My Lender List

  My Lender List helps you compare home loan offers from multiple qualified lenders so that you can get the best rates and terms.  

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SunTrust Mortgage Rates

SunTrust Mortgage Rates are usually available on a 60 day lock-in period. These rates which anybody can see on the website of the bank also assume that the loans are granted for buying a single-family home to be used as a primary residence, at a minimum percent down payment. One can apply online using the quote available under SunTrust Mortgage Rates Today. Here is a sample of the same.

SunTrust Mortgage Rates Today

These are current rates as shown by the website of the bank in January, 2011. Please note that the applicable interest rate may vary depending upon the financial conditions and loan requirements of the borrowers. These also change from one state to another, and so the SunTrust mortgage rates in Florida, VA, Florida and Maryland need not be the same. Loan ProgramsInterest RatesPointsAPR30 Year Fixed4.750%0.2504.891%15 Year Fixed4.125%0.3754.382%30 Year Jumbo Fixed5.625%0.2505.768%5/1 ARM for 30 Year3.250%0.0003.223%7/1 ARM for 30 Year3.625%0.2503.444%30 Year Fixed FHA4.625%0.6255.341% Check the website suntrustmortgage.com to get updated rates as these are subject to change every day.

SunTrust Mortgage Rates Refinance

SunTrust Mortgage Rates for Refinance are the same as shown above. With a refinancing option, you get an opportunity to switch to loan program that offers a lower rate. Most borrowers with ARM want to enjoy to convenience of a stable payment by switching to a fixed rate finance option. Moreover, if you want to take cash out of your home equity, refinancing is usually the answer. The bank offers a number of tools and resources to help you decide whether you are right in choosing a refinance product. These may include Refi Machine, Refinancing Calculator, Refi Cost Calculator, Refinance Worksheet and Closing Cost Checklist. There are also tools like Rate Watch, Rate History and Informational Rates that can help you get exactly what you have in your mind. The wholesale brokers and correspondent lenders are provided with comprehensive rate sheet to cater to the requirements of their borrowers. Moreover, there also exist programs like Genworth’s Homebuyer Privileges that can offer you the benefit of a rate reduction at SunTrust Mortgage. For more information, browse our website mortgageaspects.com or visit the website of the bank. You can also contact a loan officer or call the customer service to get additional rate and point quotes. Read the full article

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Wells Fargo Mortgage Online

Wells Fargo Mortgage Online enables you to pay your mortgages and bills using the secure network of the bank. A mortgage account is created at Wells Fargo Online and only you are provided exclusive access to this account. This is ensured by making it necessary for the account holders to enroll and get their login ID and password before they can sign in. It is extremely convenient to use the system and pay your Wells Fargo mortgage online. The account thus created also allows you to make bill pay and do other banking activities at the click of your mouse. Online banking is indeed so convenient and safe that you would soon forget to use any other payment option being still provided by the bank.

Wells Fargo Mortgage Online Payment

There are four ways to use Wells Fargo mortgage online payment system. These are Preferred Payment Plan, Bill Pay, Easy Pay and Transfer Funds. The first option allows you to set up automatic payment schedule on a recurring basis. The last two options can be used to make one-time payment using a checking account. Bill Pay offers recurring as well as one-time payment solutions for online customers. All these options come free though you need to pay for bill pay after using it for the first two months. The process is simple and involves just a few clicks here and there.

Wells Fargo Online Mortgage Application

Wells Fargo Mortgage Online Banking lets you do a number of activities without ever requiring you to visit a branch physically. To start with, a new customer can view different kinds of home mortgage and refinance products, compare them and choose the one that suits his/her requirements the best. Then they can go on to apply and even check their application status online.

After closing when you become a regular customer of Wells Fargo Home Mortgage (WFHM) a new chapter starts and you get to experience its expertise in mortgage servicing.   Wells Fargo Mortgage Online Banking The online banking account becomes your access point to all your financial activities. The banking is at your tips with quick access to mortgage balance, tax, insurance and other information. Besides viewing latest details of your account you are also allowed to get a print of your monthly statement and check your escrow balance online. Transfer funds, pay bills and keep track your day-to-day account activities with online banking services provided by Wells Fargo Bank. For More Info: https://mylenderlist.com/mortage-calculators/ Read the full article

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Wells Fargo Home Mortgage Login

Wells Fargo Home Mortgage Login process is easy and you just need to have a user name and password to view your account online. Just enter the required information in the text boxes visible on the home page of the WFHM website and push the GO button to land on the page that shows your account summary. Wells Fargo Mortgage Payment If you want to go to some other section of your online mortgage account you can do so by clicking over an appropriate link. Even before you log in to your account you can use the drop down box to select your choice and land directly on the page you want to see. The box contains options like Transfer, Bill Pay, Brokerage, Trade, Messages & Alerts and Account Services. Wells Fargo Customers Wells Fargo customers with valid user name and password can easily sign on to their mortgage account online, but what about those who do not have these. Well, these people should register first through an online sign up process that requires you to provide Social Security Number, Account Number and email address. The process is simple, however if you need assistance you can call 1-800-956-4442. In case you have forgot your password you can create a new one by providing details of user name, SSN or any of your Wells Fargo account numbers. On the other hand, the system will remind you of user name if you forget it.

Wachovia customers need to sign up first after one of their accounts change to a corresponding Wells Fargo account. You can do it from the website of the bank also as well as from that of WHFM. In fact, Wachovia mortgage login requirements are the same as those of Wells Fargo and the process is also similar. Those who have not received any letter containing the changed account number can log in the way they have been doing till now. Moreover, it is possible to obtain online statements for free even if they have not completed the enrollment process. For any emergency, they can call [phone] anytime any day. Wells Fargo Mortgage Login Wells Fargo Mortgage Login procedure is secure and safe, and allows you to make payments and do a number of activities online. You can view your account details as and when you need. Moreover, you can see the details of all your accounts at one place, so it becomes easier for you to manage your finance conveniently and securely.

To know more about the login process and also to complete the enrolment for online access, visit the website of the bank. Read the full article

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Wells Fargo Mortgage Locations, Branch, Office

Wells Fargo Mortgage Locations can conveniently be searched online using the locator tool available at the website of the bank. You can find complete address and contact information for the office or branch location situated closest to you. You just need to enter city, state, zip and local address or intersection details to perform a search.

Moreover, you can narrow down your search by selecting one of the four options that include ATMs only, Branches only, In-store branches and private client services. Furthermore, the customers belonging to Wachovia Corporation can also use the locator to find a branch or office location providing services to them.

Wells Fargo Mortgage Branch Locations

Wells Fargo has a network of over 2000 mortgage stores spread across the country. With such a robust branch network, it is likely that you would find one near your home. For any loan origination and servicing requirements you can find a mortgage consultant willing to provide complete assistance in your home finance needs.

Though it is possible to find a location using the locator tool, we have tried here to list some of the most widely searched Wells Fargo Mortgage Branch Locations. Besides complete office address you can see contact numbers and fax details with each branch location listed here. For other locations in state like California, Florida, Texas, Alabama, Georgia, Maryland, North Carolina, Alaska, Hawaii, Ohio and Illinois visit WFHM website. You can also browse our site to get additional information on different aspects of Wells Fargo Home Mortgage. 5300 Westview Drive, Suite 302 Frederick, MD 21703 Office Phone Number: 301-696-0033 Fax: [phone] S Tryon Street 2nd Floor Charlotte, NC 28202 Office: 704-383-3290 Fax: [phone] W. Layton Ave Suite 202 Milwaukee, WI 53207 Phone Number: 414-224-4859 Fax: [phone] Warder St Suite 110 Springfield, OH 45504 Telephone: [phone] Fax: [phone] Washington Steet Hoboken, NJ 7030 Phone Number: 201-714-5654 9201 Camino Media Suite 110 Bakersfield, CA 93311 Office: 661-664-5300 Fax Number: 661-664-8789 8081 Phillips Hwy Ste 11 Jacksonville, FL 32256 Contact Number: 904-828-2341 Fax: [phone] Louisiana St. Ste.1060 Houston, TX 77002 Office: 713-319-1176 Fax: [phone] Read the full article

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Wells Fargo Loan Modification, Wells Fargo Mortgage Modification

Wells Fargo Loan Modification aims at providing relief in payment by changing terms of the loan. For example, a change in the interest rate or the time allowed to amortize the mortgage may result in lowering down the monthly payment in such a way as to suit to requirements of the homeowners. WFHM help for homeowners offers an array of solutions to assist consumers in their time of distress. These assistance programs are grouped into two broad categories – one for those who want to stay in their home and the other for those who are not able to keep their home. Wells Fargo Mortgage Modification belongs to the former category and hence it could be the best way to continue living in your home while keeping current with your payments.

Wells Fargo Loan Modification Programs

A mortgage modification program can help you manage your programs affordably if you are facing hardship. There are basically two programs – one sponsored by the federal government through its Home Affordable Modification Program (HAMP) and the other provided by the bank itself. You may qualify for either of the two depending upon your fulfilling the eligibility criteria. Contact the loss mitigation department at 1-800-678-7986 to talk to a home preservation specialist and know what will work best in your situation. The bank upon receiving your request will send you a loan modification packet that contains program details, IRS & other forms, financial worksheets and documentation checklist. You may also need to write a compelling hardship letter to explain your situation in great detail. Some programs expect you to make trial payments for a few months before the final agreement may be reached. After reviewing the information you provide to the bank, it will send you a package that contains agreement and instructions to complete the modification process.

Wells Fargo Loan Modification Financial Worksheet

The financial worksheet is one among the various forms and documents that you need to complete and send to the home preservation department of the bank. It is available online in PDF format, which you can download and complete to send it along with the package you would send to Wells Fargo Home Mortgage. The other loan modification documents besides financial worksheet include agreement, proposal, household liabilities and expenses worksheet, hardship letter, hardship affidavit, home value report, IRS Form 4506-T and the actual proposal.

After completing the application process it is possible to check your loan modification status online. You can do this by providing last four digits of your Social Security Number, Loan Number and the Property Zip Code. Read guidelines carefully to minimize the chances of denial. In case your application is denied you may explore other options which may include mortgage repayment plan, refinance, short sale or deed-in-lieu of foreclosure. There are some programs which offer principal reduction as well. Avoid becoming a victim of a modification scam and always seek assistance from registered counselors. For more contact Wells Fargo Loan Modification Department at the following number. Wells Fargo Loan Modification Phone Number: 1-800-678-7986 Read the full article

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Wells Fargo Home Mortgage Insurance

Wells Fargo Home Mortgage Insurance alternatives include lender paid as well as borrower paid mortgage insurance options. Known as LPMI and BPMI respectively these options are for the protection of your financial interest and can help you save significant amount of money in taxes. Moreover, there exists Private Mortgage Insurance (PMI) which is required if you put down at the time of closing an amount less than percent of the total cost of the property you are buying. Further there are life insurance coverages and homeowners insurance plans that can help you protect your investment from hazard, flood, unemployment and other natural and man-made disasters.

Wells Fargo Home Mortgage Insurance Department

A mortgage insurance is a coverage on the payments you make every month according to your amortization schedule. A homeowners insurance policy, on the other hand, covers the amount you are borrowing in case your home gets damaged in the event of a calamity like flood, winds or accidents. In either case you will have to approach the company that is providing the coverage to make a claim.

Wells Fargo home insurance department comes in picture when you get your claims check issued. Contact the department as soon as you get your check and obtain information needed to process your claim in a timely manner.

Wells Fargo Mortgage Insurance Service Center

One can contact Wells Fargo Mortgage Insurance Center to get details of products and services and also rates and quotes over phone. The phone number to contact this center is 1-866-294-2571. Wells Fargo home mortgage hazard insurance processing center is the same as the homeowners insurance department, which can be contacted by calling the disaster assistance line. The toll free disaster assistance line is 1-888-818-9147. Another phone number to access this department is 1-515-213-7700, which is available Monday through Friday between 6 am and 10 pm CT and on Saturday between 8 am and 2 pm CT. Wells Fargo Home Mortgage Insurance Address

Wells Fargo Insurance, Inc is a licensed agency which is based in Minneapolis, MN. It offers an array of homeowners protection solutions that include home warranty plan, disaster mortgage coverage and umbrella liability and home & property insurance. There also exists Wells Fargo Insurance Services, Inc that can be contacted via email, phone number and physical mail. The mailing address to send queries regarding products and services is provided here. Wells Fargo Insurance Services, Inc. 150 North Michigan Avenue Suite 3900 Chicago, IL 60601 Phone Number: 312-423-2500 Toll Free: 1-866-226-7342 Read the full article

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Wells Fargo Home Equity Loan, Line of Credit

Wells Fargo Home Equity Loans and Lines of Credit are available at fixed as well as variable rates. Moreover, Wells Fargo Solutions offer a variable interest rate line of credit with a fixed-rate advance option. You can compare the various options online at the website of the bank or call 1-866-545-6858 to get instant help in choosing a right product. It is also possible to get an estimate of rate and payment by using a home equity calculator, also available online at the website. Once satisfied you can call 1-888-667-1772 to know about the application procedure or how you can apply online. Wells Fargo home equity group offers easy payment options for customers with a home equity account and there exists a customer center to help you handle your account safely. Besides making online payment you have options to pay by phone, mail, automatic debit or by personally visiting a bank branch. The payment address is different for different products. Wells Fargo Home Equity Assist is a special division that aims at providing solutions to customers facing difficulty in payments. Call 1-877-628-9584 in case you have missed a few payments or are facing foreclosure. To pay off your loan in full call the customer service department to know your next step.

Wells Fargo Home Equity Loan

If you need immediate fund to buy something of a significant value or pay for something that requires a large sum of money, a Wells Fargo home equity loan may help. Under this program you get the amount in one lump sum, which you can then pay back over a period of time the same way as you did with your first mortgage. This loan program gives you the security of a fixed interest rate and your monthly payments also remain fixed over the length of the loan term. Along with a great control over your payoff schedule you also get the opportunity to save significantly in taxes.

Wells Fargo Home Equity Line of Credit

Also known as Wells Fargo Home Equity Account, a line of credit works like a credit card whereby you get the facility to withdraw funds as and when required. You are allowed to withdraw as much money as you have in the balance. When you pay off the withdrawn amount the fund becomes available once again for reuse. Low interest rate, tax deductibility, no closing costs and the possibility to convert into a fixed rate make this option better than using a typical credit card. A similar kind of home equity solution exists for mortgage borrowers in the form of Wells Fargo Home Asset Management Account that can be a smart way to achieve debt consolidation and pay for home improvement and education. Wells Fargo Home Equity Customer Service Contact Wells Fargo Home Equity Customer Service for anything you want to know about default, enhancement program, executive office, loan status, loc, loss mitigation, servicing and subordination requirements. The phone number to contact this department is given here: Phone Number: 1-866-820-9199 The address to send your home equity loan payments is as follows: Wells Fargo Bank, N.A. PO Box 54180 Los Angeles, CA 90054-0180 The address to send your home equity line of credit payment is as follows: Wells Fargo Bank, N.A. PO Box 536205 Atlanta, GA 30353-6205 For more information visit the official website of Wells Fargo bank. Read the full article

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Wells Fargo Foreclosure

Wells Fargo Foreclosure policies are reviewed continually to ensure a process that is free from any fraudulent activities. The affidavits and other documents are found to be correct and according to the law of the state and so the bank does not want to initiate a moratorium on foreclosures. When Bank of America and other banks announced foreclosure freeze and stopped procedures in many US states it was expected that Wells Fargo would also follow the suit. There were complaints and reports of fraud, scams and affidavit mistakes all around and the lenders were under stiff pressure. The phenomenon resulted in suspension of foreclosure process in a number of states by many mortgage servicing companies. However, Wells Fargo chose not to put on hold as long as it sees no errors and mistakes in the proceedings.

Wells Fargo Foreclosure Process

Wells Fargo Foreclosure Process follows the law of state where the property is located. Generally speaking, a judicial process requires the permission of a court of law to initiate the proceeding. On the other hand the servicer needs no prior approval from the court to send a notice of default to the delinquent homeowner in the case of a non-judicial process.

The timeline may be different and that again depends on the law of the state but usually a homeowner has 90 days to take action and put a halt on foreclosure procedure. The sooner you contact the loss mitigation department the easier it becomes for you to prevent a mortgage foreclosure. Call 1 [phone] to know the prevention options even when the process is on.

Wells Fargo Foreclosures for Sale

A home mortgage foreclosure may be an unfortunate event for some while for others it creates opportunities to own a home at a lower-than-market price. This is the reason why Wells Fargo foreclosures for sale and REO properties are in high demand these days. One has to visit the REO website of the bank to search foreclosed properties online or contact a local real estate agent to get listings of homes owned by Wells Fargo Home Mortgage in their locality.

For more details you can contact WFHM REO Department at 866-518-2164. Wells Fargo Foreclosure Department You need to contact Wells Fargo Foreclosure Department once you receive a notice of default. You still have 90 days to get the process stopped and foreclosure suspended. Sometimes an option like short sale or deed-in-lieu can help save your potential to borrower in future if not the house you live in. Here is the phone number to contact Wells Fargo foreclosure department. Phone Number: 1 [phone] Read the full article

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Wells Fargo Home Mortgage Customer Service

Wells Fargo Home Mortgage Customer Service is accessible via phone and email. It is also possible to send queries to a physical address. However, more often than not you will not require their services as most of the questions that a typical home mortgage customer can ask have already been answered and made available online through its website. Nevertheless there are situations which only an experienced representative of the bank can handle satisfactorily. Here comes the significance of the role played by a customer service department towards the complete satisfaction of the customers. A prospective customer needs to contact Wells Fargo Mortgage Customer Service for details regarding the various home finance options including the refinancing, home equity and reverse mortgage solutions. On the other hand, an existing customer needs the help of department in managing mortgage account and also to access information pertaining to payments, interest rates, loan modification, hardship assistance, foreclosure and so on. To cater to the various requirements of such customers, there also exists loss mitigation department customer service that provides solutions to troubled borrowers.

Wells Fargo Mortgage Customer Service Phone Number

The customer service division of Wells Fargo bank can be accessed anytime through its automated phone service. Using this number, which is 1-800-869-3557, you can ask any question about your general banking requirement. Another phone number that can connect you to the department if you are a user of Wells Fargo online banking and bill pay service is 1-800-956-4442. Indeed the website of the bank has a complete list of phone numbers associated with different departments of the bank. On certain occasions, only a home mortgage specialist can provide solution to your problems. You can locate one near your location by using the locator tool available on WFHM website. For general home mortgage requirements, the following two phone numbers can be used to contact Wells Fargo Mortgage Customer Service Department. For new mortgage or refinance loan dial 1-877-937-9357 For assistance in the management of an existing mortgage account call 1-866-234-8271

Wells Fargo Mortgage Customer Service Address

The following mailing address can be used to send complaints, queries or suggestions directly to Wells Fargo Home Mortgage Customer Service: Wells Fargo Home Mortgage P.O. Box 10335 Des Moines, IA 50306-0335 For questions pertaining to home equity loans and lines of credit, send your mails to the following address: Wells Fargo Home Equity-Internet MAC S3837-020 2nd Floor 2222 W Rose Garden Lane Phoenix, AZ 85027-2644 Read the full article

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Wells Fargo Foreclosure

Wells Fargo Foreclosure policies are reviewed continually to ensure a process that is free from any fraudulent activities. The affidavits and other documents are found to be correct and according to the law of the state and so the bank does not want to initiate a moratorium on foreclosures. When Bank of America and other banks announced foreclosure freeze and stopped procedures in many US states it was expected that Wells Fargo would also follow the suit. There were complaints and reports of fraud, scams and affidavit mistakes all around and the lenders were under stiff pressure. The phenomenon resulted in suspension of foreclosure process in a number of states by many mortgage servicing companies. However, Wells Fargo chose not to put on hold as long as it sees no errors and mistakes in the proceedings.

Wells Fargo Foreclosure Process

Wells Fargo Foreclosure Process follows the law of state where the property is located. Generally speaking, a judicial process requires the permission of a court of law to initiate the proceeding. On the other hand the servicer needs no prior approval from the court to send a notice of default to the delinquent homeowner in the case of a non-judicial process.

The timeline may be different and that again depends on the law of the state but usually a homeowner has 90 days to take action and put a halt on foreclosure procedure. The sooner you contact the loss mitigation department the easier it becomes for you to prevent a mortgage foreclosure. Call 1 [phone] to know the prevention options even when the process is on.

Wells Fargo Foreclosures for Sale

A home mortgage foreclosure may be an unfortunate event for some while for others it creates opportunities to own a home at a lower-than-market price. This is the reason why Wells Fargo foreclosures for sale and REO properties are in high demand these days. One has to visit the REO website of the bank to search foreclosed properties online or contact a local real estate agent to get listings of homes owned by Wells Fargo Home Mortgage in their locality.

For more details you can contact WFHM REO Department at 866-518-2164. Wells Fargo Foreclosure Department You need to contact Wells Fargo Foreclosure Department once you receive a notice of default. You still have 90 days to get the process stopped and foreclosure suspended. Sometimes an option like short sale or deed-in-lieu can help save your potential to borrower in future if not the house you live in. Here is the phone number to contact Wells Fargo foreclosure department. Phone Number: 1 [phone] Read the full article

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Wells Fargo Home Mortgage Customer Service

Wells Fargo Home Mortgage Customer Service is accessible via phone and email. It is also possible to send queries to a physical address. However, more often than not you will not require their services as most of the questions that a typical home mortgage customer can ask have already been answered and made available online through its website. Nevertheless there are situations which only an experienced representative of the bank can handle satisfactorily. Here comes the significance of the role played by a customer service department towards the complete satisfaction of the customers. A prospective customer needs to contact Wells Fargo Mortgage Customer Service for details regarding the various home finance options including the refinancing, home equity and reverse mortgage solutions. On the other hand, an existing customer needs the help of department in managing mortgage account and also to access information pertaining to payments, interest rates, loan modification, hardship assistance, foreclosure and so on. To cater to the various requirements of such customers, there also exists loss mitigation department customer service that provides solutions to troubled borrowers.

Wells Fargo Mortgage Customer Service Phone Number

The customer service division of Wells Fargo bank can be accessed anytime through its automated phone service. Using this number, which is 1-800-869-3557, you can ask any question about your general banking requirement. Another phone number that can connect you to the department if you are a user of Wells Fargo online banking and bill pay service is 1-800-956-4442. Indeed the website of the bank has a complete list of phone numbers associated with different departments of the bank. On certain occasions, only a home mortgage specialist can provide solution to your problems. You can locate one near your location by using the locator tool available on WFHM website. For general home mortgage requirements, the following two phone numbers can be used to contact Wells Fargo Mortgage Customer Service Department. For new mortgage or refinance loan dial 1-877-937-9357 For assistance in the management of an existing mortgage account call 1-866-234-8271

Wells Fargo Mortgage Customer Service Address

The following mailing address can be used to send complaints, queries or suggestions directly to Wells Fargo Home Mortgage Customer Service: Wells Fargo Home Mortgage P.O. Box 10335 Des Moines, IA 50306-0335 For questions pertaining to home equity loans and lines of credit, send your mails to the following address: Wells Fargo Home Equity-Internet MAC S3837-020 2nd Floor 2222 W Rose Garden Lane Phoenix, AZ 85027-2644 Read the full article

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Wells Fargo Mortgage Calculator

Wells Fargo Mortgage Calculator lets you conceive a home finance strategy based on realistic approach and accurate computation. Though you cannot use the result that it shows in the actual processing of a mortgage loan, you can take a head start by estimating almost perfectly what it is going to cost you during the complete term of the loan. Moreover, these tools and resources allow you to consider mortgage aspects like taxes, insurance, closing costs and lender fees, so you are better off to deal with the situation that might arise at any point of time during the course of the loan term.   There is not one but an array of calculators to help you plan your home financing strategy for almost any situation. Some of the most common questions that come to your mind when you think about buying your first home can easily be answered using one of the various tools made available by the bank online. Even a homeowner needs to get satisfactory answers for some pertinent questions involving refinancing solutions, home equity loans, payments, rates and reverse mortgages. Use an appropriate Wells Fargo mortgage calculator and get solutions to your queries. Here is a list of the some of the calculators that Wells Fargo Home Mortgage provides to its customers online free of cost. Home Buying Calculators: These tools are designed to compute different factors of a home mortgage and provide accurate answers to questions like ‘Am I better off renting or buying?’, ‘How much could I borrow?’, ‘What will my monthly payments b?’ and ‘What mortgage meets my needs?’

Refinance Calculators: Get solutions to queries like ‘Does refinancing fit my situation?’, ‘Would another type of mortgage change my payments?’ and ‘How much home equity financing could I qualify for?’ Reverse Mortgage: It is a smart way to get cash out of your home without any obligation to pay for the debt during your lifetime. Plan your retirement with Wells Fargo reverse mortgage solution and the first step towards it would be to use the tool provided by the bank. This tool helps you get an idea of how much you can borrow and also estimate loan payment options.

Home Equity: Wells Fargo home equity loan or line of credit is yet another smart way to get cash out of your home and pay for different expenses. The home equity amortization calculator lets you know about the time you are required to pay off your debt. The interface is simple to use yet capable of generating the complete amortization table. Besides the aforementioned tools there also exists Wells Fargo mortgage calculator with taxes, and rate and payment calculator. To use any of these tools and resources you need to visit the website of the bank and there is no login requirement as well. Wachovia customers should also use this website for any calculation requirements pertaining to a loan program. Read the full article

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US Bank Home Mortgage

US Bank Home Mortgage is one among the several lines of business that the consumer banking division of US Bank operates in 24 states of the United States. These states are Arizona, California, Arkansas, Colorado, Illinois, Idaho, Indiana, Iowa, Kentucky, Kansas, Minnesota, Montana, Missouri, Nebraska, North Dakota, Nevada, Oregon, Ohio, South Dakota, Tennessee, Utah, Wisconsin, Washington, and Wyoming. The other business operations of the division include community banking, metropolitan branch banking, small business banking, consumer lending, community development, student banking and transaction services among many others. A subsidiary of US Bancorp, headquartered in Minneapolis, Minnesota, US Bank is now the fifth largest commercial bank with assets of over $300 billion. With nearly 16 million customers located worldwide, the bank provides a diverse array of services through a strong network of over 3,000 branch offices that employ as many as 60,000 people. All business operations of the bank can be grouped into four headings that also form the four main divisions of US Bank. These are payment Services, Wholesale Banking, Wealth Management & Security Services, and Consumer Banking. Richard K. Davis is the present Chairman, President, and CEO of US Bancorp.

US Bank Mortgage Rates

US Bank Mortgage Rates are visible online, but these are only for informational purposes and may not apply unless you talk to a loan officer to lock in a rate. The wholesale and correspondent lending programs offer another set of rates that are updated everyday and are provided exclusively to the registered brokers and lenders to help them serve their clients more efficiently.

The retail consumers can see US Bank Home Mortgage Rates Today online for a range of loan products. These include conforming fixed mortgages for 10, 15, 20 and 30 years, 15 and 30 year FHA and VA loans, 3 and 5 year ARMs, and 15 and 30 year fixed Jumbo loans. For more details, you can call toll-free at 800-365-8544 or email a loan officer of the bank.

US Bank Home Mortgage Login

An existing customer can get registered to avail online access to their mortgage and other accounts at the bank. The enrollment process is simple and requires few details to set up your login ID and password. With this login information you can sign in to your mortgage account whenever you want and make payments towards your mortgage at your convenience.

Moreover, if you enroll for US Bank Internet Banking facility, you can log in to your account to pay bills online without any stress and hassle. The online access to your account enables you to view your mortgage balance, transfer funds, review transaction history and see account statements without ever visiting to a branch. US Bank Home Mortgage Customer Service

US Bank has two separate departments for loan origination and servicing. Each has its own customer service phone number, which one can use to get more information and register complaints regarding any aspect. If you have questions related with payoff request, insurance, short sale, foreclosure, refinance products, loan modification and more, you can call these phone numbers to get required information. Phone Number to ask about new mortgage or refinance products: 800-365-8544Mortgage servicing customer service phone number: 800-365-7772 Read the full article

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US Bank Wholesale, US Bank Correspondent Lending

US Bank has specialization in wholesale banking, with an independent division dealing all its aspects at global level. The consumer finance division is however maintaining a separate section catering to the requirements of wholesale lending brokers and bankers spread across the nation. Known as Wholesale Lending Division, it also has a section that caters to the requirements of correspondents. This section is commonly referred to as the Correspondent Lending Division.

US Bank Wholesale Rates

One can apply to become a wholesale broker or banker or a correspondent and get exclusive access to cutting-edge product information, wholesale rates and other resources available on its website. Only the registered users are provided with login information to open account and avail exclusive services.

If you are mortgage broker at US Bank, you may access wholesale rates, but for that you need to provide username and password in order to complete the rate information login requirements. Apart from having a quick and easy access to US Bank wholesale rates the brokers are also provided with an array of business solutions, tools and resources. To become a wholesale broker, one needs to contact a local Account Executive.

US Bank Correspondent Lending

The process to become a correspondent at US Bank starts with your sending a completed application. The application forms must be accompanied by the required documents. These forms and other necessary guidelines are available online in a PDF package for downloading.

There are two application packages – Financial Institution Application Package and Mortgage Banker Application Package. You can download a relevant application package, complete the forms, attach the required documents along with the application and the send the same to the address given in the package. For more information, you can contact a National Account Executive or dial the phone number 800-237-8463. US Bank Mortgage Broker There are over 10,000 US Bank Mortgage Brokers spread across the nation. These brokers are provided with non-agency portfolio mortgage solutions and a dedicated service and support system. One can call the Underwriting help line at 866-807-6049 to get immediate solutions to underwriting queries and other questions related to a mortgage product. For information regarding application status, pricing, registration and closing costs, a broker can approach the help desk by calling 800-200-5881 (option # 1) or 800-874-7988. The product line available at US Bank include FHLMC Fixed Rate Conforming, FHA/VA programs, Second Mortgage, Jumbo Fixed Rate, FNMA DU Refi Plus Streamline and FHLMC HASP Streamline, among many others. For more visit US Bank Home Mortgage Wholesale website. Read the full article

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US Bank Short Sale

US Bank Short Sale may be an option to prevent an impending foreclosure. However, you will have to lose your home and with that all equity that you have built so far in it. A short sale is painful as you can no longer enjoy the comfort of your own home, but at the same time it is less damaging than a foreclosure. So if nothing helps to save your homeownership, you might like to consider this option and pay off all your outstanding debt on the property. US Bank short sale is not possible unless you owe more than what your home’s current value is. The amount that you still owe after paying from the proceeds of a short sale is often discounted by the lender. Sometimes, the lender may choose to pursue for this little amount known as deficiency depending upon the law of the state where your property is located. Talk to the short sale department of the bank to find whether you would be pursued for deficiency in future.

US Bank Short Sale Department

US Bank Short Sale Department is accessible via Default Resolution Department of the bank. The phone number to contact this department is 866-932-0462. There also exists a Default Counseling Department that helps homeowners with possible options under various home retention and home liquidation programs. You can talk to a representative of this team and find an option that can work best in your situation. Call 800-365-7900 to explore you options. If however the solution happens to be a short sale, you will have to apply accordingly and get the approval of the lender in order to start the process.

US Bank Short Sale Process

US Bank short sale process involves all steps that are common with a typical short sale process at any other bank. First you need to obtain a package containing all necessary forms, documents, guidelines, a documentation checklist and other requirements. You need to complete all the forms and procure the documents asked for. Then put all these in a packet and send the same to the address provided in the package you have been supplied. The short sale package can be downloaded from the bank’s official website in PDF format or you can talk to your realtor to get the same for you. The bank will designate a mortgage specialist to review your documents and ascertain your eligibility for the program. After all these steps, you may be issued an approval letter apprising you of a price quote and the time frame to sell your home to an interested party not known to you. For more on US Bank short sale, visit the website of the bank. Read the full article

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US Bank REO Department, US Bank REO Properties

US Bank REO refers to Real Estate Owned, or simply real estate for sale. These are properties that came under the possession of the bank either through a foreclosure auction or through the process of a deed in lieu of foreclosure. So these are also referred to as foreclosed properties or bank owned homes. These properties are indeed a liability on the bank as it has to hire asset managers, qualified real estate agents and brokers to maintain them as well as to sell them as quickly as possible. A separate division known as US Bank REO Department exists to maintain a nationwide network of real estate agents, brokers, asset managers and vendors.

US Bank REO Department

US Bank REO Department works behind the scene and we do not have enough information to contact it directly. However, we can access the listings of properties maintained by it and made available on the official website of the bank. A buyer interested in a property is supposed to contact the realtor listed against the property and not the department. In fact, the department plays no role in the sale process and the contact person for all your purchase requirements at all times remains the real estate agent dealing the property. Nevertheless, if you need financial support or mortgage loans in buying a US Bank REO property, you can talk to a bank representative by using the home mortgage customer service phone number, which is 800-365-8544.

US Bank REO Properties

US Bank REO Properties or Real Estate for Sale can be seen on the website of the bank. You can find the statewide listings of foreclosed homes for all states of the country. Select the state and view the list of properties available for sale. Get specification details, property location and also find the contact details of the broker dealing the property. Talk to the agent and fix a date to inspect the property and negotiate further. It is better to have a buyer’s agent by your side to strike the best deal at the negotiation table. US Bank REO Asset Manager US Bank usually gets the services of professional asset managers for its residential properties. For commercial real estate, on the other hand, it has an independent company known as US Bancorp Asset Management, Inc. The company has specialization in providing portfolio management services for commercial properties to a wide group of corporate consumers. These may include non-profit organizations, large corporations, public entities and many other institutions. The private asset managers and vendors that the bank hires provide their professional expertise and business acumen for residential properties only. Read the full article

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Wells Fargo Home Mortgage, WFHM, Wells Fargo Mortgage Loans

Wells Fargo Home Mortgage (WFHM) is the loans & credit division of the fourth largest US bank known as Wells Fargo Bank, N.A. A subsidiary of Wells Fargo & Co, one of the largest financial service providers in the country, the bank is ranked fourth in terms of assets and first in terms of market capitalization. The headquarters is located in San Francisco, California but its office in Sioux Falls, North Dakota is still used as the main office for legal purpose. It is to be noted here that it was actually Minneapolis-based Norwest Corporation that bought Wells Fargo in 1998 but continued using the brand name of the latter owing to its popularity across the country. Wells Fargo Home Mortgage is the largest mortgage loan originator today. It has strengthened its position as the top home finance company in recent years, more after its acquisition of the once largest sub-prime lender Wachovia Corporation in 2008. Together they have generated business that easily catapulted them to become the largest home mortgage lender in the nation. Presently there are nearly 6000 retail branches or stores and 12000 ATMs spread across the country to serve as many as 70 million customers nationwide. The total strength of employees now stands at over 280,000 persons.

Wells Fargo Home Mortgage Rates

A wide range of mortgages, home loans and refinance solutions are available at Wells Fargo. Each of its products offers the most competitive interest rates, which might vary according to the individual credit rating reports and locations of the borrowers. There are special programs for first time homebuyers and there are solutions for seekers of second mortgages, home equity loans, reverse mortgages and refinancing options also. WELLS FARGO REO, PROPERTIES, HOMES, DEPARTMENT WFHM rates do not remain static for too long as the different factors affecting these keep on changing all the time. This is the reason why you need to check the today’s rates on its website quite too often to get updated and use the lock-in option to freeze until closing the best Wells Fargo mortgage rates. Browse our website to get an idea of what the company is current offering to home loan seekers.

Wells Fargo Mortgage Payment

Wells Fargo offers a number of mortgage payment options – online banking, bill pay, easy pay and payment by phone, credit card or mail – just to help customers pay on time and keep current. If however someone has missed one or two payments or expects a tough time ahead there are loan modification programs and hardship assistance plans that may help homeowners retain their most valuable possession.

Even if these do not suffice the need of troubled borrowers there are house selling options like short sale or deed-in-lieu of foreclosure to help you save at least your credit rating and keep alive your hope for a mortgage loan some time in future. Call customer service department at 1-800-869-3557 any time to get solutions to general banking queries. Mortgage customers can get specialized solutions by calling the following home mortgage customer service phone numbers. Wells Fargo Home Mortgage Customer Service Phone Number: 1-877-937-9357 Existing customers can dial this number to manage their account: 1-866-234-8271 For more contact information and address browse our website or visit the following Read the full article