Dream Save in Tanzania
In Mwanza EI is supporting and supervising 16 groups with Village Savings and Loan Associations (VSLAs). However, they face challenges related to manual record keeping, limited digital skills and difficult in making calculation at the end of each VSLA circle.
EI Mwanza adopted and promotes the usage of a digital app called Dream Save to help VSLAs to manage their activities more efficiently and transparently. Out of 16 groups, 9 have been trained in five villages (Katunguru, Luchelele, Nyamatongo, Shilabela and Nyamililo). Staff are now using the app, which replaces paper records, allowing members to digitally record savings, loans, and repayments. Dream Save automatically calculates balances, generates reports, tracks member performance, and secures group data, as well as allowing members to monitor their financial progress while promoting accountability.
"Sometimes I struggled to balance the records at the end of each cycle, and members questioned the accuracy of our reports. When we started using Dream Save, everything changed as it automatically calculated savings, tracked loans, and stored the data securely. During meetings, members could see their contributions and loan balances instantly on their cell phones through messages sent after updating the data - it doesn’t matter if its smartphone or not. It increases trust, transparency, and excitement to our group. It simplifies work, saves valuable time and gave me confidence. Nowadays our group is more organized and motivated to save toward our shared goals." Group secretary from Kilimo na Maendeleo (Agriculture and Development), Luchelele.
“…and I have filled him with the Spirit of God, with wisdom, with understanding, with knowledge and with all kinds of skills.” Exodus 31:3











