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Credit Co Operative Society Latest News Today in Hindi (Adarsh/Navjivan/Sanjivani) | #AdarshCredit

#AdarshCredit #AdarshCreditLatestNews #sanjivanicreditcooperativesociety Hello Friends, आदर्श क्रेडिट, संजीवनी, नवजीवन क्रेडिट कोऑपरेटिव सोसाइटी के निवेशकों ...

Credit Co Operative Society Latest News Today in Hindi (Adarsh/Navjivan/Sanjivani)

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Know about term deposit schemes offered by Adarsh Credit Co-operative Society

Explore term deposit schemes offered by Adarsh Credit Co-operative Society. These schemes can prove to be fruitful if you wish to invest your money for a short period of time and yet fetch good returns. Moreover, they offer a number of other facilities as well.

Think of an investment scheme wherein you invest for a lesser period of time yet get satisfactory returns. Such an investment scheme can ease your investment worries and help you achieve your short desires with ease. Such a scheme can be term deposit scheme.

Adarsh Credit Co-operative Society offers term deposit schemes which offer high-interest rates along with a number of other facilities. As our schemes are customer-centered, they are designed to benefit you in every possible way.  

Here are a few term deposits for you to know about:

Adarsh 18 Term Deposit Product

Adarsh 18 Term Deposit Product is a short-term investment scheme which expires at the end of 18 months. In spite of the short duration, the term deposit interest rate for this scheme is pretty decent. To start investing in this scheme, you need to make an initial deposit of Rs.5,000 with further deposits in multiples of Rs.100. Once the scheme expires, you get Rs.6,200 on every Rs.5,000 you have invested, as per the rules and regulations of the society. Along with decent returns, you can avail a nomination facility and a loan facility.

A-15 Term Deposit Product

A-15 Term Deposit Product is a great scheme if you want to fulfill a desire within a short period of time. Being one of the highest term deposit interest rate offering schemes, the interest rates are pretty high. Thus, for every Rs.5,000 you invest in the scheme, you get a return of Rs.5,825. The scheme expires after a period of 15 months. The minimum amount of deposit is Rs.5,000 with further deposits in multiples of Rs.200. Considering that it is a short-period investment scheme, no prematurity facility is available. But other facilities like nomination facility and loan facility can be availed at your convenience.

A-3 Deposit Scheme Product

At Adarsh Credit, we focus on the requirements of our members keenly. We understand that sometimes, you might need a good investment scheme which lets you invest for a long period of time. Hence, while we offer a number of short duration term deposit schemes, our A-3 Deposit Scheme Product has been designed to serve for a longer period of time. The scheme expires after a period of 3 years, giving high term deposit interest rates. As compared to our other schemes, the minimum amount of deposit is pretty low i.e., Rs.500. Further investments are to be made in the multiples of Rs.100. Other facilities like loan facility and nomination facility are also available.

Visit Adarsh Credit Co-operative Society to know more.

[ Source: Blogger.com ]

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Cherishing 20 years of Adarsh Credit Co-operative Society

It’s been 20 years since our Adarsh Credit Co-operative Society came into existence with the purpose of serving people. From a small credit co-operative society, it has turned into one of India’s largest multistate credit co-operative society today. Become a member of our society and avail our customer-centric services.

Adarsh Credit Co-operative Society completes 20 years of its foundation this year. The journey has been thrilling and the response we have received by the members of our society is overwhelming. It is amusing to see how a small desire of helping others has transformed a small credit co-operative society into a huge multistate co-operative society.

Mr. Mukesh Modi always had a desire of helping people. He has always wanted to uplift the weaker sections of our weaker sections, who reside in the rural areas of the country. This desire led to the foundation of Adarsh Credit Co-operative Society in the year 1999 in a small town of Rajasthan, named Sirohi. Initially, it began to cater to the needs of the local masses in Rajasthan who belonged to the agricultural background. Slowly and steadily, along with people from agricultural backgrounds, a number of rural people belonging to various backgrounds joined the society to avail our benefits. Today, Adarsh Credit Co-operative Society has more than 2 million members, 3.7 lakh advisors, and 800 branches.

In February 2008, we received the status of Multistate Credit Co-operative Society by the Ministry of Agriculture, Government of India. This status has helped us to spread our vision across a number of states of India and help people with their financial investments. Also, our persistent efforts in digitizing the facilities of our society have helped us to connect the rural parts of our country to the mainstream. One such successful effort can be seen in the form of our mobile application, the Adarsh Money mobile application. This one-of-a-kind application which is meant for both advisors and members is the first mobile application launched by a Credit co-operative society in India. It helps to ease the process of carrying out financial transactions. Interestingly, it accounts for 99% of our regular transactions.

Furthermore, when it comes to the functioning of our society, it is not only handled by the chief employees but also by the members of our society. These members participate in a number of annual meetings and state their opinions on various issues related to the society. In this manner, our members have involved the decision-making process which helps us in building a truly supportive credit co-operative society.  

Such a collective effort has enhanced the facilities covered under our investment schemes. Most of our investment schemes offer:

low deposit amount

high-interest rates

and have a prematurity and loan facility available under them.

A few such schemes include Savings account, Fixed Deposit, Daily Deposit Scheme or Pigmy Deposit Scheme, Adarsh Bachat Patra and 10-Year Flexi Deposit Scheme.

In the future, we plan to increase our efforts and continue serving the people with our various financial services. So, become a member of our society today. Visit Adarsh Credit Co-operative Society to know more.

[ Source: Blogger.com ]

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Build a strong financial future with Adarsh Credit

Let us celebrate the independent spirit of a woman with investment schemes from Adarsh Credit Co-operative Society. These schemes can help you to make the most of your salary without compromising on your expenses and yet fetch high-interest rates. Read on to know more.

One of the positive aspects of the present generation is that women are coming forward to take a stand for themselves. They don’t want to be in the shadows. To the contrary, they want to come out and be independent in all terms.

Celebrating this spirit of a woman, we have introduced a number of investment schemes at Adarsh Credit Co-operative Society which can prove to be beneficial to them. Explore a few such schemes here.

Indulge in some self-care without compromising on your budget

It is often said that the best investment you can make an investment in yourself. Such an investment can help you to boost your skills and personality, contributing to your overall growth, both personally and professionally. So, go to the salon you have been planning to go or buy those cosmetics which will enhance your beauty without spending any extra penny on it, with our Monthly Income Scheme (MIS). Under this scheme, you can get returns on a monthly basis with a varying MIS interest rate of 9.5-10%. This interest rate increases with the period of your investment.

Save your money in a Savings account

The world agrees to the fact that the shopping bug bites women frequently. They are always up whenever the word ‘shopping’ pops up anywhere. If you are a woman, you might be laughing reading this because you know that it is true. Spending your money as you want is not a problem but spending it regularly on unnecessary things might cause a huge problem in the long run. Hence, we recommend you to save a significant part of your salary in a Savings account. Such an account enables easy access while giving a decent interest on it. At Adarsh Credit, we offer a high-interest of 6.75% on our savings account with a zero-balance facility and free statement facility.  

Meet your emergency expenses

Life is uncertain and so are its situations. You never know when an emergency situation comes up and you suddenly require a lot of money. Being a financially independent woman, don’t face a setback during such situations. Always save a part of your income for these emergency situations and be useful. You can also do so by investing in our Daily Deposit scheme or Pigmy Deposit Scheme. This investment scheme enables you to save your money on a daily basis while fetching a decent interest rate of 8-10%.  

To know more about our investment schemes, visit Adarsh Credit Co-operative Society today.

[ Source: Blogger.com ]

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Understand a Current account and its perks with Adarsh Credit

While there are a number of investment schemes in the market, a Current account has its own benefits. It is frequently used by the business community and a number of public enterprises and big firms. Thus, know why these people prefer such an account and its benefits with the help of Adarsh Credit Co-operative Society.

At most of the financial institutions, there are two types of financial accounts. One is a Savings account whereas the other one is a Current account. A Savings account is useful to the common people whereas a current account is useful to the people who own public enterprises or firms or are from the business community. These people have to carry out transactions of huge amounts on a regular basis and hence, require a banking account which is flexible and hassle-free.

Thus, let us understand this Current account and its perks as below:

Can be used for regular transactions

As the name suggests, a Current account is often used for current or regular transactions. This is the reason that it is preferred by major firms, business people or public enterprises. Hence, a Current account is fluid in nature which gives you the freedom to transact as many times as you want without bearing any additional charges or facing any problems in transactions. Moreover, no additional charges are levied on your transactions which is in a contrast to a Savings account.

Deposit huge amounts of money

As a Current account is often used to carry out frequent transactions, a decent balance has to be maintained to ensure the smooth flow of your transactions. And in order to maintain that balance, almost all financial institutions allow you to deposit huge much amount of money in your Current account without any questions being asked. Also, the fluid nature of this account is another advantage to transact that money on a regular basis. A Savings account usually has a limit on the maximum balance which can be maintained in it and hence, this feature cannot be availed in it.

At Adarsh Credit Co-operative Society, we believe in making the lives of our customers’ easier on the financial aspects. Hence, holding a Current account with us can prove to be beneficial to you due to our additional perks. A few of these perks include a No-Frills account facility and free statement facility. A No-Frills account means that you don’t have to maintain a minimum balance in your account which is usually necessary for other Current accounts. Also, a statement facility is usually a paid service.

So, visit Adarsh Credit Co-operative Society today and avail the benefits of our Current account. Don’t forget to check out our other investment schemes as well!  

[ Source: Blogger.com ]

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Explore investment schemes by Adarsh Credit for your retirement

Live your retirement life without any financial stress. Start planning now by investing in valuable investment schemes offered by Adarsh Credit Co-operative Society like Fixed Deposits and Adarsh Bachat Patra and enjoy all the luxurious of your retirement life!  

Retirement is a blissful time of one’s life. After all the hardships you have faced in your life, you deserve a peaceful and tension-free retirement life. While other aspects can be handled with time, you must start planning your finances as early as possible. The earlier you begin, the more you save and the better life you can lead after your retirement.

We, at Adarsh Credit Co-operative Society, understand your worries regarding the investment schemes and hence, we have short-listed a few schemes to ease it.

Explore a few such investment schemes here:

Fixed Deposits

Fixed Deposits are a great way to begin your financial investments for your retirement. They are usually bound for a long duration and offer decent interest rates. At Adarsh Credit, this Fixed Deposit scheme gets interesting with attractive interest rates which vary between 7 to 15.5%. The interest rate depends upon the investment you make and its duration. It increases as your investment and the duration of the scheme increases. Moreover, we also offer a prematurity facility and a loan facility which can be availed in times of emergencies.

Share Capitals

At, Adarsh Credit Co-operative Society, we truly believe that every individual should get maximum benefit from our investment schemes. Hence, even our Share Capitals are designed in a different way as compared to other financial institutions. At Adarsh Credit, you can buy a single share at a minimal amount of Rs.10 and get a dividend of about 16% till the end of your tenure. You can choose this tenure which can range from 1 to 10 years. After your tenure expires, you can immediately apply for the withdrawal of your final amount which will be transferred to your account within minutes of the application.                  

Savings account

Once you retire, you never know when you need money immediately. For such times, it is ideal to keep some of your money in a Savings account. Usually, a Savings account is easily accessible which means that you can withdraw money whenever you want without any hassle. With Adarsh Credit Co-operative Society, this Savings account becomes even more flexible. We offer high-interest rates of about 6.75% and our Savings account is a No-Frills account which means that no minimum balance has to be maintained. Also, you can make an unlimited number of transactions without any charge and can avail a free statement facility.

To know more these investment schemes or our other schemes, visit Adarsh Credit today. Plan your finances well and lead a happy retirement life!  

[ Source: Blogger.com ]

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Know about Adarsh Credit’s achievements in 2018

We, at Adarsh Credit, took a number of initiatives to provide various benefits of the digitized era to the members of our society. With 2019, we will strive to do the same. Explore a few such initiatives which helped us to excel in 2018 in the article below.

With 2018 gone within a blink of the eye, we at Adarsh Credit, hope that you had a great year. Progressing ahead with a new year and new accomplishments to be made, we wish you a happy and prosperous year ahead.

For us, at Adarsh Credit, 2018 was full of exploring new avenues and adapting to the digital way of life. We took a number of steps to ensure that our members enjoy the benefits of such changes and lead a hassle-free life.

Let us have a look at such changes here.

Adarsh Credit adopted e-signatures

We, at Adarsh Credit Co-operative Society, don’t want our members to take the trouble of standing in long lines to avail services offered by our society. Hence, to ease your distress, we collaborated with the American multinational, Adobe to enable e-signatures. These signatures will help our members to avail our services by validating their signatures on their smartphones.

 A rise of dividend for Shareholders of Adarsh Credit

The shareholders of Adarsh Credit received a raise of 16% in their dividends from this year. This was finalized at the 20th Annual General Meeting held along with many members of the society. This move has empowered our shareholders and will help them to fetch good gains at the end of the tenure of their scheme.

Houston-based Streebo develops drag and drop application for Adarsh Credit

Streebo, the Houston based IT company, developed a drag and drop application with the help of a DX Accelerator for our Adarsh Money Mobile application. With the help of the new feature, our app has become efficient and user-friendly more than it was before. This has helped our members to enjoy various benefits offered by the app, conveniently.

Himanshu Shah receives the prestigious IDC Insights Awards

Himanshu Shah, the Chief Technical Officer of our Adarsh Credit Co-operative Society, was honored by the prestigious IDC Insights Awards this year. He received it for his outstanding contribution in shaping the digital revolution at Adarsh Credit.  Adarsh Credit became the first Credit Co-operative Society to develop its own mobile application under his vision. Moreover, he also undertook many projects to improvise our digital reach.

Adarsh Credit takes up a number of social initiatives

We value the importance of social initiatives. Such initiatives help our social society to progress towards a creating a healthy atmosphere for the present and future generation. This is the reason we took up a number of initiatives this year. We helped an under-19 Floor Ball champion, Ajay Nehra, to take part in the World Floor Ball Championship in Singapore. We played a key role in organizing an initiative to promote the association of Gujarat and Rajasthan. It is popularly known as ‘Fag Mahotsav’. Additionally, we celebrated the ‘International Women’s Day’ across all the branches of Adarsh Credit Co-operative Society by honoring our female staff.

Hence, invest your money in various investment schemes offered by Adarsh Credit and get benefits of the latest digital advancements. Be a part of our digital revolution and make your life simpler. Visit the society to know more.

[ Source: Wordpress.com ]

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Gift a dose of financial guidance to your children in Christmas with Adarsh Credit

Christmas is almost here. So, get ready to pack a few gifts for your children. Along with the traditional sweets and toys, this time gift some financial advice to your children. This will help them to understand the basics of managing finances and they will grow up to become individuals of strong financial sense.  

Children are smarter than adults. They can be molded easily and have an innate ability to grasp things earlier than adults. This makes it necessary for you to inculcate good habits in your children from the early stages of their life. While you teach good manners and habit, don’t forget to teach them a few aspects of real life as well.

With Christmas approaching soon, you can plan on sharing some precious financial guidance with your children. This will help them plan a secure financial future for themselves from an early age. In order to make your journey smooth, we, from Adarsh Credit have stated a few fundamentals tips like these.

Teach them about a savings account

A savings account is a need of the hour today. It plays a major role in facilitating the routine transactions in this digital era and provides a decent rate of interest on the deposited amount. Thus, before educating your children on handling their finances, start with an introduction to a savings account. You can also assist them to open a savings account of their own and avail its facilities. Remember, these facilities vary as per the norms of various financial institutions. At Adarsh Credit Co-operative Society, such norms are highly flexible and we offer good interest rates. This helps you to avail maximum benefits of the scheme.    

 Help them to develop a habit of monthly savings

You have experienced that even a small amount of savings can help anyone during gloomy days. Thus, you understand the importance of saving more than anyone else. Don’t hesitate to pass this learning to your children. This habit will prove to be beneficial to them. And while saving a specific amount on a daily basis can be difficult, doing so on a monthly basis can make your task easier. It will help them to save money and fetch decent returns every month. We, at Adarsh Credit Co-operative Society, are determined to assist you and your children with your requirements. Our Monthly Interest Scheme or MIS is one such scheme which can help you fetch monthly returns till the end of your tenure. The tenure can be from a minimum of 1 year up to 10 years and the MIS interest rates vary from 9.5-11%.

 Long-term investments are necessary

Children should understand that it is not always easy to get the things they desire. Before buying anything, finances should be planned well so that an additional expense doesn’t hamper your usual budget. One way to do so can be by investing in long-term investment schemes. Such schemes help you to deposit smaller amounts for a fixed period of time without disturbing your routine. Adarsh Bachat Patra from Adarsh Credit Co-operative Society is one such scheme which allows our members to deposit a minimal amount for a period of 72 months offering high term deposit interest rates. Moreover, you can also avail a loan against this term deposit, if needed.

So, guide your children through the financial world at a young age and see them become efficient in managing their finances. Make their Christmas an enlightening one with Adarsh Credit Co-operative Society.  

[ Source: Blogger.com ]