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Duane helped us buy our first home even when two banks said NO!" — Happy Client, Glen Allen, VA Being denied by a bank doesn't mean you're done. It means you need the RIGHT mortgage expert. I specialize in finding solutions when others say no: ✅ Bank Statement Loans (self-employed) ✅ Non-QM Loans (non-traditional income) ✅ FHA Loans (lower credit OK) ✅ Down Payment Assistance programs Let's find YOUR path to homeownership. 🏡 📞 804-212-8663 | 🌐 freemortgagerate.com

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Buying your first home in Virginia doesn't have to be overwhelming.  

At 6.5% rates, here's what most first-time buyers don't know:  

✅ You may qualify with as little as 3% down 

✅ Down Payment Assistance programs are still available 

✅ A NoTouch soft credit pull won't hurt your score  

I've helped thousands of Virginia families step into their first home — and I can help you too.  

📞 Call/Text: 804-212-8663 

🌐 Free Quote: freemortgagerate.com 

📍 Serving Richmond, Glen Allen, Short Pump & all of Virginia  

Don't wait for rates to drop. Let's run your numbers TODAY! 💪

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🏡 Buying your first home in 2026? Mortgage rates around 6.5% don’t mean you’re out of options.

In this video, Duane Buziak — Mortgage Maestro and Virginia Mortgage Broker Of The Year 2024 & 2025 — explains how first-time buyers can move forward confidently and avoid costly mistakes during the home buying process.

You’ll learn: ✔️ How safe pre-approvals work ✔️ Understanding your true monthly payment ✔️ Comparing FHA, VA & Conventional loans ✔️ Avoiding emotional buying decisions ✔️ Earnest money explained ✔️ Home inspections & appraisal process ✔️ What to expect at closing

Whether you're buying in Virginia, Tennessee, Georgia, or Florida, this video provides smart mortgage strategies designed to help buyers make informed decisions in today’s market.

📞 Call/Text: 804-212-8663 🌐 DuaneBuziakMortgageMaestro.com

👍 Like, Comment “First Time Buyer,” and Subscribe for weekly mortgage tips, market updates, and home financing education.

#FirstTimeHomeBuyer #MortgageRates #HomeLoans #MortgageTips #VirginiaRealEstate #FHALoans #VALoans #MortgageBroker #RealEstateTips #HomeBuying2026

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🇺🇸 Veterans Deserve More Than Just a Thank You 🇺🇸

You served our country. Now let’s help you secure your dream home with little to no money down.

As a VA Loan Specialist, I help military families navigate the home buying process with confidence, speed, and clarity.

✔ 0% Down Options ✔ Competitive Rates ✔ Fast Approvals ✔ Personalized Guidance

Let Virginia’s Mortgage Maestro work for YOU.

📞 804-212-8663 ✉️ [email protected]

#VALoan #VeteranHomeLoan #MilitaryFamilies #VirginiaMortgage #DuaneBuziak

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🏠 Every Month You Rent… You’re Paying Someone Else’s Mortgage.

That money could be building YOUR future instead.

You may qualify for homeownership sooner than you think — even with low down payment options available.

Ready to explore your options?

📞 804-212-8663 ✉️ [email protected]

#StopRenting #HomeOwnership #VirginiaHomes #FirstTimeBuyer

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With FreeMortgageRate.com, you can compare options, secure better rates, and make homeownership easier than ever.

Fast. Simple. Stress-free.

👉 Start your journey today at www.freemortgagerate.com

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Looking to buy a home but worried about your credit score? At Free Mortgage Rate, you can pre-qualify without hurting your credit — no fees, no obligations, and no stress.

✅ No credit score impact ✅ 100% free pre-approvals ✅ Fast & easy process

Get a clear view of your buying power today — and take your first confident step toward homeownership. 💙

👉 Visit FreeMortgageRate.com to get started!

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Buying a home is a big step — and guessing your mortgage rate shouldn’t make it harder. At FreeMortgageRate.com, you can see your real rate instantly. No stress, no hidden tricks. Just clear numbers to help you make the best decision for your family and future. 💙

Check your rate today and take that step closer to your dream home. ✨ 👉 FreeMortgageRate.com

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Ready to buy or refinance? Free Mortgage Rate offers low interest mortgages with flexible repayment terms. ✔️ 24/7 access ✔️ Hundreds of lenders ✔️ No hard credit pull 📲 Contact us today at www.freemortgagerate.com"

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Homeownership doesn’t have to feel overwhelming. Here’s the 5-step process of working with a Mortgage Broker:

Initial Consultation – assess your goals

Loan Shopping – compare the best options

Submit Application – guided support

Get Approved & Negotiate – better terms for you

Finalize Loan – smooth closing.

Your dream home is closer than you think. Visit freemortgagerate.com today.

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Get Approved for Your Home Loan in No Time!

At Free Mortgage Rate, we understand how important it is to secure financing quickly. That's why we offer a fast, no-delay approval process — helping you get the funds you need without the wait.

🔑 Why Choose Us? ✅ Instant Approval ✅ Quick and Easy Process ✅ No Fees, No Hidden Costs ✅ Expert Mortgage Guidance

Whether you're buying your first home or refinancing, let Duane Buziak - Mortgage Maestro help you navigate the process with ease.

📞 Contact Us Today: Call: [phone] Email: [email protected] 🌐 Visit Us: www.freemortgagerate.com

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Unlock the Best Mortgage Rates for Your Dream Home Compare top offers in minutes and make smarter financial decisions. 👉 Start today at freemortgagerate.com

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3 Smart Ways to Get a Lower Mortgage Rate

1️⃣ Improve your credit score before applying 2️⃣ Save for a higher down payment 3️⃣ Compare multiple lenders, don’t settle for one

A little preparation = big savings. 👉 Check updated rates anytime at freemortgagerate.com

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What is a Mortgage Rate? Simple Guide for Beginners

Buying your first home? Confused about mortgage rates? 🤔 Here’s a quick breakdown: ✔️ A mortgage rate = the interest you pay on your home loan ✔️ Fixed vs Adjustable → which one fits your lifestyle? ✔️ Even 1% difference can save you thousands over the loan period!

👉 Learn more at freemortgagerate.com for real-time mortgage updates.