So... this string of events happened while being in or close to Saint Denis:
While out hunting, a random encounter occured. A man in need of a doctor, asking me for help. Playing on High Honor, I agreed so I scooped him up, placed him on Winter (my horse) and rushed towards town to help the poor guy.
Upon entering Saint Denis - the road was clear at first - an NPC plopped up out of nowhere, right in front of me and being full speed, I wasn't able to avoid him ran him over with my horse; I lost some honor and got charged for murder. Regardless, I still tried to save the guy I had with me so I pressed on and finally arrived at the doctor's office.
That was when the man on the back of my horse decided "welp, now's a good time" and succumbed to his wounds, which made me lose even more honor (I'm still not sure if that was connected to him dying or if I accidentally pissed off another NPC)
Later on I went to the trapper in SD to sell my pelts and skins. I kept on hearing someone mocking me but didn't pay any mind to it.
Turned out the person talking smack was a Lemoyne raider. I ignored him since I didn't want to stir up any trouble and simply mounted my horse. That's when three of the Lemoyne idiots jumped me (don't know where the other two came from all of a sudden), pulled me off my horse and proceeded to beat me up.
I remained the last one standing in this brawl but... oh boy, what a day that was in and around Saint Denis 😂