Tea, Coffee, books and space @siantur - Tumblr Blog

lord-des-fleurs

Enjoy the arts. Live art. Be art.

choxiiart

excercised lighting for today

kiera knightley in pride and prejudice movie scene

procrastinationlikeapro

23.05.2018 the colour beige happens to be a very tasty tone

catchymemes

This adorable proposal.

daftpenstartedover

last-bi-in-town-deactivated2023

This is why I LOVE same-sex relationships. Like, who’s gonna propose?? Probably both!!

currently-obsessed-with

Lesbians destroying marriage

whitepeopletwitter

toney-starks

officegoth-deactivated20210102

everythingfox

wimdy

origamieater

aqua-regia009

In a Roman Osteria (1866) - Carl Bloch

left-reminders

lesbiansandgayssupporttheminers

Oh, gee, I wonder why making people put their lives at risk for the economy might make them consider ideologies other than capitalism?

randomfandomteacher

We were socialists the entire time!

thedailyshow

gay-hopeless-romantic-deactivat

The U.S. in a gif series.

pdawgz

Pls keep reblogging this till this become a classic tumblr post , because it needs to be

thegardengoose

do-angels-dream-of-starry-seas

Literally nothing hits as hard as that one tweet that goes

"This is OUR day now, and you will embrace change or die on the wrong side of history."

Very tempted to put this as my senior quote.

hoppip

It may not be the time yet, but it’s one of the loveliest sentiments!

catchymemes

the-headless-vulcan

Capitalism will put the bill on your grave and harass your grieving family until they pay

theludicrousrival

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.”

On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system.

lawful-evil-novelist

She didn’t need to pay. When people die, their debts are not their family’s responsibility.

In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.

Who is responsible for paying off the debts of your deceased relatives?

Here’s a link to the detail on that one.

eudoxiav

Banks count on people not knowing that last comment so that they can still get money

niniblack

They really do.

My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”

Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in.

nephrastar

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.

The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

thefingerfuckingfemalefury

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing

And that there is NOTHING they can do if you do this

jadelyn

Never, ever, EVER pay so much as a single cent on a debt owed by someone who’s passed away. You make even a single payment and that’s considered you accepting responsibility for the debt, and they can then legally expect you to repay the whole thing.

They’re like vampires - they can’t collect unless you let them in. Don’t invite them in.