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Always Wanted to Get Into Trading but Didn’t Know How or What to Trade In? This Article Is for You.

If you’ve been toying with the idea of trading or are looking into ways to make a return on your capital or manage your overall portfolio’s risk, listed derivatives should definitely be on your list of options to consider. Does the term sound foreign to you? Well if it does, let’s bring you up to speed on derivatives trading but more specifically on futures trading.

 Futures trading is a tool that helps you get exposure on the price movement of a particular asset class such as equity indices, commodities, and fixed income. It’s also another form of ownership investment just like stocks, properties, and gold. Instead of owning the actual asset, you’ll own a contract of that asset.

 By trading futures, you are entering into a contract with another party to either buy or sell a specified product at the price that both of you determine today. If the asset is sold at a higher value than the initial price that it was bought at, the buyer would have made a profit. Still not getting a clear picture? That’s okay! Here’s a video by Chicago Mercantile Exchange (CME) that explains what futures contracts are in less than 3 minutes.

  Due to the rapid movement of futures trading, it’s difficult for buyers to constantly stay updated on the many commodities available in the market and on the status of their profit/loss margin while attempting to make the right transaction at the right time.

 Finding a way to overcome these hurdles and creating a more pleasant trading experience is Kenanga Futures’ KDF TradeActive™.

 KDF TradeActive™ is Kenanga Futures’ enhanced and customized derivatives trading platform that provides users access to not just Bursa Malaysia Derivatives (BMD) but also CME Group via desktop and mobile devices.

The platform lets traders add products that are of interest to them to a ‘Watchlist’ which allows them  to take swift action to trade the market regardless of whether it’s a bearish or bullish market. Traders are also able to view their profit/loss and account margining in real-time.

How secure is the platform you ask? Well, KDF TradeActive™ comes with multi-factor authentication feature for added security so you can trade without a worry. Other integral trading features you can find on the platform include:

●        multi-currency portfolios reflected in one base currency for easy monitoring

●        real-time account balance summary

●        Built-in synthetic order types such as One-Cancel-Other (OCO), Trailing Stop, Bull & Bear and Time-To-Send

●        Click-to-Trade function which allows you to enter a trade with just a click

●        Real-time technical chart with indicators for both BMD and CME Group products

Kenanga Futures recently launched “Back 2 The Futures” campaign; a campaign that enables domestic clients to access both the U.S. and Malaysian listed derivatives on CME Group and Bursa Malaysia Derivatives Berhad (“BMD”), respectively, and be rewarded with petrol cards worth up to RM200 when trading via KDF TradeActive™ from now until 15th November 2018.

Need more info on the “Back 2 The Futures” campaign? Visit www.kenanga.com.my or www.facebook.com/KenangaGroup now!

Disclaimer: Listed derivatives products are based on highly leveraged margin trading. These contracts carry a very high degree of risk and trading such instruments may expose investors to substantial losses as well as gains. The price of the products offered may fluctuate higher or lower, and under circumstances an investor may sustain total loss of their investment. As investor should make an appraisal of the risks involved in investing these products and should consult their own legal, financial, tax, accounting and other professional advisors, to ensure that any decision made is suitable with regards to the investor’s circumstances and financial positions. This document has been prepared solely for marketing purposes and for the use of the recipient.

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Boost - The App That’s (Literally) Shaking Things Up For Malaysian Prepaid Users

A dreaded experience that any prepaid user can relate to is when the phone goes "beep beep" and you receive a text saying you're out of credit. So off you go looking for the nearest spot to buy yourself some credit.

Well you can wave those days goodbye because folks here is an excellent news. It does not matter if you're an Xpax, Hotlink, Digi, U Mobile, Tune Talk, XOX or Altel prepaid user - there's an app that does not just save a trip to the kiosk or the hassle of typing in the 16 Digit PIN Code but also gives you rewards every time you buy credit.

Here's a simple video on how you can buy boost credits and top up your mobile credit in just seconds. 

Boost, the prepaid lifesaver you've been waiting for, let's you top up mobile credit anywhere, anytime in seconds via the app. There are a few reasons why this app is better than topping up in real life.

1. Boost credits do not expire. At all.

You can buy as much Boost credits as you like and use whatever amount you wish to utilize, anytime. And if you ever run out of credit, you can always ask a fellow prepaid user to share their Boost credits for free with you.

2. It's an app that keeps giving!

Each time you top up, Boost lets you stand a chance to get more Boost Credits. Just give your phone a little shake, also known as #DoTheBoost, to see if you've gotten any free Boost Credits. Boost also gives you up to RM5 worth of free Boost Credits each time a friend registers the app using your "Invite Code" and top up a minimum of RM10. Plus your friends will get free Boost Credits worth RM5 after their first top up too!  

3. It's safe & smart

Each time you make a transaction using your credit or debit card, the app needs you to key in your 6 digit pin which keeps all your financial data secure. Another cool feature of the app is that it has a 'Smart Nudge' feature. What this does is remember the amount you prefer to top up which makes topping up in the future easier.

So go on and make your life a lot easier by downloading Boost here. Got more questions? Visit Boost for more info.

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BE A WINNER BY BEING HEART HEALTHY

When you are young and energetic, it is easy to be carefree and pay little attention to your health - until at one point when you realise it’s about time you start taking care of your body. While we tend to associate many diseases and medical illnesses all with old age, heart disease, however, is getting prevalent amongst young people as well - definitely not just an old man’s sickness. Over the years, increasing number of people in their 30s are getting diagnosed with heart diseases, such as heart attack and stroke, which serves as a wake-up call for us to stop neglecting the health of our hearts.

 Prevention is better than cure - because it is often easier (and less costly) to prevent heart diseases than to cure it when it’s too late. Why wait until you have a diagnosed heart problem to start taking care of yourself when you could have avoided developing heart disease in the first place?

Contrary to common perception, working towards a heart-healthy life is less daunting than it sounds. One way - and always a good way - to start is to shape your diet into a well-balanced and nutritious one. As many heart problems are contributed by high cholesterol levels, foods like oats, beans, fish and fresh vegetables are great to add into your diet to keep the numbers healthy. It is recommended that you limit certain types of fats especially saturated and trans fat, which are common in foods like red meat, full-fat dairy products, deep-fried fast foods, packaged snacks and chips etc.

Realistically speaking, as many people in the modern era are bonded by rigid schedules, watching what you eat all the time may actually be difficult to practice in real life. If you need a hassle-free way to top up your nutrients, health food and supplement serve as a great aid to your daily diet, keeping your heart healthy without taking too much of your time.

One product that is well-trusted and recommended is Seven Seas Nutri-Trio, which not only supports heart health but does it in a natural way as well. It is an oat bran powder along with heart-healthy nutrients including high strength beta glucan, Fibersol-2 and CoQ10. Oat bran powder works by binding excess cholesterol in the intestine and block the re-absorption of cholesterol into the bloodstream, thereby keeping your cholesterol at healthy levels*. Seven Seas Nutri-Trio is also a great source of the CoQ10, an important nutrient, which is required for energy production in each cell including heart.

Incorporating Nutri-Trio in your daily meals is easy; 2 scoops a day added to healthy lifestyle can go a long way. You can drink it on its own when mixed with water as it doesn’t have a thick, sludgy texture commonly found in regular oat based drinks. You can even mix it in your breakfast yogurt or smoothies to make it more delicious – be sure to use fresh and healthy ingredients!

 Seven Seas Nutri-Trio serves as a helpful companion in your life that helps you take care of your heart for as long as possible, making you a winner in life. Now it does more than keeping your heart healthy as it lets you win amazing prizes as well! From now till 31st December 2016, when you get a can of Seven Seas Nutri-Trio, you stand a chance to win various attractive prizes, including the grand prize of RM88,888 cash! All you need to do is find the sealed pack in your can and redeem your winnings with the redemption form (can be downloaded here). In addition, you can also redeem a Panasonic Personal Blender MX-GM0501 worth RM141. Every pack gives you 1 stamp and all you need is a collection of 8 to redeem.

 For more information of Seven Seas and Seven Seas Nutri-Trio, log on to https://www.seven-seas.com/en_MY/home.html. Be a winner and start your heart-healthy journey today!

 *The beneficial effect is obtained with a daily intake of 3g of oat beta-glucan.

 This article is brought to you by Seven Seas Limited, a Merck company in health supplements worldwide. Merck is a leading science and technology company in healthcare, life science and performance materials. The health information provided is for educational purpose only. The information contained in this article is not intended or designed to diagnose, prevent, treat or provide a cure for any condition or disease, to ascertain the state of your health or be substituted for medical care. Merck encourages you to seek the advice of your doctor or healthcare professional if you have any questions or concerns arising from the information in this article.

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A Bolder Move

The wait is finally over for the BMW X1 because it has finally hit the Malaysian shore.

Sexy yet bold, fierce yet elegant – these are what you’d think after setting your eyes upon the all-new BMW X1. This stunning Sports Activity Vehicle isn’t just donning a new look that is fresh but also comes built with the new BMW ConnectedDrive features.

Get ready to be the main attraction once you hit the road with the BMW X1. The latest model has an agile and dynamic look thanks to its sharp, powerful lines with large inlets on the front and hefty wheel housings as well as its LED headlights.

Sheer driving pleasure being the synonym for BMW means that this mean-looking machine is as smooth to drive and kick back in as it is to behold. And you best believe it as the interior design has been QC-ed to the very last bit. With elevated seats, both the driver and the passengers are not just able to get in and out of the car with more ease but also have better view of the road and the traffic condition.

And it doesn’t matter if you’re travelling solo or in large group, the BMW X1 has a generous interior space due to the its high roof line and legroom size of 56cm in the rear. Plus the boot space of the car is made to accommodate any type of travel adventure, so there’s no need to worry about travelling light.

It’s also kinda difficult to not feel alive on the road with the BMW X1. But what is it that makes this version of the BMW X1 bolder and more exhilarating than its predecessor? Well for one thing the BMW TwinPower Turbo 2.0-litre 4-cylinder petrol engine isn’t just amazingly fuel efficient; it also gives you a hell of a performance even when you’re at low RPM. It’s able to produce a maximum output of 192 hp and a peak torque of 280 Nm and has a powerful pickup that goes from 0 to 100 km/h in just 7.7 seconds.  

You wouldn’t know the difference between a levelled terrain and a rocky one when you’re driving the BMW X1 due to its near optimum weight distribution of 57:43 on the two axles. When you combine that with the BMW EfficientDynamics which cuts back on fuel consumption and emission, and the 8-speed Steptronic that provides fluid gear shifts, you get a driving experience that’s smoother than smooth.

 But what truly makes the driver feel that the BMW X1 is not just another car but rather an extension of themselves are the BMW ConnectedDrive features. The BMW ConnectedDrive simplifies your life in ways beyond your wildest imagination. Transform your BMW X1 into your office using the BMW Online feature. By syncing your personal data, you can read and reply emails, make calls and even send SMS using your car.

Don’t know where to dine tonight or where your next road trip destination should be? Why not let the Concierge Services suggest answers instead? When you’re out and about, you tend to slip up on a few things too such as whether or not you locked your car. Instead of walking back to check, the Remote Services feature turns your smartphone into a remote control that allows you to check if you’ve in fact locked the car. This nifty feature also lets you sound the horn or flashlights from the phone itself if you’re unable to locate your car at the carpark.

And because your safety and peace of mind matters the most, the BMW ConnectedDrive also comes designed with the Intelligent Emergency Call feature. In the event of an accident, the crash sensors of the BMW X1 will automatically alert the BMW Call Centre to engage help. What about servicing? Well the car takes care of even that too by sending vehicle-related service data automatically to BMW. Basically your BMW X1 knows what needs to be taken care of before you do.

Priced at RM279, 800 on-the-road without insurance and inclusive of GST, the all-new BMW X1 comes with five years unlimited mileage warranty and free scheduled service. As the proud owner of a BMW, you will also receive the BMW White Card and all its exclusive lifestyle privileges which are extended only to those who own a BMW.

Interested? Contact BMW Credit for a tailor-made financing solutions. To find out more, visit your preferred BMW Authorised Dealer or log on to the BMW website for more details.

So what are you waiting for? Make that bold move and embark on an amazing journey with the BMW X1 today.

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The Dream Job

The dream job, they say, is one where you get to do what you have a deep passion for.

And if your happiness comes in the form of gulping down a cold, wavey pint, filled with golden amber liquid and a thick layer of foamy perfection… well then you, my friend, are ridiculously close to getting your dream job.

For those who haven’t watched the latest Carlsberg ad, the video starts with a business man working for the beer company, telling his assistant that he’s got to attend an important meeting while taking off his clothes. Then he pushes open a set of doors and flings himself out and into a pool where he settles into a pool-style meeting with the rest of his colleagues, leaving the viewer filled with nothing but envy. Who doesn’t want an office meeting like that?! Imagine doing all of the pitching, discussion of business plans, interviews etc., while chilling at a pool with a pint of ice cold Carlsberg.

But since Carlsberg doesn’t do meeting rooms, they are now offering you to be a part of probably the best job in the world! They’re offering you (yes you), a job as a beer taster. If that hasn’t already gotten you screaming with joy at the top of your lungs, they’re also paying you RM10,000 for the two days job. Yup. You’re getting a once in a lifetime chance to taste beer without having to wait till the end of a long, hardworking, week and get paid luxuriously for it too.

 All you have to do to get the party, err we mean, the job started is be 18 years old and above, non-Muslim Malaysian, and totally know how to get the party started with Carlsberg. To qualify as a Carlsberg Beer Taster, you also need to be able to work, you know, just 4 hours for two days! Next to no experience in beer tasting is needed as long as you have a thirst for learning the art of beer tasting. Oh! Did we mention that we don’t need you to have a transport? That’s because we’re providing you with a driver (#likeabaws).

 Now go grab the job of your dreams by logging on to www.probablythebest.com.my before the 7th of September! May the beer sommelier in you shine!

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What happened to the hours? A breakdown of how people spend time.

The life expectancy in Malaysia is estimated at 74.75 years, as of 2015. Have you ever wondered how much time a regular person spends on mundane activities?  Here are some numbers.

1. On average, an adult works 40 hours a week from ages 20-65, which means you will work for about 10.3 years in your lifetime, out of which you will spend approximately 5 years sitting at your desk and 2 years in meetings. That’s a whole lot of sitting around stuck to your desk. Imagine all the sunshine you’re missing out on.

2. About 2 years on TV commercials. A 30-minute episode has about 8 minutes of commercials. So if you watch 2 hours of TV, that’s about 32 minutes a day. By the time you hit 50, you would have watched over 400 days of commercials. Most of us watch more than that. Actually, nobody likes commercials as they cut into shows. Well, except for the really cool commercials. Still, many feel too much time is spent in front of the TV.

3. It has been said that most people will spend about 1.1 years of their life cleaning, unless you love dust and fungus. Women traditionally used to clean about 2 times more than men, but it is slowly changing now.

4. 90% of your time will be spent indoors. In a regular working day, you would probably only be outside during the drive to and from work. You eat meals indoors, work indoors, and come home after work. Even if you take an hour each way to travel, that’s only 2 hours out of 24 spent outside. Therefore some time outside would be beneficial. Go on a picnic, explore the world, or just go for a walk.

5. Most spend about nearly 38 hours a year stuck in traffic, or about 3 months of your life. Yup, just sitting in your car, on the road. Getting from point A to point B. Along with all the other drivers, all trying to go somewhere on time.

6. 70% of your waking life will be in front of digital media. So if you spend 16 hours awake per day, that’s about 11 hours glued to the screen. It’s not hard to see why, with people on their phones and computers most of the time. They can’t seem to leave it alone. It’s so hard to turn the devices off and spend quality time doing other things.

This surely puts things into perspective, doesn’t it? You may think it doesn’t take that much time while you’re doing it, but collectively they amount to a lot. Perhaps it is time to rethink how we allocate our time. Wouldn’t it also be great if we could have a job that would allow us more flexibility with our hours for more meaningful things? Wouldn’t you want something like that? If so, then it’s time to #MakeARealDifference.

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Improving your work life isn’t that hard. Try it!

Everyone is busy these days, and burnout is happening more frequently. It’s difficult to juggle work and personal life, to make more time for people and activities that are meaningful. A lot of people are stressed out and unhappy. If you’re in this situation, here are nine ways to bring a little more balance to your life.

Tip 1: Prioritize

It’s not about what should be done, or what people say it is. It’s what you want to put first in your life. If you could only do one thing in life, what would that be? That’s your priority. You could add a few more to the list as well. Just remember what’s important, and get that done first. 

Tip 2: Strive for excellence, not perfection

There is a lot of pressure to perform. However, with more responsibilities, aiming to be perfect will leave us exhausted and depressed.  It’s better to opt for excellence instead. Focus on improving yourself and becoming a better person, and remember that nobody’s perfect.

Tip 3: Keep track of your time 

It’s good to know where your time goes and how it is spent. Keep track of the breakdown. Are you spending time on things that matter, or are you wasting it on things not on your priority list? Once you know, it’s easier to configure and manage your time better.

Tip 4: Have some recharge time 

Remember to schedule some time for things that will help you recharge. It could be time with the family, a date or sports. Make sure you stick to it, instead of dropping it to go back to work. You may need to squeeze in some time if you have a really packed schedule. Alternatively, you can drop activities that are sapping your time in exchange for quality time.

Tip 5: Stay fit

It’s difficult if you’re busy, but in the end staying fit will help by giving you more energy and keeping you alert. Going for a workout a few mornings a week will make a huge difference to your days. It will also lift your mood.

Tip 6: Relax or go on a holiday 

It doesn’t have to be a long one, and even a quick weekend getaway can help you recharge. The goal is to distance yourself from the things that stress you out. Explore the world. Eat, drink and relax. Have time to breathe.

Tip 7: Unplug 

Technology is all around us. While it helps improve our lives, it can get to the point where we’re overwhelmed. We need to disconnect at times and just enjoy the moment. So you may need to turn off your phone, especially during quality time. Do not let technology control you.

Tip 8: Find a mentor 

If you know of a successful person, or one with great work-life balance, then make an effort to ask them about it. Their advice could prove useful and may help you in your career, priorities and time management.

Tip 9: Sometimes you have to say "no" 

Don’t always be too meek and accept every single request. You will become a slave to others this way. Be firm and put your foot down if things are way out of your schedule and do not align with your priorities. Learn not to take on more than you can handle.

 Everyone struggles with finding work-life balance, and it’s getting even harder as the world gets more frantic and things move quicker. These tips will surely help you reach your goal of a better life, but perhaps another way is to actually have a job that values the same priorities as you. Wouldn’t you want something like that? If so, then it’s time to #MakeARealDifference.

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If you think your boss is horrible, you aint seen nothing yet!

A bad boss is something of a nightmare. He or she can disrupt your career and drive you up the wall. So whether you have a micromanager or bully, here are 10 of the worst kinds of bosses imaginable.

1) The Micromanager

She is a control freak. She wrote a manual for using the washroom. She hovers over you as you type at your desk. She wants to regulate your breathing. You’re slowly going crazy.

2) The Bungling Boss

Your boss has no clue what everyone does or how to manage. He fumbles through a meeting. He has never heard of Instagram. What he thinks is right usually isn’t. In short, he’s embarrassing everyone.

3) The Buddy Boss

He is way too sweet. He is fine when everyone clocks in late. He never hands you any negative feedback. Everything is rainbows and unicorns. The office performance dies because he is just too good a guy.

4) The Bully Boss

This guy was formerly a high school bully. Any mistakes you make will result in a screaming session. He forces you to stay back late. All the stress but don’t even think about a raise. You’re going through daily nightmares.

5) The Workaholic

She thinks she’s working hard, and so should you. She doesn’t know the term ‘work-life balance’. She probably feels sleeping is for the dead. Everyone has to come in before the sun comes up, and leave when long after it’s dark. You feel you’ve become a vampire or zombie.

6) The Pigeon

She flies in, makes a mess and flies off. There will be minimal attention at the start, along with vague direction before she disappears. Later on she will show up to berate you for doing it all wrong before going off again. You try hard to cling to your sanity.

7) The Mushroom

He was probably a spy in another life. Everything is top secret and you are mostly in the dark. He gives sketchy answers and getting anything more is like breaking into a vault. He does not take questions as he’s afraid you will take over his position.

8) The People Pleaser

She’s the opposite of the Bully. She hates using her power and is probably noncommittal. She just wants everyone to be happy and get along well. Her style will make people relax but unsure of what’s going on. You will feel like you’re floating without seeing land.

9) The Disconnected Boss

She is from another era. She cannot understand what employees do in the present. Whenever you ask her for guidance, she will go old school on you. Every other sentence will start with ‘Back in the day...’ You feel like you’re working for a living fossil.

10) The Unrealistic Boss

Your boss thinks everyone is superhuman. He will add in more work even though your desk is about to break. Big projects can be done in a week. Everything will be fine, just have a shorter lunch. What’s 2 more reports to write by the end of today? You will feel the need to clone yourself.

We all have had our experiences with bosses. While some of us may have good ones, a lot of us do not. Don’t you sometimes wish you could be your own boss, and not have these people to answer to? Better yet, maybe you feel you could actually be a better leader than them. If you think so, then it’s time to change. Why not be an inspiring AIA Life Planner and start having the career you desire? It’s time to #MakeARealDifference.