Payment Terminals

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Benefits Of Turning Your iPad into POS system

Any Small to Medium Business entering retail sales or seeking a replacement for their aging cash register can find some innovative features and economical pricing by going to an iPad-based Point of Sale (POS) solution. Whether you'd like to use an iPad POS system at your restaurant, store, salon or office, turning your iPad into a point-of-sale system is easy. It all starts with choosing the right equipment and the best credit card processing company.

Advantages to using an iPad for POS:

iPad is familiar to staff and customers

In our digital world every employee will be comfortable using this technology. Comfort and familiarity makes training faster and easier. The same holds true for customers. Your staff are already comfortable with the iPad, which makes them more receptive to using this technology. The ability to streamline the sales process by providing catalogue and inventory data to customers as well as payment services.

iPad POS is flexible and portable

Running a small business is a bit like putting together a puzzle. iPad POS is intuitive. An intuitive business is smoother. A smoother business brings back more customers. In high rent areas where every square foot is precious, smalliPads POS doesn’t take up much space as compared to a traditional fixed station.

Safety

With iPad POS system, there is little temptation for thieves to steal it as they can be locked remotely and even tracked via GPS software.

 If your business is in need of a smaller POS system, WOW payments can help you integrate special software on your tablet. It is definitely the most cost-effective option.  If you run an enterprise level business WOW payments can provide you a traditional credit card machine.

Any kind of POS system, whether mobile or traditional, is really the upgrade you need to make, whatever type of system you finally choose.

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Small business needs marketing. Why?

The amount of ways you can advertise your business nowadays is countless. You can do it almost for free via social media or find some specialists who’ll do the job for you. It helps more people get to know about your business, lets you communicate with your target audience, and generally just put your name in the window shop so that people know about you.

You'll need funds for your marketing needs. And if you're a business owner, you can't let such expenses be too high, otherwise it just won't be possible for it to even function properly. Therefore, you can free some money up by signing up with a best credit card processing company with a lower credit card rate that only needs you to pay $100 once for a credit card machine and then allows you to enjoy their free processing. You just need a merchant account to use it, so check this out. You can find out everything in detail at their website http://wowpayments.net/, but here’s a list of their other main features:

Mobile credit card processing: you can start your business anywhere you want;

Credit card reader for iPhone and other smartphones that support contactless payments;

Best conditions among credit card processing companies for small business;

Ability to accept credit cards for free and still have access to tech support and other features.

[payment-terminals-blog]

Cash discount and related questions

As part of our mission to refund commissions for merchants WOW Payments developed a program that suits every business in every state.  This fee processing credit card payment solution is a Cash Discount Program which allows businesses to collect 100% of their income by passing thru a non-cash price (typically 3.5%-4% higher than cash price) to customers paying with credit or debit cards.

How does this program work?

A cash discount is when a business offers a discount to customers who pay in cash, instead of paying by a credit or debit card. The business owner adds a small service fee to all credit and debit card transactions, and then rewards customers who pay in cash or check by giving them a discount.

Is a cash discount program legal?

Cash discounts are permitted according to U.S. law and Visa and MasterCard rules.

Does WOW Payments offer a cash discount program?

Yes, WOW Payments has an exclusive cash discount program in which you can save 97% of the processing bill.  WOW Payments enables business merchants to execute service fee to their customers according to the guidelines of MasterCard and Visa.

If a customer does not wish to pay the service fee, then the business proprietors can offer them a discount, if they are ready to make a payment in cash.

What type of business qualifies for a cash discount program?

Almost every type of business can go for the cash discount program. The procedure of approval of this cash discount program is similar to the standard processing.

WOW Payments is changing the face of payment processing – quickly becoming the most cost effective solution for many industries. From convenience stores to restaurants and specialty stores, business owners are discovering a better way to process credit cards. Let WOW Payments help your business save on credit card fees. Learn more by contacting us directly [phone].

[payment-terminals-blog]

Mobile payments: Perfect choice for businesses on the move

Have you ever wondered why some small businesses on the move are doing better than others? The answer is merely mobile payments! In the past, payments were made using cash or cheque, but these days, two in ten customers don’t move around with money. In the coming years, more people will prefer to shop cashless using credit cards. WOW Payments can help you grow your business to the next level with mobile payment solutions.

What are the benefits of Mobile Payments?

Mobile payments allow you to be able to accept payments from customers immediately and the money would be in your account within a matter of days. Instant payment will save you plenty time issuing and chasing invoices from customers, giving you more time to grow your business and make more money.

Flexibility

When you use electronic payments, the payment is instant.  You can be able to offer your customers the flexibility of paying for the cost of your service on their credit card even if they don’t have the funds immediately available. This payment option means you can make more transactions while increasing the value of each transaction.

Free Credit card Processing

Mobile payments allow you to own a merchant account and process credit cards for free. Your business will be able to accept cards while you’re on the move, and you will no longer lose potential customers to your competitors. Introducing mobile payment terminals could make a significant difference to the success of your business.

[payment-terminals-blog]

Simple ways to avoid Chargebacks

You might not appreciate this much, especially if you aren’t a small business owner but hear us out. In as much as the chargeback protocol exists to protect your interest as a customer, some have also found a loophole in the system and have exploited many retailers as a result. This deceitful action is largely by done by invoking their right to a refund when the product bought is perfect and without blemish.

So, for merchants, here are few ways to protect yourself from being exploited by culprits, featuring merchant services that Wow Payments offers.

Be EMV-Compliant

It will be a little bit surprising if aren’t yet. However, let’s assume you are not EMV-complaint by telling you to upgrade specifically to Wow Payments’ credit card machine and for several reasons.

- Lower credit card rate

- The Cash discount program option

- Protection from chargebacks

We had to highlight these three even though are more benefits to having a merchant account with Wow Payments. Fairly, chargeback protection comes with the terms of many credit card processing companies.

Keep a Record of Every Transaction

This is easier with Wow Payments EMV software as it automatically keeps an electronic information of every transaction. Regardless, you can as well document every receipt.

State Your Refund Policy Clearly

Your refund policy could potentially play a major role in protecting you from deliberate chargeback attacks. Having a return policy gives you an edge in a legal case and allows you to reject returns or refunds that do not meet your conditions.

Establish a Partnership with a Payment Processing Company

This is the heart and soul of chargeback protection. The knowledge of a reputable and reliable payment company can help you get any dispute corrected and protect you from making mistakes that could be harmful.

Wow Payments is arguably the best credit card processing company and you can start your partnership with the company by checking out this link http://wowpayments.net/

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Beauty industry in the need for card payments

The industry of beauty and cosmetology is well and truly on the up: more than 15% of the new business are basing around it. The people want to look better, it’s only natural and it’s understandable really. However, the beauty industry has traditionally been cash-only, because it’s always been fairly specific. This needs to change as the time goes on and the cashless payments get more and more popular. Some people don’t even use cash anymore, and this trend only becomes more apparent as the new mobile credit card processing systems get introduced.The need for card payments becomes obvious, and the only question left is how to choose the best credit card processing company. We suggest that you look at the companies that offer free processing, for example WOW Payments. That way you can get lower credit card rate and basically accept credit cards for free: you’ll only need to make the first payment and then there’s no monthly fee at all. Another major point is to set up a credit card reader for iPhone and Android, because mobile payments are on the rise.Setting up a credit card machine that allows your clients to pay by card has a lot of advantages, first of which is flexibility and versatility as your clients will be able to pay cashless. It also increases your data and business security and makes you much more attractive in comparison to your competitors that still use cash-only system. Keep up with the time we live in!

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How much does a Credit Card Machine honestly cost?

When buying a credit card machine, just like any other equipment businesses, especially small ones must factor in the cost of purchase and ongoing maintenance as well as additional costs associated with operating the machine, processing and accepting credit cards. WOW Payments can help you set up a credit card machine for as low $100. It is essential to understand the cost as well as charges associated with procuring a credit card payment terminal.

Charges associated with Credit Card Machines

1. Transaction fees charged each time a transaction takes place. It accounts for the most significant share of costs.

2. Flat prices are extra charges that vary in name and amount that may appear on your monthly income statement.

3. Incidence fees paid per incidence like a chargeback.

4. PCI fees are payment card industry fees paid to merchant account provider to ensure your business remains in tune with regulations.

5. Ø Annual fees paid yearly, and it covers the use of provider’s services.

6. Ø Minimum payments charged to merchants who fail to reach a minimum agreed number of transactions.

7. Ø Termination fees can be charged if you cancel your contracts early.

In the end, the significant and most important factor in the choice of where to purchase a credit card processing machine is transparency. WOW Payments is a company that explains to you in precise details the rates, fees, and categories and help eliminate any anxiety for you as a business owner and promoting your business to the next level.

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How To Change Your Merchant Services Provider

It’s more than frustrating when your merchant services provider isn’t a good fit.  Watching your business lose money with every transaction is painful and can seriously damage your company’s longevity.  Luckily you don’t have to stick with an inefficient merchant services provider, we’re here to show you how to switch.

Not Interrupting Services

Customers expect you to accept credit cards and have credit card machines.  As long as you don’t have a merchant services provider you will lose business from customers who refuse to pay cash.  So, in order to make the transition seamless you need to make sure that when you ditch your old merchant services provider you already have a new one lined up.

Cancelling Your Old Provider

Once you’ve found a new merchant services provider, cancel services from the old one.  You may have to return any credit card machines or other equipment from your old provider.  After this, just call the new one and have them get you set up.

Trying to ditch a provider who was expensive or provided technologically inferior equipment?  WOW Payments is the replacement you’ve been dreaming of.  We grant free processing and implement the latest technology to protect you and your customers.  What are you waiting for?  Get in touch with us and find out how we can help you.

[payment-terminals-blog]

The World’s Most Affordable Credit Card Processing Company

It may not be as prestigious or elusive as the likes of Atlantis or El Dorado, but legions of small businesses have searched high and low the cheapest credit card processing company.  After all, the price of merchant services adds up and saving with every transaction is a great way to your company’s revenue.  To aid you in your quest, we’ve assembled a guide of what the most affordable processing provider will offer you.

Locked in rates.  Some credit card processing companies reserve the right to change how much you’re paying them at their will.  If a company does, it’s never going to be for your benefit.

Short-term contracts, or no contracts at all.  If a processing provider forces you to agree not to leave them before providing you services, chances are there’s a reason for it.

Free processing. Thanks to technological advances, some merchant services providers make it possible to accept credit cards for free by a small surcharge to every purchase.  Of course it doesn’t get better than free.

Locked in rates.  Some credit card processing companies reserve the right to change how much you’re paying them at their will.  If a company does, it’s never going to be for your benefit.

Short-term contracts, or no contracts at all.  If a processing provider forces you to agree not to leave them before providing you services, chances are there’s a reason for it.

Free processing.  Thanks to technological advances, some merchant services providers make it possible to accept credit cards for free by a small surcharge to every purchase.  Of course it doesn’t get better than free.

WOW Payments is everything you’re looking for.  We offer free processing and no monthly fees.  Don’t let our affordability trick you into thinking we sacrifice quality- our credit card machines implement all of the most recent payment trends and technologies.  Stop paying extra and contact the most processing company today.

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5 Essential Payment Terms Commercial Sales-Agents Should Know

Here are five terms that top the list that every sales agent should know.

1.    EMV

Europay, Mastercard, Visa (EMV) is an international standard established by chip card technology for debit and credit payment cards. EMV helps to reduce fraud by protecting merchants, consumers, and issuers from possible losses caused by stolen or fake cards used during payment.

2.   Ancillary Fees

These fees include statement fees, customer services fees, monthly minimums, and batch fees. They can be found written on a merchant account statement.

3.    Payment Card Industry compliance

Payment Card Industry compliance is the regulations of the Payment Card Industry Security Standards Council's (PCI-DSS) guidelines for every Merchant Account holder. It is vital for a Sales agent to help merchants become PCI Compliant by using the best credit card company like Wow Payments who are PCI Compliant.

4.   Merchant Processing Agreement(MPA) with Monthly Processing limit

MPA is a contract between a merchant and a merchant services provider that states the agreement and guidelines of both parties as regards credit card processing. It includes Monthly Processing limit which is the amount of money a merchant can process every month before acquiring extra fees.

5.   Chargeback

A chargeback occurs when a cardholder disagrees with a charge and asks for a refund from the card issuer if they received a damaged or defective item, did not receive their item, did not receive their item on-time, or they do not recognize the charge.

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Save up to 90% Using Reverse Fee Processing

Most businesses are still making small losses that add up to become a huge loss because they have not heard about reverse fee processing for their credit card machine. Reverse fee processing is also known as Zero fee processing, and it allows you to get free processing and allow credit cards for free. Wowpayments is unique among best credit card processing companies and here are some benefits you get by allowing them to process your credit cards and terminals for you.

Reverse fee processing

Recent trends in the credit card processing industry give room for merchants to reverse the fees to the customer leading to a free or zero charge processing fees. This Zero fee is considered as a surcharge fee which is accepted in around 40 states in America and allows business owners to save up to 90% or more.

Online Credit card reader

At wowpayments, we already acquired the latest technology to give room for contactless credit card reader for iPhone and Android users. This will give your business the extra edge needed to reach more markets and make more profits through increased sales.

Easy to Operate

The reverse fee processing terminals use credit card machines that are easy to operate. The process is the same as that of every card processing machine. The only change is that the added surcharge is removed from the customer’s credit cards, except a debit or a prepaid card which is not allowed to be surcharged.

Safety of our Cards and terminals

At wowpayments we prioritize the safety of the funds of our clients and your customers. We use the latest technology that ensures that your funds are safe.

Free Credit cards

We also process credit cards for free for our clients and offer lower credit card rates; the best you can have around from credit card processing companies.

  We delight in your progress and that of your business, contact us today at http://wowpayments.net and let’s get started with your merchant account set-up.

[payment-terminals-blog]

How to process credit cards for free

You are thinking and making strategies in order how to increase your income and make your business grow. However, at the same time you receive huge bills that require you to pay processing fees. ‘Is there a way to avoid this?’ millions of businessmen ask this question every day. We’d like to let you know that there is a way!

With free processing there is no need to pay a lot of fees and bills, you will quickly forget what that feels like. It saves you money, it’s very easy and transparent. This is a revolutionary service that brings you profit. From now on your customers pay this fee and you get no bills.

But how does it work? There is a discount for cash payment. There are prices to let customers know that they will get discounts if they pay with cash. If they pay with a credit card, they won’t receive this discount and, basically, they are paying this processing fee for you.

Where can I get this service? WOW Payments provides this service and supplies you with all of the necessary tools and instructions. All you need to do is pay once for our service and that’s it. There are no monthly fees which makes us different from our competitors. Also, the approach and the tools we are providing you are high-quality and are made to make your life easier and happier.

Is this too good to be true? Check it out yourself.

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Credit card merchant fees explained

Credit card processing may often be confusing and not too easy to understand. One of the harder parts of this is processing fees, which almost can’t be avoided fully, but can be cut short, if you’re choosing wisely. Let’s take a look at what parties are involved in credit card processing, so that you can get a better picture of what’s happening behind the scenes.

First of all, it’s the banks. They issue credit cards, you know. Then it’s about the associations like Visa or MasterCard and rules regarding privacy, fees, penalties, usage and so on, that they set up. The credit card processing companies also shouldn’t be ignore. Some of them offer free processing, but these companies most certainly will charge you monthly (there is always an exclusion with lower credit card rate like WOW Payments).

Credit card processing is being managed by credit card merchant account providers who take care of such departments as sales, support and so on and take their own fees. And the last party are payment gateways that process online payments.

The fees can mainly be divided into two categories: base fees and markup fees. Base fees are charged with every transaction that you make and markup fees are often negotiable so you can get rid of them if you really want to.

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Top Tips on How to Take Care of Your Terminal

Business owners using card payment terminals will often require setting up new ones and maintaining old ones. WOW payments help to install new ones and maintain old ones while processing credit cards for free and not taking monthly charges after a $100 one-time installation fees. Here are reasons while you should use our services at WOW payments.

Rapid response

Our engineers and technical team at WOW payments are always ready to provide assistance and support to our clients is the shortest possible time. Some issues could easily be resolved over the telephone while those requiring physical presence always get needed attention as well.

Possibility of replacement

If a terminal is very faulty and beyond repair, it is possible to replace it with a new one within a short time frame. This ensures that your customers are not prevented from making their purchase.

Check the Installation cables

In addition, before calling for help, ensure you have checked that all the installation cables to the machine are correctly fixed, the internet connection is effective and the computers are working well.

Use terminal according to manual

Also, ensure that the Card payment terminals are handled with care and are kept in a good environment according to the manufacturer’s manual, the best form of care is the prevention of damage.