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Obamacare Pays for Insurers Who Fought It as Stocks Rise

Obamacare Pays for Insurers Who Fought It as Stocks Rise

U.S. health insurers that waged a campaign against Obamacare hit an all-time high on the stock market Wednesday after UnitedHealth Group Inc. (UNH) said it would add hundreds of thousands of new customers because of the law.

The Standard & Poor’s 500 Managed Health Care Index — which includes the five biggest U.S. insurers — closed at 1,031.18, the highest level since at least 1994. Health…

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Make Money While Helping Children Elevate their Self-Esteem

Make Money While Helping Children Elevate their Self-Esteem

These days our children are faced with an ever-increasing number of challenges; violence, chaos, anger, poverty, alcohol and drug addiction, and a variety of other social ills are becoming more and more prevalent.

It is becoming more and more difficult – socially, economically, and spiritually – for them to not only survive, but to thrive in our society.

It’s no wonder so many find their…

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High Risk Auto Insurance- Who Gets It And Why

High Risk Auto Insurance- Who Gets It And Why

It’s unlikely that anyone looks forward to purchasing auto insurance, but for those who are considered “high risk,” there may be even more apprehension when attempting to purchase insurance. However, it’s important for anyone who has been told that they need high risk insurance to understand exactly how “high risk” is defined by insurance companies, and what it means for you as the insured.

When…

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3 Smart Ways You Can Still Get In On The Real Estate Boom

3 Smart Ways You Can Still Get In On The Real Estate Boom

My freshman year in college, I returned to my hometown to attend the wedding reception of a friend. During the festivities, one of the young men who had occasionally wandered into my social circle came over to ask me to dance.

He mentioned that he had always wanted to ask me out on a date in high school, but he was afraid that it wasn’t a good time or that it wouldn’t work out. So he put off…

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3 Sneaky Reasons You're Accidentally Spending More on Groceries

3 Sneaky Reasons You’re Accidentally Spending More on Groceries

Every time you go to the grocery store, you probably pat yourself on the back a little bit. After all, the fact that you’re there means that you’re making a conscious effort not to order takeout every night, which benefits both your waistline and your wallet. Well, here’s the kind of bummer news: Just because you buy your own groceries doesn’t necessarily mean that you’re saving a bundle. It could

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How to Understand a Business Credit Card

How to Understand a Business Credit Card

Business credit cards are slightly confusing because some cards advertised as business cards are actually tied to personal credit while others are tied to the credit rating of a business. Check with the customer service department of a business credit card you’re interested in before applying to ensure that it’ll be the right card for you. A true business credit card builds the credit rating of a…

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Business Funding

Every business needs money at one time or another. The process of obtaining financing can be daunting and the chances of success limited if it is approached in a disorganized or haphazard way. Lenders are conservative critters; however it is important to understand that it is their job to lend money, and they are happy to do so if their risk is reasonable. The chances of obtaining a business loan…

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How Do You Get Out of Debt Fast?

How Do You Get Out of Debt Fast?

Debt sucks! There’s nothing fun about opening your credit card bills every month and seeing the growing balance.

Consumer debt such as credit cards, car loans, and often second mortgages or HELOCs,  can be more stressful than any other money related issues. When you’re ready to get serious about paying off those credit cards, here is a 5 Step System to Crushing your Credit Card Debt – fast.

Step…

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Why You Need to Start Saving for Retirement Now

Why You Need to Start Saving for Retirement Now

When is the last time saving for retirement crossed your mind? Do you have your savings on auto-pilot, or are you waiting until you’re “older” to start investing?

You shouldn’t be putting off saving for retirement, especially if you’re in your 20s or 30s. If you haven’t heard by now, time is on your side, so the sooner you start, the better. That’s because the power of compound interest isn’t…

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Catastrophe bonds hit record $25 billion

Catastrophe bonds hit record $25 billion

The final three months of 2014 were the second-busiest quarter on record, according to the latest report from data provider Artemis, which specialises in insurance-linked securities such as catastrophe bonds.

Artemis expects issuance to stay strong in 2015, with enough demand from investors to soak up the $4 billion of bonds that will mature during the year and potentially take the market to…

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Get Rich With Ebooks in 6 Simple Steps

Get Rich With Ebooks in 6 Simple Steps

One of the ways that a lot of people know me is through an ebook that I started giving away in January of 2001.  The book is called As a Man Thinketh, and it’s a classic book that’s over 100 years old. I didn’t write it, but I’ve given away over 400,000 copies of it.

That tiny little book was so powerful in my life that I got to thinking that there were others who should read this book, and I…

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9 Money Habits Happy Couples Have

9 Money Habits Happy Couples Have

It has become general knowledge that half the marriages in North American end in divorce. It makes us all wonder what it takes to have a happy long-term relationship.

There is good news. According to Kansas State University researcher, Sonya Britt, arguing about money is the top predictor of divorce. How is that good news? Well, if you master your personal finances and get on the same page with…

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6 Good Reasons To Get Renter's Insurance

6 Good Reasons To Get Renter’s Insurance

If you’re renting an apartment or home, you’ll need an insurance policy to cover your belongings. Your landlord’s property insurance policy covers losses to the building itself – whether it’s an apartment, a house or a duplex. Your personal property and certain liabilities, however, are covered only through a renter’s insurance policy that you, as a tenant, have to find and pay for. While 95% of…

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Should You Buy a Vacation Home?

Should You Buy a Vacation Home?

Whether you love tropical beachcombing or hitting the powder on a ski slope, if you find yourself vacationing in the same locale year after year, you may have considered purchasing a vacation home there. If not, perhaps you should.

Like many things in life, there are advantages and disadvantages to owning a second home, and like any investment, buying a vacation home requires taking stock of your…

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Retirement – What Happens When You Get There?

Retirement – What Happens When You Get There?

It’s easy to think about retirement as a faraway promised land. Sure we’ll get there one day, and we’ll even prepare for it, but what happens when you finally get there? Preparing for retirement takes planning and discipline. If you plan to stop working entirely, you may have two decades or more during which time you’ll need financial security. There are plenty of plans to help you make sure you…

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Should I Close an Inactive Credit Card Account?

Should I Close an Inactive Credit Card Account?

Some credit card accounts lie dormant, and many responsible credit card owners are inclined to close those inactive accounts. Should you? It depends.

Before you close an inactive credit card, there are a few important factors you should know.

First, it’s important to understand the effect closing an account has on your credit score. You might think that having fewer credit cards would indicate…

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Finance Tips To Avoid Business Shadow Lands

Finance Tips To Avoid Business Shadow Lands

Staring out at the financial landscape is like viewing the Shadow Lands from The Lion King. For most businesses, entering a bank to gain finance is akin to wading through that elephant’s graveyard, complete with a howling hyena of a bank manager at the end of your journey.

And those dark times for your business can creep up on you as quickly as the successes, and finding finance to lighten your…

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