Jrickss Financial Services

Trilingual Financial Services 🇭🇹 | Tax Preparation • Credit Repair • Immigration Services | English, Haitian Creole, Spanish | 📞 [phone] | jrickssfinancialservices.com

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12 Tax Mistakes Costing Haitian American Entrepreneurs Over $10,000 a Year

Most Haitian American business owners are giving the IRS $10,000+ a year they do not have to.

We see the same 12 tax mistakes every single season. The same ones, every time.

A few examples:

· Driving Uber on the side and only filing your W-2? Easy $1,500 to $4,800 lost every year.

· Mixing personal and business in one bank account? An audit can disallow EVERYTHING. We saw a contractor lose $58,000 over this.

· Net business profit over $50,000 and still a single-member LLC? S-Corp election saves $2,800 to $12,000 every year. One form. Form 2553.

The other 9 mistakes are in the free guide. No catch, no upsell, just real fixes.

Get it: jrickssfinancialservices.com/strategy/

Or call us: [phone]

Email: [email protected]

Mèsi anpil pou konfyans ou.

Madame Lynn Joseph (IRS Enrolled Agent) & John Clerge

JRICKSS Financial Services LLC

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AI Mastery 5-Day Master ClassAI Mastery 5-Day Master Class. Starts Monday MayAI Mastery 5-Day Master Class starts Monday, May 11.

Live with me on Zoom. 90 minutes a day. EN + Kreyòl bilingual.

What you learn:

Day 1: AI Foundations + Writing

Day 2: Translation across EN, HT, FR, ES

Day 3: AI for Business and Money

Day 4: AI Images, Video, Voice (Midjourney v7, Sora 2, Veo 3.1, ElevenLabs, Suno v5)

Day 5: AI Productivity and Automation

You get lifetime replay, prompts library, private community, certificate, lifetime updates.

Early bird $197. Standard $249. Pro $497.

Register: https://buy.stripe.com/3cI4gy86M7KbeIi40t4gg0r 11.

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TPS Update: House Passes H.R. 1689 for Haiti

The U.S. House just passed H.R. 1689 with a 224 to 204 vote, which would extend Temporary Protected Status (TPS) for Haiti until April 2029.

What you need to know:

The bill still needs to pass the Senate and be signed by the President, so nothing is final yet. TPS is currently active under a federal court order. Work permits (EADs) remain valid until July 2026.

If you or someone you know holds TPS, keep your documents current and consult a licensed immigration attorney for guidance.

For tax and financial planning help related to immigration status, visit jrickssfinancialservices.com

Source: congress.gov, USCIS.gov

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It's my 7 year anniversary on Tumblr 🥳

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The Tax Code Changed and Nobody Told You

If you earn tips, overtime, or have a car loan -- there are brand new deductions available on your 2025 tax return.

The "One Big Beautiful Bill" created Schedule 1-A, which lets you deduct:

Up to $25,000 in tips

- Up to $12,500 in overtime pay

- Car loan interest

- Enhanced deductions if you're 65+

12 days until the April 15 deadline. Don't file without knowing about these.

JRICKSS Financial Services

[phone] | jrickssfinancialservices.com

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Q1 Estimated Taxes Are Due April 15

If you're self-employed, a freelancer, or earn income that doesn't have taxes withheld -- this is your reminder.

Q1 estimated tax payments for 2026 are due April 15. Missing the deadline means penalties and interest from the IRS, even if you file your return on time.

Who needs to pay estimated taxes? Anyone who expects to owe $1,000 or more in taxes for the year. That includes gig workers, independent contractors, small business owners, and anyone with significant investment income.

Use IRS Form 1040-ES to calculate what you owe. Pay online at IRS.gov/payments -- it takes less than 5 minutes.

Don't wait until the last day. Set it up now and avoid the stress.

Need help figuring out your estimated taxes? JRICKSS Financial Services can walk you through it step by step.

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Investment Strategy for $75K Earners

Making $75K? Your investment strategy changes entirely. Standard investing leaves $15K+ on the table annually. Let's talk tax-efficient growth. [phone]

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Tax Deadline Alert: April 15 Deadline

Tax deadline alert: April 15 is FINAL. No extensions last minute. Get your documents together NOW. Our tax specialists are booking fast. [phone]

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TITLE: FHA vs Conventional Loans: Which is Right?

Real estate note: FHA loans let you put down 3.5% while conventional needs 5-20%. If you're $500 short, you could STILL buy. Chat with our realtor team. [phone]

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Financial Restoration: Rebuild Your Credit

Your credit score just dropped 10 points? Don't panic. I fix this daily. Financial Restoration isn't credit repair - it's rebuilding your future. FREE consultation [phone]

Financial Restoration: Rebuild Your Credit

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Tax Strategy for $50K Earners

💰 If you make $50K, here's your tax strategy: Standard deduction $14K leaves $36K taxable. That's ~$4,300 in taxes if you optimize properly. Want the playbook? [phone]

Tax Strategy for $50K Earners

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Myth Busted: Filing a Tax Extension Does NOT Increase Your Audit Risk

One of the biggest myths in tax: filing an extension increases your audit risk. It does not. The IRS has confirmed this repeatedly. Extensions are routine. Millions of taxpayers file them every year. What does increase audit risk: ❌ Errors on your return ❌ Inconsistencies between income reported and IRS records ❌ Unreported income ❌ Math mistakes All things that happen more often when you rush to meet a deadline. If anything, an extension gives you time to file a cleaner, more accurate return, which reduces your audit exposure. File when you are ready, not when you are rushed. Schnoldine Lynn Joseph, EA, ensures every return filed is accurate and audit-resistant. 📞 JRICKSS Financial Services [phone] | [phone] 🌐 book.jrickssfinancialservices.com

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If You Owe the IRS and Cannot Pay — File Anyway

If you owe the IRS money and cannot pay it all by April 15, you still need to file. This is one of the most common misconceptions in tax season. People think if they cannot pay, they should not file. That is the worst decision you can make. The failure-to-file penalty is TEN TIMES higher than the failure-to-pay penalty. Filing on time — even without full payment — saves you significant money in penalties. Once you file, you have options: ✅ Installment agreement: Pay monthly over time ✅ Offer in Compromise: Settle for less than you owe (if you qualify) ✅ Currently Not Collectible: Temporary pause on collections if you are in financial hardship At JRICKSS Financial Services, Schnoldine Lynn Joseph, Tax Accountant and IRS Enrolled Agent, can file your return AND help you set up a payment arrangement with the IRS. John Clerge, Paralegal, Realtor, Insurance Agent, Notary Public, and Financial Restoration Specialist, can assist with documentation and financial restoration strategies. You have options. But only if you file first. 📞 [phone] | [phone] 🌐 book.jrickssfinancialservices.com

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Tax Documents Checklist: What You Need Before Your Appointment

Walking into a tax preparation appointment without your documents wastes your time and your preparer's time. Here is what you need: 📄 Income documents: • W-2s from every employer • 1099-NEC and 1099-MISC for freelance and contract work • 1099-INT and 1099-DIV for bank interest and investment dividends • 1099-B for stock and investment sales • 1099-G for unemployment compensation • 1099-R for retirement distributions • 1099-K for payment platform income (Venmo, PayPal, Cash App) • K-1 forms for partnership or S-corp income 📄 Deduction documents: • 1098 for mortgage interest • 1098-T for tuition payments • 1098-E for student loan interest • Property tax statements • Charitable donation receipts • Medical expense records • Business expense records and mileage logs 📄 Other: • Prior year tax return • Social Security numbers for all household members • Bank account and routing numbers for direct deposit • Government-issued photo ID Gather everything now. Do not wait until April 14. 📞 Call [phone] to book your preparation appointment. Real estate inquiries: [phone] JRICKSS Financial Services

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Thinking About Selling This Spring? 5 Tips to Maximize Your Sale Price

Spring is traditionally the strongest selling season, and 2026 is no exception. But simply listing your home is not enough. Strategic sellers get top dollar. 1️⃣ Price it right from day one. Overpricing leads to stale listings. A well-priced home generates urgency and often attracts multiple offers above asking. 2️⃣ Invest in curb appeal. First impressions happen before a buyer walks through the door. Fresh landscaping, a clean exterior, and a welcoming entrance matter. 3️⃣ Stage your home. Declutter, depersonalize, and arrange furniture to maximize space. Staged homes sell faster and for more money. 4️⃣ Get a pre-listing inspection. Surprises during the buyer's inspection kill deals. Knowing your home's condition in advance lets you address issues proactively. 5️⃣ Work with an experienced team. Pricing strategy, marketing, negotiations — each one affects your bottom line. Our team helps sellers maximize every advantage. Schnoldine Lynn Joseph — Tax Accountant, EA, IRS Enrolled Agent, Realtor John Clerge — Paralegal, Realtor, Insurance Agent, Notary Public, Financial Restoration Specialist 📞 [phone] | [phone] 🌐 book.jrickssfinancialservices.com

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The IRS Has Unclaimed Refunds Waiting — Is One Yours?

Did you know the IRS has money waiting for over one million people right now? Every year, the IRS holds unclaimed refunds from people who never filed their returns. For the 2022 tax year alone, the IRS estimates over one billion dollars in unclaimed refunds. The deadline to claim those refunds is coming up. If you did not file in previous years because you thought you owed money, you might actually be owed a refund. But you will never know unless you file. At JRICKSS Financial Services, Schnoldine Lynn Joseph, our Tax Accountant and IRS Enrolled Agent, can file prior year returns and help you claim what is yours. Stop leaving your money with the government. 📞 Think you have an unclaimed refund? Call us: [phone] | [phone] 🌐 book.jrickssfinancialservices.com

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Using Your Vehicle for Business? Here Is How to Maximize Your Deduction

If you drive for business purposes — client meetings, property showings, vendor pickups, or site visits — you can deduct those miles. But you need to choose the right method and keep proper records. Two options: 🚗 Standard Mileage Rate: • The IRS sets a per-mile rate each year • Multiply your business miles by the rate • Simpler tracking but may yield a smaller deduction for expensive vehicles 🚗 Actual Expense Method: • Deduct the business-use percentage of all vehicle costs • Includes gas, insurance, repairs, registration, depreciation, and lease payments • Requires detailed record keeping ⚠️ Critical rule: You must track your mileage consistently. Use an app or a logbook. Record the date, destination, business purpose, and miles driven for every trip. Without documentation, the IRS can disallow your entire vehicle deduction. Let us help you choose the method that saves you the most. Schnoldine Lynn Joseph — Tax Accountant, EA, IRS Enrolled Agent, Realtor John Clerge — Paralegal, Realtor, Insurance Agent, Notary Public, Financial Restoration Specialist 📞 [phone] | [phone] 🌐 book.jrickssfinancialservices.com