Robinson Real Estate Team

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The Most and Least Expensive Homes Sold in San Diego County in the Last ...

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The most expensive and least expensive homes sold in San Diego County in the last 7 days. See if these houses fit your budget.

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Top 7 Best Places to Eat for Anyone From the East Coast in San Diego Cal...

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1236 Stockton Pl - real estate - by broker - apartment real estate...

Text 174477 to 25678 for instant access to all photos, details and more. WOW!! No Mello Roos!! This home has it all!! Enter into a 2 Story Foyer with modern chandelier. Vinyl Plank Flooring...

1236 Stockton Pl

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1236 Stockton Pl - real estate - by broker - apartment real estate...

Text 174477 to 25678 for instant access to all photos, details and more. WOW!! No Mello Roos!! This home has it all!! Enter into a 2 Story Foyer with modern chandelier. Vinyl Plank Flooring...

1236 Stockton Pl

[natecares-blog]

1236 Stockton Pl - real estate - by broker - apartment real estate...

Text 174477 to 25678 for instant access to all photos, details and more. WOW!! No Mello Roos!! This home has it all!! Enter into a 2 Story Foyer with modern chandelier. Vinyl Plank Flooring...

This home just has too much too list, come and tour it before its gone!!

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What it takes to buy a $600,000 dollar home🏡 Are you ready to begin your home search? Let me know what price range I should do next! *This is just an estimate based on averages, values are subject to change! #realtor #home #propertytour #realestate #dreamhome https://www.instagram.com/p/CjtQ5urrzo0/?igshid=NGJjMDIxMWI=

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Protect Yourself Against Mortgage Relief Scams

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

Mortgage Relief Fraud: Will You Be the Next Victim?

Not if I have anything to say about it!

The FBI reported a jump of 71% in mortgage relief fraud investigations from 2008-2009, and expects this number to have grown in 2010.

That’s why it’s my duty to educate homeowners in my community on the cautions they need to take, and what the government has recently done to protect you from unscrupulous individuals and companies who want to take advantage of their desperate situations.

What you need to watch out for if you are looking for mortgage relief assistance:

       Upfront fees—just don’t pay them! In fact, they are now illegal!

       A request to sign over your deed (this only spells trouble)

       Lots of paperwork without the opportunity for review

       The claim of government-affiliation

These are just a few red flags you need to be wary of. I've created a free report on the homepage of my website that details more of what you need to watch for.

If you are struggling with an unaffordable mortgage and are looking for help, educate yourself. These scammers can be very shrewd and will say almost anything to steal your money.

The Federal Trade Commission has required disclosures of anyone offering mortgage relief services. If you’d like to see an example, check out any of the pages of my website. If a company you are dealing with has not provided these disclosures, please ask why they are not compliant, and proceed with caution!

As a CDPE, you can trust that I have the tools to be in full compliance of FTC regulations, and will always work with your best interests at heart.

If you want viable alternatives to foreclosure, give me a call today. I’m always here to help!

Call The Nate Robinson Team Today 760-566-7600!!

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3 Reasons the Term “Strategic Default” Is Misleading

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

      3 Reasons the Term “Strategic Default” Is Misleading

In a recent study, the Chicago Booth/Kellogg School Financial Trust Index found that a full 36% of Americans would consider “strategic default”—another term for walking away from your mortgage—if they were underwater (owed more on their home than what it was worth).

  Now that more than one in four American homeowners is “underwater,” I feel that it’s important for the community to know the truth about strategic default.

  The truth is the foreclosure process carries with it credit issues, current and future employment challenges, issues with security clearance and possible debt collections.

  That’s why it is vital to explain the 3 reasons why the term “strategic default” is misleading:

There’s nothing strategic about defaulting on purpose, especially when you have options like short sales, mortgage modifications, and refinance (just to name a few) that may keep you from foreclosure.

The waiting periods to apply for a new mortgage loan are at least five years less in a short sale vs. a foreclosure.

 A foreclosure will show up on your credit report every time you apply for a home loan, car loan, new job, etc., and will affect your financial situation for many years to come.

If you are underwater and can no longer afford your mortgage payments, you need to create a genuine strategy to avoid foreclosure, helping to provide stability for you and our community.

  If you have any questions about what steps you or someone you care about should take next, contact me today!

  Call The Nate Robinson Team Today 760-566-7600!!

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Need a Helping Hand: It’s time to take another look at Short sales

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

It’s time to take another look at short sales

As recently as a few months ago, if you would have told a real estate agent who specialized in short sales that they’d be raving about a lender’s stellar service and rapid approval times—not to mention significant cash incentives for financially strapped homeowners for pursuing a short sale—you’d have gotten some strange looks.

That’s all changed.  And it’s changed faster and to a greater extent than most real estate professionals ever could have imagined.

With a glut of bank-owned properties dragging down the recovery of the real estate market, as well as the national economy, major lenders are more eager than ever before to avoid foreclosure. So they’ve sharpened their focus on short sales. Big time.

The biggest lenders in the country have staffed up to ensure rapid processing of short sale applications. They’ve ponied up with cash incentives at closing for homeowners who pursue a short sale. And they’re proactively reaching out to CDPE agents and putting them in touch with delinquent borrowers.

This is big news and the media has not really caught onto it yet. What’s important for you to know is that whatever you’ve read or heard in the past about long lag times and frustrations with short sales is probably no longer the case.

As a member of the CDPEAdvanced community, I’m tapped into major lenders and on top of major developments affecting short sales and bank-owned properties.  I invite you to visit my website to learn more and feel free to contact me any time at 760-566-7566 if you or anyone you know is struggling with an unmanageable mortgage.

Call The Nate Robinson Team Today 760-566-7600!!

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Short Sale Incentives: Why Banks will Give You Money to Sell the Home You Can't Afford

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

Get cash to sell the home you can’t afford

Since the beginning of the housing crisis, millions of homeowners have found themselves pinned in by their financial circumstances and chained to a mortgage on which they owe more than their home is worth. In the past, homeowners enduring these challenges had very few options, and most would be forced to lose their home to foreclosure.

Today, however, there are more options. The government and the banks have created a multitude of programs and foreclosure alternatives that can help people in these circumstances find a dignified solution for their problems without crippling their financial future. These options include loan modifications, refinancing, or short sales.

The most amazing development in today’s market, however, is one simple fact: Banks are now willing to give cash to homeowners to sell the home they can’t afford.

Please contact me today if you or someone you know could use my help and wants the latest information about current incentives available to distressed homeowners.

Call The Nate Robinson Team Today 760-566-7600!!

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Tipping the Scales Toward Foreclosure?

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

      Resolve to Face the Facts!

Since 2007, 8.9 million homes have been lost to foreclosure and millions more are headed in that direction.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to ensure that you or anyone you care about does not add to that statistic.

The unfortunate fact is that so many homeowners who have played by the rules and never imagined that they could be facing foreclosure are now in a very tough situation.

More than one in four homeowners owes more on their mortgage than their home is worth. On top of that staggering statistic is the fact that millions of homeowners are unemployed, or underemployed and falling further behind every month.

Sound familiar? Rest assured you are not alone. 

If you feel that you are headed toward foreclosure, or if you are avoiding facing that fact, the sooner you reach out for help, the better your options.

As a CDPE agent, I help distressed homeowners to work through every aspect of the denial and discouragement that accompanies a mortgage which is no longer manageable, and in the process, to move toward financial solvency.

If you or someone you care about is ready to tip the scales back toward financial solvency, contact me today and let’s get started.

Call The Nate Robinson Team Today 760-566-7600!!

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An Unmanageable Mortgage Clouds Everything

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

It’s a sign of the times!

  Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled. 

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll.  Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty.  And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Call The Nate Robinson Team Today 760-566-7600!!

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The Robo-Signing Settlement

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

      The Second Largest Settlement in History: How it save you from foreclosure!

The news has been abuzz in the past few weeks about the historic Robo-SigningSettlement reached between the government and five major lenders. The settlement raises lots of questions, but for homeowners who are in danger of losing their home there is only one:

Can this settlement help me stay in my home?

The answer: Possibly! But regardless of whether you meet the specific eligibility requirements for this settlement, it is important to remember one thing:

YOU HAVE OPTIONS!

As a Certified Distressed Property Expert (CDPE) I am uniquely qualified to help determine your eligibility and answer any questions you may have about the settlement. Call me or email me and set up your free, confidential consultation. Let me help you figure out the best foreclosure alternative option for you.

  Call The Nate Robinson Team Today 760-566-7600!!

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Is Your Mortgage out of Balance with your Budget?

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

Is Your Mortgage out of Balance with your Budget?

  It can happen quickly.

  An expensive car repair, an unexpected hospital visit, a missed week of work – just a few little things and the life you’ve worked so hard to build can feel like it’s tipping dangerously out of balance.

  Once the scales turn against you, it can feel like it is impossible to ever tip them back in your favor again. When your financial problems reach the point where they threaten your home, it is difficult to manage the stress. Sometimes it is even difficult to force yourself to seek help.

  As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially-challenged homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

  Choose to face the challenge with a professional on your side.

  I can help you realign the balance in your financial life and tip the scales back in your favor. Call or email me and schedule your free, confidential consultation. We can work together to make sure you end up ahead.

Call The Nate Robinson Team Today 760-566-7600!!

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Time is Running Out

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

Time is Running Out: How the Mortgage Debt Relief Act can save you!

  In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure.

The act has helped many distressed homeowners find solutions to avoid foreclosure and opened up options to them that were previously unavailable.

However, the Mortgage Debt Relief Act was always intended to be a temporary solution and it is now set to expire at the end of 2012. For distressed homeowners, this means that time is limited for you to take advantage of this program.

Time is running out. But there is still a chance to change your financial direction and avoid foreclosure.

  Call The Nate Robinson Team Today 760-566-7600!!

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Escape Your Unmanageable Mortgage

Call The Nate Robinson Team 760-566-7600 or Click Here to Reach a San Diego Short Sale Expert!

   Escape Your Unmanageable Mortgage: Getting free doesn’t have to mean running away.

Perhaps you have heard about it.

On the news, a reporter tells a story about how the housing crisis has caused some homeowners to simply walk away from their homes. It sounds crazy, but many people are being led to believe that walking away from their home is a good (or even the best!) option.

It is called Strategic Default. For distressed homeowners who believe that they have no good choices left, the idea of walking away free of consequence may sound like a relief. The reality, however, is that choosing strategic default has serious repercussions on your credit.

  THERE ARE BETTER OPTIONS AVAILABLE!

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially-challenged homeowners with options to escape from unmanageable mortgages without running away.  

Facing your problems head-on is always the best solution. Let me help.

Call The Nate Robinson Team Today 760-566-7600!!