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@mohit-mehta
Not all that looks like quality is truly quality. Perceived quality, driven by growth, popularity, or brand image, can mask weak fundamentals. Spotting the difference between perception and true quality is key to better investment decisions.
Read the blog to understand the differences, avoid perception traps, and learn how true quality builds resilient portfolios that perform and protect.
Value investing has long been a trusted approach, but in evolving markets like India, relying only on value screens can sometimes lead investors into value traps. This is where the Quality factor becomes critical.
Quality at a Reasonable Price (QARP) is a refined strategy that combines the core of valuation with the resilience of quality. Read the blog to know more!
Dividend yield is one of the most powerful signals in value investing, but knowing how to read it correctly makes all the difference. Our latest blog breaks down what dividend yield really means, what it reveals about a company's financial health, and the traps even experienced investors fall into. Read it before your next investment decision. https://www.njmutualfund.com/mfblog/blog/value-investing-simplified-what-is-dividend-yield
When markets react to war, fear often speaks louder than facts. But every sharp fall is not a reason to panic. The real test in such times is not prediction, but discipline. Learn how investor psychology works during geopolitical tension, what mistakes to avoid, and why rules matter more than headlines in market volatility.
A stock may look cheap or expensive at first glance, but the real question is: how much are you paying for its earnings? The P/E Ratio helps answer that.
In our latest blog, understand how this simple valuation tool fits into value investing, why low P/E stocks attract attention, and why context matters before making any decision
Most investors check if a business is good. Smart investors check if the numbers can be trusted.
Earnings that look strong on paper don't always hold up to scrutiny. The blog breaks down Forensic & Governance analysis; the investigation report every investor should demand before buying a stock. Learn what red flags to look for, why earnings quality matters, and how a rule-based F&G screen can dramatically reduce the risk of permanent capital loss.
Stay ahead in volatile markets with the NJ Balanced Advantage Fund, designed for smart, rule-based investing. This fund removes emotional bias by following a disciplined, data-driven strategy that dynamically balances equity and debt. It focuses on high-quality companies while adapting to market conditions for better risk management and consistent returns. Perfect for long-term wealth creation, it offers diversification, stability, and growth potential - making it an ideal choice for investors seeking balanced, all-weather performance in every market phase.
Want to invest in India as an NRI? This step-by-step guide simplifies mutual fund investments for NRIs, covering rules, accounts, and smart
Two brothers. Same industry. Same ambition. But very different business quality.
Viraj Textile Mills and Varun Textile Mills show why strong businesses are not identified by noise alone. Read the full blog to see how quality investing comes alive through a simple textile business story. https://www.njmutualfund.com/mfblog/blog/quality-of-business-viraj-vs-varun-textile-mills
A company can be profitable and still struggle to pay its dues next month. The Current Ratio tells you if a business is truly ready for the near term, not just the long run. Read the blog to understand how this simple liquidity metric works as a quality filter, and what it really reveals about a company's short-term liquidity health.
A winning team is rarely built with just one kind of player, and a resilient portfolio is rarely built on just one factor. As market cycles change, leadership across factors keeps rotating. That is where multifactor investing stands out by bringing together. Read the full blog to see why a balanced line-up can help investors stay steady through changing market conditions.
Not all companies experience growth that is sustainable. Some are backed by strong fundamentals, others by hype. While fast growth can be impressive, it can also be misleading. Quality is the foundation that helps growth endure, and itās sustainable, quality-driven growth that helps build resilient portfolios.
Read the blog to understand the common illusion of mistaking growth for quality, and why combining both is key to long-term success: https://www.njmutualfund.com/mfblog/blog/growth-vs-quality-rabbit-and-tortoise-of-investing
Discover how the Quality Factor plays out differently in emerging and developed markets, from governance to resilience.
Our latest blog uncovers why quality matters even more in markets like India, and how Indian Investors are increasingly turning to the quality factor.
From bull runs to corrections, every cycle tests investors. Discover how Quality factor helps you stay steady by protecting during downturns and compounding through recoveries for growing wealth consistently.
Ever felt impressed by great numbers, only to realize later the cash didnāt show up the same way?
Thatās exactly why OCF to EBITDA matters in Quality Investing. Itās a simple yet powerful check on whether earnings are truly translating into operating cash, and it helps spot early red flags before they become significant problems.
Ever felt confused between SIP, STP, Step-up SIP, lump sum investment, and SWP?
Think of it like grocery planning: how you shop (and how you use what you buy) matters as much as what you bring home.
Read our latest blog to understand the key ways of Mutual Fund investing, explained with simple examples that make everything easier to follow.
Is your so-called 'profitable' stock actually a debt trap in disguise? Understanding the battle between ROE vs ROCE is the secret to spotting the true Quality Investing gems. While ROE highlights owner returns, ROCE exposes the true efficiency of the business engine, helping you avoid leverage-fueled risks. Dive into this latest blog to learn which metric acts as the ultimate truth-teller in smart investing. https://www.njmutualfund.com/mfblog/blog/roe-vs-roce-and-why-it-matters
Ever wondered why two profitable companies can still be very different investments?
ROCE helps you spot businesses that donāt just earn profits but earn them efficiently using the capital employed. Dive into our latest blog to understand the ROCE formula, interpretation, and common traps, and how it fits into quality investing. - https://www.njmutualfund.com/mfblog/blog/what-is-roce