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Is Diabetes a Disability? #disability

Is Diabetes a Disability? #disability

[ad_1] Here’s a question for you: Is diabetes a disability? This question came up while I was reading an article in the October issue of Diabetes Forecast. There is an article titled, “Cracking the Case.” Long story short, Jeff Kapche was denied a position at the FBI because of his diabetes. He filed suit against them stating that they didn’t hire him because of his diabetes. The FBI said that…

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What Is The Relationship Between Social Security Disability and Long-Term Disability? #disability

What Is The Relationship Between Social Security Disability and Long-Term Disability? #disability

[ad_1] Sometimes, you may get sick or hurt in a disabling way. In fact, according to the Social Security Administration’s website, “Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age.” Unfortunate events happen to many different people all the time, and they can keep you from working and earning money for you and your family. What do…

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Disability Benefits: Disability Update Report #disability

Disability Benefits: Disability Update Report #disability

[ad_1] If your receive disability benefits Social Security will do periodic reviews to see if you are still eligible for benefits. When this review happens you may receive a Disability Update Report in the mail. Here is what you need to know about this disability review and what steps you can take to ensure your benefits are not cut off. When you are receiving disability benefits or SSI from…

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Is Depression a Disability? #disability

Is Depression a Disability? #disability

[ad_1] Depression is a serious condition and affects a lot of people around the world every year. We hear news about the rising number of suicide attempts almost every day. Depression is a mental disability that has an effect on nearly all the activities of the victim. Emotions of sadness and hopelessness are one of the key indicators. It is considered that individuals with disability have a…

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Life Insurance, Annuity - What's the Difference Between the Two? #lifeannuities

Life Insurance, Annuity – What’s the Difference Between the Two? #lifeannuities

[ad_1] Building financial security towards the future is one thing that drives a lot of people. They want to be financially independent when they reach their retirement years so that they would enjoy those years in some measure of ease and comfort. If you are one of them, you’d know that there are a lot of options open to you when it comes to building your financial security. The most common of…

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Do You Know What Life Annuities Are? #lifeannuities

Do You Know What Life Annuities Are? #lifeannuities

[ad_1] Life annuities may be a great option for you, but first you must understand what is meant by it. Fixed annuities are a contract under which a buyer will pay a certain amount, at once or in parts, to a provider who will then send them an income after retirement for the rest of their life. Many people often get this confused with life insurance, but it’s important to know the difference…

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Annuity - Explained for the Layman #lifeannuities

Annuity – Explained for the Layman #lifeannuities

[ad_1] What is an annuity? It is a contract between an individual and an insurance company, wherein the individual pays the sum called premium and in return the insurance company pays a certain sum monthly, till the rest of his life and is called life annuity. Some annuities confuse individuals because of the operation and fees they charge. The insurance companies showcase the life annuity…

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Long-Term Care Insurance - When Does it Make Sense? #longtermcare

Long-Term Care Insurance – When Does it Make Sense? #longtermcare

[ad_1] All adults enjoy the independence that comes with growing old but once you reach the age that you have to become dependent on care and assistance, long term care insurance should be considered. However, long term care insurance isn’t for everyone, if you are wealthy enough to afford assisted living expenses out-of-pocket or if you are poor enough to qualify for Medicaid, then long term…

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Difference Between Bankruptcy and Foreclosure #BankruptcyMedical

[ad_1] A lot of people who are having a difficult time paying their bills hear the two word “bankruptcy” and “foreclosure”. They know that both words have something to do with debts and they want to know what is difference between bankruptcy and foreclosure? Following is a brief outline of the difference as well as an explanation of how the two interact. Bankruptcy: – Court action filed by a…

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How to Shop for Home Loans Online #loans

How to Shop for Home Loans Online #loans

[ad_1] Wireless and virtual communication are no doubt two of the most useful inventions ever created by mankind. With the Internet, a person’s reach expands, allowing him to do business wherever he is and without leaving the comfort of his home. Benefits of Shopping for Home Loans Online No one can argue that shopping for home loans online is certainly more convenient than having to physically…

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Who Pays for Nursing Home Care---A Tale of Three Friends #longtermcare

Who Pays for Nursing Home Care—A Tale of Three Friends #longtermcare

[ad_1] John, Doug and Ben were all neighbors in a typical blue-collar working-class neighborhood in Philadelphia, PA. They had all grown up together, best friends since childhood. John had always been taught to be careful with his money, saving for the proverbial rainy day. If he didn’t have enough money to pay cash for something, he did without. His vacations, if any, consisted of visiting…

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Buying a Home After Foreclosure Made Easy #BankruptcyMedical

[ad_1] Do you want to buy a home after a recent foreclosure? A foreclosure makes you feel the pain of leaving your home and having to make a brand new start. It is even more difficult if you lost your home as a result of medical problems, a loss of your job, or other circumstances beyond your control. You can again become a home owner even after a foreclosure. It is not at all as hard as you may…

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Famous Men in the Bible #flood

Famous Men in the Bible #flood

[ad_1] When people say we all come from Adam and Eve there is one underlying thing many have forgotten. You can read about this in Genesis chapter 7. We all come from Noah and his three sons and their wives. When Noah made the tremendous effort of building the ark people no doubt laughed at his efforts – wondering what would come to pass, yet ridiculing him because they had no idea of the…

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PLUS Loans - Parent Plus Loans a Vital Student Financial Aid Component #loans

PLUS Loans – Parent Plus Loans a Vital Student Financial Aid Component #loans

[ad_1] Unlike the annual borrowing limits imposed on students in the both the FFEL and Direct Stafford student loan programs, Parents of dependent students can borrow any amount up to the cost of attendance minus any other aid the student receives. For example, if a student’s cost of attendance is $12,000 and the student has a student loan for $3,500, a parent or stepparent of this student could…

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How to Find Affordable Health Insurance in Pennsylvania #longtermcare

How to Find Affordable Health Insurance in Pennsylvania #longtermcare

[ad_1] In Pennsylvania, as in most states, there are provisions in place for individuals who fall into the low income bracket. One of those provisions focuses on the need for affordable health care. In this state, there is a program called adultBasic which provides health care insurance for people who earn an income below a prescribed level. For anyone over and above that level, they need to find…

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