Adarsh Credit

[adarshcredit-blog]

Help your girl to achieve her dreams without any interventions with the help of investment schemes offered by Adarsh Credit Co-operative Society. These schemes will help you to save your money for her future so that she can make all her dreams come true.

It is said that when you nurture a girl child, you nurture the upcoming 3 generations as well. But with an increase in the expenses day-by-day, a number of other expenses will also rise.  Hence, plan these expenses well in advance and take care of her school education, higher studies in abroad or to cover a number of her other additional expenses.

To do so, save your money in beneficial investment schemes. At Adarsh Credit Co-operative Society, we offer a number of investment schemes which can prove to be beneficial for these requirements. Check them out as below:    

Fixed Deposits

If you want to save money for an expense which will be incurred after a long time in the future, fixed deposits can prove to be a good choice for such an investment. These deposits reap competitive interests at the end of the maturity period of the scheme. At Adarsh Credit Co-operative Society, we offer high-interest rates even on our fixed deposits. The duration varies from 1 year to 10 years along with an interest rate of 10-15.5%. If you want to earn such high-interest rates and avail the benefits of a fixed deposit scheme without investing for a long period of time, we offer a Short-term fixed deposit scheme as well. Under this scheme, the duration can vary from 3 months to 12 months and you get an interest of 7.25 to 9.75%. In both the schemes, the initial deposit amount is Rs.1,000 with further investments in multiples of Rs.100. Further, pre-maturity facility and loan facility is available with certain conditions.

Adarsh Bachat Patra

Adarsh Bachat Patra is a special term deposit scheme offered specially by Adarsh Credit Co-operative Society. This scheme has been designed to fulfill all the needs of our members in a hassle-free way. Thus, the term deposit interest rate is high in this scheme. The benefit you get is approximately 10.03% (Quarterly compound) which enables you to double your investment within a period of 72 months. This will help you to save sufficient money for your girl child within this period. Here, the minimum amount of investment is Rs.500 with further investments to be made in multiples of Rs.100. Along with the other usual benefits this scheme offers, you can also avail a nomination facility, pre-maturity facility, and loan facility.

10 Year Flexi Deposit scheme

The 10 Year Flexi deposit scheme is a modified fixed deposit scheme. This makes the regular fixed deposits flexible for a period of 10 years. The interest rate offered by the scheme varies from 13.5% to 15%. The minimum amount of deposit is Rs.1,000 with further deposits to be made in multiples of Rs.1,000. This investment scheme will enable you to plan the future of your girl in advance so that she can achieve her dreams without any interventions.

Hence, invest in our investment schemes and secure the future of your girl schemes. Visit Adarsh Credit Co-operative Society to know more.

[ Source: Blogger.com ]

[adarshcredit-blog]

Become an Advisor at Adarsh Credit Co-operative Society

Know about the basic requirements and essential qualities required to become an advisor of Adarsh Credit Co-operative Society. Read about the attractive benefits as well. Don’t fail to join as an advisor of our society.

If you have known our Adarsh Credit Co-operative Society for some time, you might have noticed that we have a lot of advisors in our organisation. These advisors represent our society and are backed by our wide network and the latest technology. So far, they have helped us to expand our operations massively and bridge the gap between rural areas and the mainstream cities.

Thus, become an advisor at Adarsh Credit and be a part of the noble cause. Find out what are the requirements to become one here.

Basic requirements

One of the visions of our Adarsh Credit Co-operative Society is to uplift the weaker sections of the Indian society. We have come far in the journey of fulfilling this purpose and have been successful in lessening the divide between the strong and weak sections of the society. In this pursuit, we have learned a number of things and adopted many principles. This is the reason that we do not follow biased practices in our organisation. This also applies to the basic requirements which every individual has to fulfill in order to become an advisor at Adarsh Credit Co-operative Society. One such condition is that an advisor, irrespective of the gender, must be a member of Adarsh Credit. Another condition is that the individual must be literate.

Essential qualities

Being an advisor can become tiring especially if you don’t possess the essential qualities required for this profile. As an advisor, an individual has to travel extensively across India. Thus, he/she must be fond of traveling. Also, an individual should have the eagerness of meeting members and should be willing to maintain warm relationships with them for a long period of time. Furthermore, these requirements can only be met when one loves to accept new challenges and believes in the power of hard work and dedication. Hence, be assured whether you have these qualities. If you do, then we welcome you to Adarsh Credit Co-operative Society as an advisor.

Advantages of becoming an advisor of Adarsh Credit Co-operative Society

At Adarsh Credit Co-operative Society, we recognize the efforts our advisors put in. Their consistent efforts are the reason that we have grown from a small credit co-operative into one of the largest credit co-operative society of India. Hence, in order to keep them motivated all through their journey, we offer a number of benefits to our advisors.  One such benefit is the regular incentives with monthly pay-outs and attractive commissions. Like Corporates, we also provide an Advisor Future Benefit Fund for our advisors. This proves to be highly beneficial at the time of retirement. In order to help you excel in your work, we also provide career-oriented training. In addition to these services, our advisors can avail special loan benefits when required and our promotion cycle proceeds as per the regular circular.

Hence, become an advisor at Adarsh Credit today. Download an application form from the website or visit our nearest branch today.

[ Source: Blogger.com ]

[adarshcredit-blog]

Know about term deposit schemes offered by Adarsh Credit Co-operative Society

Explore term deposit schemes offered by Adarsh Credit Co-operative Society. These schemes can prove to be fruitful if you wish to invest your money for a short period of time and yet fetch good returns. Moreover, they offer a number of other facilities as well.

Think of an investment scheme wherein you invest for a lesser period of time yet get satisfactory returns. Such an investment scheme can ease your investment worries and help you achieve your short desires with ease. Such a scheme can be term deposit scheme.

Adarsh Credit Co-operative Society offers term deposit schemes which offer high-interest rates along with a number of other facilities. As our schemes are customer-centered, they are designed to benefit you in every possible way.  

Here are a few term deposits for you to know about:

Adarsh 18 Term Deposit Product

Adarsh 18 Term Deposit Product is a short-term investment scheme which expires at the end of 18 months. In spite of the short duration, the term deposit interest rate for this scheme is pretty decent. To start investing in this scheme, you need to make an initial deposit of Rs.5,000 with further deposits in multiples of Rs.100. Once the scheme expires, you get Rs.6,200 on every Rs.5,000 you have invested, as per the rules and regulations of the society. Along with decent returns, you can avail a nomination facility and a loan facility.

A-15 Term Deposit Product

A-15 Term Deposit Product is a great scheme if you want to fulfill a desire within a short period of time. Being one of the highest term deposit interest rate offering schemes, the interest rates are pretty high. Thus, for every Rs.5,000 you invest in the scheme, you get a return of Rs.5,825. The scheme expires after a period of 15 months. The minimum amount of deposit is Rs.5,000 with further deposits in multiples of Rs.200. Considering that it is a short-period investment scheme, no prematurity facility is available. But other facilities like nomination facility and loan facility can be availed at your convenience.

A-3 Deposit Scheme Product

At Adarsh Credit, we focus on the requirements of our members keenly. We understand that sometimes, you might need a good investment scheme which lets you invest for a long period of time. Hence, while we offer a number of short duration term deposit schemes, our A-3 Deposit Scheme Product has been designed to serve for a longer period of time. The scheme expires after a period of 3 years, giving high term deposit interest rates. As compared to our other schemes, the minimum amount of deposit is pretty low i.e., Rs.500. Further investments are to be made in the multiples of Rs.100. Other facilities like loan facility and nomination facility are also available.

Visit Adarsh Credit Co-operative Society to know more.

[ Source: Blogger.com ]

[adarshcredit-blog]

Cherishing 20 years of Adarsh Credit Co-operative Society

It’s been 20 years since our Adarsh Credit Co-operative Society came into existence with the purpose of serving people. From a small credit co-operative society, it has turned into one of India’s largest multistate credit co-operative society today. Become a member of our society and avail our customer-centric services.

Adarsh Credit Co-operative Society completes 20 years of its foundation this year. The journey has been thrilling and the response we have received by the members of our society is overwhelming. It is amusing to see how a small desire of helping others has transformed a small credit co-operative society into a huge multistate co-operative society.

Mr. Mukesh Modi always had a desire of helping people. He has always wanted to uplift the weaker sections of our weaker sections, who reside in the rural areas of the country. This desire led to the foundation of Adarsh Credit Co-operative Society in the year 1999 in a small town of Rajasthan, named Sirohi. Initially, it began to cater to the needs of the local masses in Rajasthan who belonged to the agricultural background. Slowly and steadily, along with people from agricultural backgrounds, a number of rural people belonging to various backgrounds joined the society to avail our benefits. Today, Adarsh Credit Co-operative Society has more than 2 million members, 3.7 lakh advisors, and 800 branches.

In February 2008, we received the status of Multistate Credit Co-operative Society by the Ministry of Agriculture, Government of India. This status has helped us to spread our vision across a number of states of India and help people with their financial investments. Also, our persistent efforts in digitizing the facilities of our society have helped us to connect the rural parts of our country to the mainstream. One such successful effort can be seen in the form of our mobile application, the Adarsh Money mobile application. This one-of-a-kind application which is meant for both advisors and members is the first mobile application launched by a Credit co-operative society in India. It helps to ease the process of carrying out financial transactions. Interestingly, it accounts for 99% of our regular transactions.

Furthermore, when it comes to the functioning of our society, it is not only handled by the chief employees but also by the members of our society. These members participate in a number of annual meetings and state their opinions on various issues related to the society. In this manner, our members have involved the decision-making process which helps us in building a truly supportive credit co-operative society.  

Such a collective effort has enhanced the facilities covered under our investment schemes. Most of our investment schemes offer:

low deposit amount

high-interest rates

and have a prematurity and loan facility available under them.

A few such schemes include Savings account, Fixed Deposit, Daily Deposit Scheme or Pigmy Deposit Scheme, Adarsh Bachat Patra and 10-Year Flexi Deposit Scheme.

In the future, we plan to increase our efforts and continue serving the people with our various financial services. So, become a member of our society today. Visit Adarsh Credit Co-operative Society to know more.

[ Source: Blogger.com ]

[adarshcredit-blog]

Begin your career with saving schemes from Adarsh Credit Co-operative Society

Fulfill your desires with saving schemes from Adarsh Credit Co-operative Society. These saving schemes will help you to plan your finances well and achieve all the aspirations you have always desired for.

As a beginner, you can start with these savings schemes until you get a good grip on the financial market. Basically, the mantra is simple. Jot down your aspirations along with the approximate time you might take to achieve them, invest in suitable saving schemes and achieve them. Once you have sorted your aspirations, find the suitable saving schemes and start investing in them. A few of such saving schemes have been listed below:

For short-term savings

Short-term savings can include the goals which you can achieve in a less amount of time, ideally within a year or two. These goals can be of buying an electronic gadget, high-quality furniture or getting a two-wheeler. Make sure that you don’t hesitate to fulfill such dreams thinking about expenses. These desires won’t prove to be heavy on your pocket if you invest in sensible saving schemes. Such saving schemes can be a basic Savings account, Adarsh Credit’s SIP scheme and Daily Deposit scheme or Pigmy Deposit Scheme. All these schemes can be fulfilled within a year or two without creating any disturbances in your routine expenses.

For middle-term savings

Middle-term savings should include the goals which can be achieved in a period of three to five years. These goals can comprise of buying a car or purchasing certain grams of gold. To achieve them, saving schemes which give fairly well interest rates on the deposited amount can prove to be ideal. Fixed Deposit saving scheme from Adarsh Credit Co-operative Society is one such scheme. You can avail this scheme for a period of 1 year to 10 years, depending upon your preference and fetch interest rates ranging from 7.25% to 15.5%.

For long-term savings

When anyone talks about their long-term goals, they are usually talking about the goals which they will accomplish 10 years down the line. Long-term savings include the planning of such goals. These goals can be of owning a house or business or even planning the future of your child. To achieve them, you can start with our 10 Year Flexi Deposit scheme. Under this scheme, you can choose a tenure ranging anywhere between 1 year to 10 years and get a high rate of interest of about 13.75%. You can also invest in our Share Capitals wherein you fetch decent dividends after buying a single share of Rs.10 for a definite period.

To know about our savings schemes, visit the Adarsh Credit Co-operative Society today.

[ Source: Blogger.com ]

[adarshcredit-blog]

आदर्श क्रेडिट के माध्यम से साढे चार लाख लोगों को रोज़गार

देश में बेरोजगारी एक प्रमुख समस्या है और निदान है रोज़गार सृजन।आदर्श क्रेडिट को-ऑपरेटिव सोसाइटी पिछले लम्बे समय से रोज़गार सृजन के लिए प्रयत्नशील रही है, जिसके अनुकूल परिणाम सामने आये हैं।आपको जानकर प्रसन्नता होगी कि आदर्श क्रेडिट के माध्यम से देश भर में 4 लाख 24 हज़ार लोगों को प्रत्यक्ष रोज़गार प्राप्त है। इसका सीधा अर्थ है कि आदर्श क्रेडिट को-ऑपरेटिव सोसाइटी पर लाखों परिवारों की आजीविका निर्भर है। जो एक बड़ी उपलब्धि तो है ही, हमारा प्रमुख दायित्व भी है।

सोसाइटी ने युवाओं को रोज़गारशील बनाने के लिए भी बड़े प्रयास किये हैं। नेशनल स्किल डेवलपमेंट कॉर्पोरेशन तथा स्किल इण्डिया के सहयोग से सोसाइटी ने जालोर और सिरोही जिले के युवाओं के लिए रोजगार परक लघु अवधि निःशुल्क प्रशिक्षण कार्यक्रम आरंभ किए। जिसमें व्यापार सम्पर्क कर्मी, इलेक्ट्रिशियन और होटल स्टीवर्ड पाठ्यक्रम का निःशुल्क प्रशिक्षण दिया गया है। संचालित प्रशिक्षण केन्द्र के माध्यम से 1711 युवाओं को अब तक प्रशिक्षित किया जा चुका है। इसमें से 544 युवाओं को विभिन्न कंपनियों में सीधी नियुक्ति प्राप्त हुई है।यह सोसाइटी का उद्देश्यपरक कार्य है और हम इस दिशा में निरंतर आगे बढ़ रहे हैं। ​

[Source: wordpress.com]

[adarshcredit-blog]

Important tips for your finances from Adarsh Credit Co-operative Society

Develop a habit of savings and plan your investment schemes accordingly with these valuable financial tips given by our Adarsh Credit Co-operative Society. You can also invest in our investment schemes so that you can enjoy the comforts of your life without compromising your present.

Savings is a useful habit which must be adopted by all. Such a habit can help you fulfill all your dreams without compromising on your present. At Adarsh Credit Co-operative Society, we have always encouraged you to save your money in a number of valuable investment schemes so that you can fulfill all your desires in merry times and stand independently financially during emergency situations.

Below, we have listed a few tips which will help you take the initial steps for your investment without making it difficult for you. Know about a few such tips as below.

·         Know the purpose of your investments well

Before the next financial year begins, sit for a while and think. Think of the possible reasons for your investments this year and invest accordingly. These reasons can be for both long-term purpose and short-term purpose. Knowing them can help you find investment schemes as per requirements.

 ·         Research well on a number of investment schemes

When it comes to investment schemes, many people invest hastily in whichever schemes they get first. In that hastiness, they often forget to know about various clauses which can cause a major impact in the long run. Hence, research a lot of on the investment schemes you want to invest in and then decide accordingly.

 ·         Start with smaller investments

Don’t plunge into making bigger investments right away. Start with smaller investments and increase the amount eventually. This will help you to adjust to the sudden escalations in your monthly budget without creating a burden on you. This also creates scope for short-term investments in your financial planning which can help you to achieve short-term goals of your life.

 ·         Be organised with your investment schemes

While you invest in a number of investment schemes at a time, don’t lose a track of them. Maintain a proper track of your investments and know about their progress well. If you notice that a specific investment scheme is not giving the returns you are expecting from it, discontinue it immediately. In the same way, if you notice that any scheme is giving good returns, invest more in it.    

At Adarsh Credit Co-operative Society, our investment schemes are designed to be reliable and beneficial to you. If you plan it well, you can get the maximum benefits from them without disturbing your routine finances. Visit our society to know more about them.

 [Source: wordpress.com]

[adarshcredit-blog]

Build a strong financial future with Adarsh Credit

Let us celebrate the independent spirit of a woman with investment schemes from Adarsh Credit Co-operative Society. These schemes can help you to make the most of your salary without compromising on your expenses and yet fetch high-interest rates. Read on to know more.

One of the positive aspects of the present generation is that women are coming forward to take a stand for themselves. They don’t want to be in the shadows. To the contrary, they want to come out and be independent in all terms.

Celebrating this spirit of a woman, we have introduced a number of investment schemes at Adarsh Credit Co-operative Society which can prove to be beneficial to them. Explore a few such schemes here.

Indulge in some self-care without compromising on your budget

It is often said that the best investment you can make an investment in yourself. Such an investment can help you to boost your skills and personality, contributing to your overall growth, both personally and professionally. So, go to the salon you have been planning to go or buy those cosmetics which will enhance your beauty without spending any extra penny on it, with our Monthly Income Scheme (MIS). Under this scheme, you can get returns on a monthly basis with a varying MIS interest rate of 9.5-10%. This interest rate increases with the period of your investment.

Save your money in a Savings account

The world agrees to the fact that the shopping bug bites women frequently. They are always up whenever the word ‘shopping’ pops up anywhere. If you are a woman, you might be laughing reading this because you know that it is true. Spending your money as you want is not a problem but spending it regularly on unnecessary things might cause a huge problem in the long run. Hence, we recommend you to save a significant part of your salary in a Savings account. Such an account enables easy access while giving a decent interest on it. At Adarsh Credit, we offer a high-interest of 6.75% on our savings account with a zero-balance facility and free statement facility.  

Meet your emergency expenses

Life is uncertain and so are its situations. You never know when an emergency situation comes up and you suddenly require a lot of money. Being a financially independent woman, don’t face a setback during such situations. Always save a part of your income for these emergency situations and be useful. You can also do so by investing in our Daily Deposit scheme or Pigmy Deposit Scheme. This investment scheme enables you to save your money on a daily basis while fetching a decent interest rate of 8-10%.  

To know more about our investment schemes, visit Adarsh Credit Co-operative Society today.

[ Source: Blogger.com ]

[adarshcredit-blog]

Understand a Current account and its perks with Adarsh Credit

While there are a number of investment schemes in the market, a Current account has its own benefits. It is frequently used by the business community and a number of public enterprises and big firms. Thus, know why these people prefer such an account and its benefits with the help of Adarsh Credit Co-operative Society.

At most of the financial institutions, there are two types of financial accounts. One is a Savings account whereas the other one is a Current account. A Savings account is useful to the common people whereas a current account is useful to the people who own public enterprises or firms or are from the business community. These people have to carry out transactions of huge amounts on a regular basis and hence, require a banking account which is flexible and hassle-free.

Thus, let us understand this Current account and its perks as below:

Can be used for regular transactions

As the name suggests, a Current account is often used for current or regular transactions. This is the reason that it is preferred by major firms, business people or public enterprises. Hence, a Current account is fluid in nature which gives you the freedom to transact as many times as you want without bearing any additional charges or facing any problems in transactions. Moreover, no additional charges are levied on your transactions which is in a contrast to a Savings account.

Deposit huge amounts of money

As a Current account is often used to carry out frequent transactions, a decent balance has to be maintained to ensure the smooth flow of your transactions. And in order to maintain that balance, almost all financial institutions allow you to deposit huge much amount of money in your Current account without any questions being asked. Also, the fluid nature of this account is another advantage to transact that money on a regular basis. A Savings account usually has a limit on the maximum balance which can be maintained in it and hence, this feature cannot be availed in it.

At Adarsh Credit Co-operative Society, we believe in making the lives of our customers’ easier on the financial aspects. Hence, holding a Current account with us can prove to be beneficial to you due to our additional perks. A few of these perks include a No-Frills account facility and free statement facility. A No-Frills account means that you don’t have to maintain a minimum balance in your account which is usually necessary for other Current accounts. Also, a statement facility is usually a paid service.

So, visit Adarsh Credit Co-operative Society today and avail the benefits of our Current account. Don’t forget to check out our other investment schemes as well!  

[ Source: Blogger.com ]

[adarshcredit-blog]

Fulfill your dreams of the youth with Adarsh Credit Co-operative Society

Youth is the perfect time to fulfill all your desires and dreams. Don’t let it slide away because of anything. Invest in the beneficial investment schemes of Adarsh Credit Co-operative Society and start making your dreams come true.

Most of the people don’t achieve their dreams because they are too scared to take the first step. So, don’t walk on the same path as others did. Start the planning to invest in your dreams with beneficial investment schemes from our Adarsh Credit Co-operative Society. Once you start saving, fulfilling your dreams will seem to be an easy task.  

Hence, read on to find about a few such investment schemes here.

Monthly Income Scheme

Start spending as you like without worrying about the extra expenses you have bear with the help of our Monthly Income Scheme. We say this as this investment scheme will enable you to fetch returns on a monthly basis against a minimal investment. You can choose the maturity duration of this scheme from 1 year to 10 years. Depending upon the maturity tenure you have selected, the interest rate will vary from 9.5 to 15%. Also, the initial amount of investment will be Rs.10,000 with further investments of Rs.1,000. Thus, get all those things who have always wanted to buy without worrying about the limitation of your salary and lead a happy and satisfied life with Adarsh Credit!

A-15 Term Deposit scheme

While having all the luxuries of life might seem difficult at this moment, this won’t last long with Adarsh Credit Co-operative Society by your side. And this can be done with the help of our A-15 Term Deposit Scheme investment scheme. Under this scheme, the basic idea is to make regular investments up to 15 months and get Rs.5825 on every Rs.5,000 you have invested after the maturity of the scheme. Here, you have to make an initial investment of Rs.5,000 along with further investments in multiples of Rs.200. Another positive side to this scheme is that it doesn’t have a maturity period. Thus, your money will be strictly saved for the luxuries you want own and you won’t have any scope to spend it on your other unnecessary desires.

Daily Deposit scheme

Many of you have used Piggy banks in their childhood. The habit of depositing small pennies every day might have helped you in times of need. At Adarsh Credit, we have revolutionised this practice into an advantageous investment scheme, named as Daily Deposit scheme.  In this scheme, you have to deposit the money in multiples of Rs.5 on a daily basis for a period of 1 year or 2 years. Doing so will fetch you a decent interest rate of 8% and 10% which can be used in times of need, just like you used to the money of your piggy banks.

So, make your dreams come true and don’t repent later like others usually do. Invest in our investment schemes. To know more about them, visit the society today.

[ Source: Blogger.com ]

[adarshcredit-blog]

Explore investment schemes by Adarsh Credit for your retirement

Live your retirement life without any financial stress. Start planning now by investing in valuable investment schemes offered by Adarsh Credit Co-operative Society like Fixed Deposits and Adarsh Bachat Patra and enjoy all the luxurious of your retirement life!  

Retirement is a blissful time of one’s life. After all the hardships you have faced in your life, you deserve a peaceful and tension-free retirement life. While other aspects can be handled with time, you must start planning your finances as early as possible. The earlier you begin, the more you save and the better life you can lead after your retirement.

We, at Adarsh Credit Co-operative Society, understand your worries regarding the investment schemes and hence, we have short-listed a few schemes to ease it.

Explore a few such investment schemes here:

Fixed Deposits

Fixed Deposits are a great way to begin your financial investments for your retirement. They are usually bound for a long duration and offer decent interest rates. At Adarsh Credit, this Fixed Deposit scheme gets interesting with attractive interest rates which vary between 7 to 15.5%. The interest rate depends upon the investment you make and its duration. It increases as your investment and the duration of the scheme increases. Moreover, we also offer a prematurity facility and a loan facility which can be availed in times of emergencies.

Share Capitals

At, Adarsh Credit Co-operative Society, we truly believe that every individual should get maximum benefit from our investment schemes. Hence, even our Share Capitals are designed in a different way as compared to other financial institutions. At Adarsh Credit, you can buy a single share at a minimal amount of Rs.10 and get a dividend of about 16% till the end of your tenure. You can choose this tenure which can range from 1 to 10 years. After your tenure expires, you can immediately apply for the withdrawal of your final amount which will be transferred to your account within minutes of the application.                  

Savings account

Once you retire, you never know when you need money immediately. For such times, it is ideal to keep some of your money in a Savings account. Usually, a Savings account is easily accessible which means that you can withdraw money whenever you want without any hassle. With Adarsh Credit Co-operative Society, this Savings account becomes even more flexible. We offer high-interest rates of about 6.75% and our Savings account is a No-Frills account which means that no minimum balance has to be maintained. Also, you can make an unlimited number of transactions without any charge and can avail a free statement facility.

To know more these investment schemes or our other schemes, visit Adarsh Credit today. Plan your finances well and lead a happy retirement life!  

[ Source: Blogger.com ]

[adarshcredit-blog]

5 Benefits of becoming a member at Adarsh Credit

We, at Adarsh Credit Co-operative Society, offer attractive benefits to the members our society which helps them to fetch sound financial security for them and their loved ones. Know about a few such benefits here.

Being one of the prestigious Credit Co-operative Societies of India, we at Adarsh Credit, strongly believe in equipping people with sound financial investment tools. Our constant efforts in this direction by providing good benefits to our members has resulted in the enrollment of more than 2 million people as the member of our society.

Know about such benefits here.

High-interest rates

We, at Adarsh Credit Co-operative Society, believe in helping the members of the society by our attractive benefits. One such benefit is our high-interest rates. We provide high-interest rates on most of the investment schemes and many of them are strictly restricted to our members. Such rates will help you to get a higher amount at the end of the duration of your investment scheme.

Easy access to the digital world

Our Adarsh Credit Co-operative Society is highly motivated towards creating a digitally sound environment for the members of our society. Hence, we have come up with a number of initiatives which has helped our members to make the best use of the digital revolution going on in the world. This is proven by the fact that Adarsh Money mobile application is the only mobile application launched by a Credit Co-operative Society in India. Our app enables our members to access a number of features including funds transfer and balance inquiry.

Low deposit schemes

We, at Adarsh Credit, have always been keen to encourage everyone to invest their money in investment schemes, especially if they are our members. With the help of our low deposit amounts, we encourage our members to invest in a number of investment schemes. This not only motivates them to save their money but also helps them to fetch good amount at the end of the duration of their investment schemes.

Investment schemes which provide attractive benefits

If you are a member at Adarsh Credit Co-operative Society, then you entitled to avail a number of attractive investment schemes. These schemes are popularly known as Adarsh Exclusive products wherein you can fetch a high rate of interest by depositing a minimum amount as the initial deposit. Moreover, you can also choose your investment scheme based on its duration i.e., a short-term investment or a long-term investment.    

Easy registration process

At Adarsh Credit, we follow a highly regulated enrollment process. Such regulation makes it easy for our customers to register as a member of our society. Hence, to become a member of the society, you just fill a membership application form and submit it at one of our branches along with KYC documents and a compulsory share of Rs.10. You can also submit this form online through our Adarsh Money mobile application for Advisors.

So, don’t delay any further. Enroll as a member of the Adarsh Credit today and make the most of your financial investments. Visit the society to know more.      

[ Source: Blogger.com ]

[adarshcredit-blog]

Know about Adarsh Credit’s achievements in 2018

We, at Adarsh Credit, took a number of initiatives to provide various benefits of the digitized era to the members of our society. With 2019, we will strive to do the same. Explore a few such initiatives which helped us to excel in 2018 in the article below.

With 2018 gone within a blink of the eye, we at Adarsh Credit, hope that you had a great year. Progressing ahead with a new year and new accomplishments to be made, we wish you a happy and prosperous year ahead.

For us, at Adarsh Credit, 2018 was full of exploring new avenues and adapting to the digital way of life. We took a number of steps to ensure that our members enjoy the benefits of such changes and lead a hassle-free life.

Let us have a look at such changes here.

Adarsh Credit adopted e-signatures

We, at Adarsh Credit Co-operative Society, don’t want our members to take the trouble of standing in long lines to avail services offered by our society. Hence, to ease your distress, we collaborated with the American multinational, Adobe to enable e-signatures. These signatures will help our members to avail our services by validating their signatures on their smartphones.

 A rise of dividend for Shareholders of Adarsh Credit

The shareholders of Adarsh Credit received a raise of 16% in their dividends from this year. This was finalized at the 20th Annual General Meeting held along with many members of the society. This move has empowered our shareholders and will help them to fetch good gains at the end of the tenure of their scheme.

Houston-based Streebo develops drag and drop application for Adarsh Credit

Streebo, the Houston based IT company, developed a drag and drop application with the help of a DX Accelerator for our Adarsh Money Mobile application. With the help of the new feature, our app has become efficient and user-friendly more than it was before. This has helped our members to enjoy various benefits offered by the app, conveniently.

Himanshu Shah receives the prestigious IDC Insights Awards

Himanshu Shah, the Chief Technical Officer of our Adarsh Credit Co-operative Society, was honored by the prestigious IDC Insights Awards this year. He received it for his outstanding contribution in shaping the digital revolution at Adarsh Credit.  Adarsh Credit became the first Credit Co-operative Society to develop its own mobile application under his vision. Moreover, he also undertook many projects to improvise our digital reach.

Adarsh Credit takes up a number of social initiatives

We value the importance of social initiatives. Such initiatives help our social society to progress towards a creating a healthy atmosphere for the present and future generation. This is the reason we took up a number of initiatives this year. We helped an under-19 Floor Ball champion, Ajay Nehra, to take part in the World Floor Ball Championship in Singapore. We played a key role in organizing an initiative to promote the association of Gujarat and Rajasthan. It is popularly known as ‘Fag Mahotsav’. Additionally, we celebrated the ‘International Women’s Day’ across all the branches of Adarsh Credit Co-operative Society by honoring our female staff.

Hence, invest your money in various investment schemes offered by Adarsh Credit and get benefits of the latest digital advancements. Be a part of our digital revolution and make your life simpler. Visit the society to know more.

[ Source: Wordpress.com ]

[adarshcredit-blog]

Gift a dose of financial guidance to your children in Christmas with Adarsh Credit

Christmas is almost here. So, get ready to pack a few gifts for your children. Along with the traditional sweets and toys, this time gift some financial advice to your children. This will help them to understand the basics of managing finances and they will grow up to become individuals of strong financial sense.  

Children are smarter than adults. They can be molded easily and have an innate ability to grasp things earlier than adults. This makes it necessary for you to inculcate good habits in your children from the early stages of their life. While you teach good manners and habit, don’t forget to teach them a few aspects of real life as well.

With Christmas approaching soon, you can plan on sharing some precious financial guidance with your children. This will help them plan a secure financial future for themselves from an early age. In order to make your journey smooth, we, from Adarsh Credit have stated a few fundamentals tips like these.

Teach them about a savings account

A savings account is a need of the hour today. It plays a major role in facilitating the routine transactions in this digital era and provides a decent rate of interest on the deposited amount. Thus, before educating your children on handling their finances, start with an introduction to a savings account. You can also assist them to open a savings account of their own and avail its facilities. Remember, these facilities vary as per the norms of various financial institutions. At Adarsh Credit Co-operative Society, such norms are highly flexible and we offer good interest rates. This helps you to avail maximum benefits of the scheme.    

 Help them to develop a habit of monthly savings

You have experienced that even a small amount of savings can help anyone during gloomy days. Thus, you understand the importance of saving more than anyone else. Don’t hesitate to pass this learning to your children. This habit will prove to be beneficial to them. And while saving a specific amount on a daily basis can be difficult, doing so on a monthly basis can make your task easier. It will help them to save money and fetch decent returns every month. We, at Adarsh Credit Co-operative Society, are determined to assist you and your children with your requirements. Our Monthly Interest Scheme or MIS is one such scheme which can help you fetch monthly returns till the end of your tenure. The tenure can be from a minimum of 1 year up to 10 years and the MIS interest rates vary from 9.5-11%.

 Long-term investments are necessary

Children should understand that it is not always easy to get the things they desire. Before buying anything, finances should be planned well so that an additional expense doesn’t hamper your usual budget. One way to do so can be by investing in long-term investment schemes. Such schemes help you to deposit smaller amounts for a fixed period of time without disturbing your routine. Adarsh Bachat Patra from Adarsh Credit Co-operative Society is one such scheme which allows our members to deposit a minimal amount for a period of 72 months offering high term deposit interest rates. Moreover, you can also avail a loan against this term deposit, if needed.

So, guide your children through the financial world at a young age and see them become efficient in managing their finances. Make their Christmas an enlightening one with Adarsh Credit Co-operative Society.  

[ Source: Blogger.com ]

[adarshcredit-blog]

Explore Adarsh Credit’s term deposit scheme

Investing in a good investment scheme is a must these days and Adarsh Credit Co-operative Society can help you with it. Our term deposit scheme which is popularly known as Adarsh Bachat Patra can serve as a great option for your investment if you want to fetch good returns.  

If you are exploring some investment schemes in order to invest your money, then your quest for one such scheme might come to an end. Our Adarsh Credit Co-operative Society offers a number of investment options which might fulfill all your requirements and turn out to be a good option for you. One such scheme is our term deposit scheme, popularly known as Adarsh Bachat Patra.

In order to help you know more about Adarsh Bachat Patra, we have answered a few common questions about the scheme below.

What is Adarsh Bachat Patra?

Adarsh Bachat Patra is one of the few schemes which is a part of Adarsh Special Scheme. It a term deposit wherein you invest a less amount of money and yet fetch good returns which are nearly 10.03% (Quarterly Compound). Unlike other investment schemes, this one scheme is exclusively available for the members of the Adarsh Credit Co-operative Society.

 How would Adarsh Bachat Patra benefit you?

The major benefit of Adarsh Bachat Patra is that at the end of the tenure of the term deposit, your total amount of investment gets doubled. This means that if your total amount of investment is Rs.1,000 then you will get Rs.2,000 at the end of the tenure. Moreover, as the scheme is restricted to members of the Adarsh Credit Co-operative Society, you get all the benefits of our members’ exclusive services.

What is the duration of the term deposit?

The term deposit matures after a period of 72 months. Such a long period enables you to fetch decent returns at the end of the tenure. We provide no flexibility in terms of the duration of the term deposit.

What is the minimum amount of investment in the scheme?

Unlike other financial institutions, you don’t have to be to be worried about the high minimum amount of investments in Adarsh Credit Co-operative Society. We are inclined to provide the best services to you and hence, our minimum amount of investment is usually low. For Adarsh Bachat Patra, it is Rs.500 initially. After that, investments can be made in multiples of Rs.100.

Does Adarsh Bachat Patra provide a pre-maturity facility or a loan facility?

Being a customer-centric organization, our focus is to satisfy our customers. We understand the needs of our customers and try our best to fulfill them. Hence, like most of our schemes, Adarsh Bachat Patra provides both, a pre-maturity facility and a loan facility. While the pre-maturity facility can be availed only after a period of 36 months in the scheme, you can get a loan of up to 60% of the total invested amount. Further regulations are applicable as per the rules of our society.

So, be wise before investing your money. Always invest it in the schemes you know well. In such a scenario, Adarsh Bachat Patra can be a wise choice for you. Visit Adarsh Credit Co-operative Society to know more.

[adarshcredit-blog]

Daily Deposit scheme for the common man

Even a small amount of investment can save you from a rainy day. With the increasing cost of living these days, these savings have become highly essential, especially for the common man. Adarsh Credit Co-Operative Society presents you a relief in this chaos with our Daily deposit scheme. The scheme comes with many advantages and is of a great benefit to the common man. Read on to know more.  

The common man is under huge pressure because of the increasing needs and constant price rise. Don’t let that pressure stop you from saving your money. In these crucial times, good savings will be of great help. Invest in our Daily deposit scheme and get good returns for yourself and satisfy all your needs and that of your loved ones.

Know more about the Daily Deposit scheme here.

A solution to short-term investments

To get good returns, you don’t have to invest your money for a long time, always. Sometimes, you need to invest it wisely as well. Our Daily Deposit scheme or Pigmy Deposit scheme is one such wise scheme to invest in. Here, you can invest your money for a short-period of either 1 or 2 years and yet good returns in the end. Moreover, it helps you to access your deposit in a short period of time while focusing on other expenses of your life.

 We offer high-interest rates

While you make your daily deposits and wait for the time till your investment scheme matures, your money is fetching high-interest rates under the scheme. We at Adarsh Credit, offer high-interest rates under the Pigmy Deposit scheme. The interest rate for a period of 12 months is 8% and for a period of 24 months is 10%. So relax, now. Keep your financial worries aside and cherish precious moments of your life.

Low deposit amount

We truly acknowledge the importance of savings, no matter how small it is. Hence, we wanted to come up with an investment scheme which helps everyone to make an investment even of small amount they have. The Daily Deposit scheme is our extension of this idea wherein you can make a basic investment of Rs.10 with further ones in multiples of Rs.5 every day. At the end of your tenure, you will be astonished to see the good returns you have fetched.

Premature facility is available

Being a Credit co-operative society, we are highly focused on providing the best facilities to our members. Hence, our Daily Deposit scheme comes with a facility of premature which means that under unpredictable situations, you are allowed to withdraw your money from the scheme. This can be done only when you have completed 3 or 12 months of the deposit tenure of your 12 or 24 months under certain conditions.

Let the habit of savings grip you hard so that you won’t have to depend upon someone during difficult times. Visit Adarsh Credit Co-operative Society and understand further details of the scheme.

[adarshcredit-blog]

Fulfil your child’s dreams with SIP scheme from Adarsh Credit

We, at Adarsh Credit Co-operative Society, understand the importance of your child’s dreams. We wholeheartedly want your ward to achieve those dreams and be successful in all endeavours.  Don’t fall behind while your child does so. Invest in our SIP investment scheme and secure a strong financial future for your child.  

In the crazy times we live, from fruits to education, everything is getting expensive day-by-day. Don’t let your child suffer because of the price surge. Deposit your money in trustworthy investment schemes and secure your child’s future.

Being a Credit Co-operative Society, our intention has been to benefit our customers, always. Hence, our investment schemes are designed in such a way that you derive a reasonable outcome out of it. One such investment scheme is our SIP scheme.

SIP scheme – A great way to secure your child’s future

Through SIP facility, our Credit Co-operative Society, allows our members to deposit fixed installments for a period varying from 12 months to 120 months. This service is available with various benefits which enables you to make investments as per your convenience and ensures that your account is hassle-free to use. Thus, while we keep your suitability as our priority, you can do the same for your child’s perfect future.

Even a pinch of sand can build a mountain

The common notion with an investment scheme is that one needs to invest a lot of money in order to fetch good returns. At Adarsh Credit, this notion is not true, especially in our SIP scheme. An initial amount of Rs.100 and further monthly deposits in multiples of Rs.50 can also fetch you good returns.

Deposit your money based on your convenience

We know that your child’s dream is your priority. But instead of fulfilling only one dream, why not fulfill all other dreams as well? Help your child to excel in every endeavor by availing our SIP scheme. Under the scheme, you don’t have to deposit your amount every month. We have 3 schemes which will help you to plan well while fulfilling your child’s dreams.

Monthly scheme: The monthly scheme enables to deposit your amount on monthly basis. As mentioned earlier, a minimal amount of Rs.100 has to be invested. Further, deposits in multiples of Rs.50 can be made on monthly basis.

Quarterly scheme: Under this scheme, you can deposit your amount once in four months. Here, an initial deposit of Rs.1,000 has to be made with quarterly installments in multiples of Rs.500.

Half-yearly scheme: The half-yearly scheme lets you make a deposit once in 6 months. Like the quarterly scheme, here, the minimum deposit amount is Rs.1,000 with other installments in multiples of Rs.500.

Fetch high-interest rates and relax

When we at Adarsh Credit Co-operative Society say that we want your child to excel, we make sure that all the arrangements are in place for it. Hence, our SIP investment scheme offers you a high-interest rate on your deposits. The longer the period you invest for, the higher the interest you get. Thus, while your invested money is fetching good interest-rates, you can enjoy precious moments with your child without any worries.

The right time to start investing in our investment scheme is today. Don’t delay your child’s dream for any other reason. Visit Adarsh Credit Co-operative Society and know more about the scheme.

[ Source: WordPress.com ]