If you want a prime example of prefab housing well, here it is. Back in 1943, the federal housing act (FHA), a result of the New Deal and the newly introduced G.I. Bill, played an important role in the postwar suburban boom. The FHA and VA granted millions of Americans the ability to buy suburban homes on credit. These agencies insured private bank mortgages to both home builders and buyers. These federal housing policies contributed not only to middle-class prosperity, but also to the formation of segregated suburbs. Rules and regulations set forth by the agencies only insured home loans to communities they deemed "credit-worthy". They were barred from investing in poor communities. The FHA published an annual survey of credit worthiness to enforce this regulation and as a result of this survey, neighborhoods with minority or mixed populations were given the highest risk ratings. A perfect example of this is Pruitt Igoe. Because of this newly implemented system, the rise of Levitt Town houses started up in full force.
Abraham Levitt and his two sons, William and Alfred, were the first to apply and use industrial production methods to home building. By constructing simple, four bedroom homes, they were able to build a house per day. After the war, they built a total of 140,000 homes-40,000 of which were on a potato farm in Hempstead, Long Island, making it the largest private housing development in the United States. These homes became the model of postwar suburban housing. They were simple homes, segregated from business and industrial districts, that were mass produced and sold on credit.










