Balance app is India’s first Personal finance utility app that brings together great features into one App so that your finances are managed and organised conveniently. The Made-in-India app is powered by AI and focuses solely on simplifying money matters everyday.
Key Features
1-Finance and Spend Tracker:
App helps you track your spendings, earnings, investments and more. You get to check the monthly summary of your Financial Transactions and key trends of your spending patterns, all done automatically on the app. Your transactions are tagged with friendly emojis and icons designed just as the way you see your money. You can also review each transaction, re-categorise, add or delete a transaction, add bill reminders. 2- Auto-sorting of Personal & Business Transactions
If you are someone who has different sources of earnings, especially business income, you can separate such income and automatically add this to a Business ledger (Book or bahi-khata) managed on the app. 3- Budgeting
Set your budget and track it monthly to check your achievement vs budget you had set. Budget better, build savings and reach your financial goals faster with Balance App. 4- Credit Score
Credit score is the most key factor that decides your present and future borrowings and financial well being. You should review your Credit scores frequently and keep a healthy loan repayment track record. Get your Credit score on Balance app and subscribe to features to track your score regularly. 5- Accounting Book (Bahi Khata)
Balance app provides you with a free Book feature to record your Personal or Business transactions systematically. Add your Customers, Record Transactions, Send Payment Reminders and Receive Payments. Check summary reports and see your business performance in a financial year. Grow your Business and replace pen and paper with a Balance Ledger book. 5-Loan-a-friend
Introducing “Loan- a- friend” feature on Balance app which provides users an unique tool to manage all their loans given to friends/family/customers accurately and conveniently. App does all the computation for instalments, you can send alerts for collecting payments from your borrowers conveniently.
PERMISSIONS REQUIRED Why Balance app needs following permissions * READ_SMS & RECEIVE_SMS
Explanation: This is at the core of an automated expense manager, it automatically figures out the expenses from Bank transaction SMSs * ACCESS_FINE_LOCATION
Explanation: Required for KYC performance especially for Video KYC requirements * READ_CONTACTS (Optional for Android O and above)
Explanation: Required before Android O to fetch your email to login into the app.
Optionally, you can grant this permission if you use bill splits and payments features.
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