Ryan Cramer Team - NMLS#206594 @ryanhcramer - Tumblr Blog

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#linkage #Mortgage volume remains stuck despite lower rates http://buff.ly/1q0azys http://www.cnbc.co

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#linkage #Mortgage Rates Higher as Pre-ECB Volatility Ramps up http://buff.ly/1j2wsIU http://www.mort

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Conventional Loan with Zero Borrower Contributions Now Available!

#imortgage #zerodown

That’s right!

Reduced Mortgage Insurance coverage, (A lot less than FHA)

Low down payment, (Can be all a gift)

and income-source flexibility considerations that can include boarder income, and

income from an occupying co-borrower with an insufficient credit history.

Also have this loan for teachers, police officers, firefighters, health care workers, and military personnel. …

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#conventional #imortgage #real estate #ryan cramer team #zero down

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Adjustable vs. Fixed Rate Mortgages: Which Loan Program is Right for You?

One of the first questions that comes up when making the decision to purchase or refinance a home is, “What type of loan program should I get?” Here’s a tip on choosing between an adjustable or fixed rate mortgage.

Adjustable vs. Fixed Rate Mortgages: Which Loan Program is Right for You?

An Adjustable Rate Mortgage (ARM) is a loan that starts out with a low introductory rate, but the interest…

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#Arms #conventional #loan #low rates #pay off the house #real estate #ryan cramer team

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Should I Pay My House Off?

My clients often ask me if it’s a smart idea to make additional payments toward the principal balance on a mortgage. The truth is, every person has different short- and long-term goals, and it’s a very personal decision.

Owning a home outright can be a huge financial advantage that offers guaranteed security. And, you can save thousands of dollars in interest fees by paying your loan off early.…

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#academy mortgage #conventional #fha #imortgage #loan #low rates #nova home loans #pay off the house #rate trap #ryan cramer team

What NOT To Do During The Loan Process

As you choose the path that leads to the home of your dreams, you can take either a pleasant Sunday stroll in the park or a gut-wrenching tiptoe through a minefield.

Here are the six most-important “don’ts” when you’re considering buying a new house.

1. Don’t go on a spending spree!

Draining your savings or running up credit card debt to buy a new living room set, a big-screen TV,…

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Angry Birds? on Flickr.

Don’t Fall for the rate trap

What is the most important thing to consider when choosing your home loan? Is it the rate? The term? Or, maybe the loan program? Many experts agree that the most important factor is the loan amount.

#ratetrap #mortgage #imortgage #arizona

Why? Because choosing the right loan amount can have a tremendous impact on your financial future.

Here’s an example: The Smiths and Joneses are both looking…

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