Okay, on reddit there are arguments about this nearly daily, so here are some points I remember:
Breaking TOS: It's literally against the Terms Of Use that you agree to when creating your account. It's number 11 in the list.
Affecting other players: There are reports by some players where a cheated horse caused their game to lag. So it does affect other players negatively.
Growing numbers: If it was one or two from time to time, okay, not many people would probably notice, but recently there have been so many reports and there are more and more players with cheated horses.
Cheat sellers and monetisation: The reason why there are so many people with cheated horses is because there are people selling them. So you have (mostly) kids paying a random person on the internet to give them a horse that can get their account banned. Oh and these people market with "you won't get banned!"
Sharing your personal information: Not only do they pay these people, they also give them their account info so the cheater can do the cheat. What is the main rule? To not share your account information!
Scammers: The point 4 sounds very close to scammer stories... And I guess they are in a way, even if they hold their deal, because a lot of them promise their "clients" that they won't be banned.
Predators: Maybe I should've made this point earlier, I would prefer to not have to make it all. Rattle made a video about this. I personally haven't watched it full, because it made me really uncomfortable, but if you want to see what type of people are some of these cheat sellers, the video is really well made :)
Kids: I don't want to say that kids are stupid but sometimes they really are, and that's because they don't know much. Internet safety is very important but also not very taught. Most SSO players are children that want that pretty horse. They ask their friend where they got it and the friend tells the first child about this person on the internet that gave them this horse. All they have to do is give them account info and money, in the better case.
SSO losing money: Do I have to explain this one? I think it's obvious as a reason why SSO wants to put the end to it. (Just a thought but, some people criticise SSO for putting the prices so high for pretty horses just to get money especially from children who really want this super new and beautiful horse, but the same people will defend cheaters doing the same. I'm not saying all people! But I see some of them here and there...)
Not just coats: Once you use a cheat and get no consequences, why couldn't you use more? Different manes, different coats, "buying" retired and exclusive horses, infinite shillings and star coins, winning every championship, winning every race in less than two seconds.... I'm not saying everyone is like that, but the rabbit hole is very easy to fall into...
So yeah, it's not just "people are complaining because some people changed their horse's coat to a different one". While that's also part of it, it goes way deeper and I hope SSO handles their plan well. And hopefully the anti cheat system will also do something about the players winning races in just a few seconds and similar stuff that players have been complaining about for years. The explosion of cheated coats was probably just the last drop.
Oh, and the difference between a cheat changing your horse's coat and reshade is that the reshade is only visible to you, while the coat change affects all players.
So yeah, this is all I can think of for now. There's a lot to it. Sorry OP for stealing your post about it, but it was like a third post saying it's not that big of a deal and I wanted to explain why there are a lot of people angry about the cheaters.
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