tom nook is NOT a landlord!!! he is a construction worker! he SELLS you a WHOLE HOUSE! He is not CHARGING YOU however many bells a month to live there! You PURCHASE a HOME that he BUILDS FOR YOU and then you PAY HIM FOR HIS SERVICE. He charges no interest he sets no time limit it is a relationship built on trust. the only penalty you get for not paying off your home is that he won't build more home until you pay him for the first one. A guy that builds you a house wherever you want him to and then charges you for the cost of construction is not a landlord you own the fucking home
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