I finally got my credit score after working 8-10 months towards it!! No collections so my score was a whopping 770 when it came out this feb, and later... just one month later it DROPPED 70 pts!!! What gives!?!?
Lol come to find out... my secure account allows me to spend 1,000 but the credit bureaus only WANT me to spend I think around 25-35% of that MONTHLY... even if my payments are never late and always early.
Lol I’m going to need to extend my secure balance limit because baaaaby I spend more than 300$ a month. Well live and learn I guess. Hopefully next month it will pop back up now that I’m using my credit appropriately.
Looking for other ways to improve my score. May take out another secure line of credit.
Advice is welcome!













