sale. The question is, if spring is the “best” time to sell your home, won’t everyone else be thinking the same thing? Won’t this create an insurge of supply that I will have to compete with? The answer: yes, yes, & yes! However, when the market is moving and buyers are eager, prices are likely to stay healthy. The good news is, there will be more comparable. If homes in your neighbourhood sell for top dollars and you’re trying to sell yours, you can ride off the good prices of homes that are comparable to yours. The bad news is, timing can be more difficult in the spring, and it can come down to the exact week that you list it. Especially if your home isn’t the “ideal home” with reno’s, and the perfect location, then spring may not be the best time for you to sell - you may want to wait until there is lower supply, like fall! If you’ve been thinking about selling and/or buying and have questions, get in touch with me, I’d be more than happy to help. 😊 #sellinghome #realestate #buyinghome #springrealestatemarket2022 #springrealestate #housingmarketvancouver #realestateagent #househunting #sellertips #vancouverrealestate #vancouverrealtors #selling #homesellers #sold #realestateinvesting #buyrealestate #realestatenews #sellersmarket #sellrealestate #realtortips #allthingsrealestate #divamangal #northvancouverbc #westvancouverrealestate (at Vancouver, British Columbia) https://www.instagram.com/p/CbyD6W6PRTf/?utm_medium=tumblr

[divamangal]

Is today Thursday already? 😳 #thursdayalready #vancouverrealtor #realestate #thursdaythoughts #realtorlife #vancouverbccanada #dreamhomesofcanada #vancouverrealestate #realestatelife #homesforsale #firsttimehomebuyer #realtorsofinstagram #homeforsale #realestateinvestor #interiordesign #divamangal (at Vancouver, British Columbia) https://www.instagram.com/p/Cbx3sPeP_At/?utm_medium=tumblr