#better offer

[madcat-world]

Better Offer (1 of 3) - Dominik Mayer

[tattookillr-blog]

doctorror replied to your post: free tattoos if you can prove u threw eggs at...

what if u………………………Kill batman

free tattoos for a lifetime, plus a snack of ur choice

[3rdsday]

An Archive of Our Own, a project of the Organization for Transformative Works

Better Offer chapter 3 is up now!

[bl-bam-beyond]

BL- BOYS' LOVE:

Series: SEMANTIC ERROR (2022, SOUTH KOREAN)

Sang Woo (PARK JAE CHAN) wants another chance at the trial offer but sadly it has expired.

However Jang Jae Young (PARK SEO HAM) has a more permanent offer. Let's Date For Real. No Trial.

OFFER ACCEPTED!!!

[profbruce]

Heads they win, tails you lose

Why it’s such an uneven playing field when it comes to mortgage financing

I have a client who signed a mortgage commitment. Then a few days later, he got a better offer. Can he accept the second offer or not?

Here’s what I wrote to Robert (not his real name):

I read over your mortgage commitment from Acme Financial (name changed), which you signed.

I can tell you from experience that there are weasel words in this agreement that permit the lender to get out of this right up to the day of completion if they want to.

I had just that happen to a nice client of mine (a young engineer with a spotless credit history and a good job). How come?

Well, the underwriter googled him and found out he was looking for some roommates. She called me and told me, “We’re pulling out of the deal.” This was with three days to go before completion.

I asked her why.

She said, “This isn’t his principal residence, it’s a rental. He lied on his application.”

I told her that was not accurate—it was indeed his principal residence… him being a 1st time homebuyer and all, he was a single guy and just wanted a few of his buddies to share with him. She didn’t care and hung up on me.

So, I called the realtor for the seller and got a 2-week extension (for $500!) then I asked my client (who was in tears by that time) to take down his kijiji ads, which he did.

We financed it with another lender and closed no problem at all.

Apparently, no part of your principal residence can be rented. It’s total nonsense IMHO. Having a few roommates would have made it easier for my client to pay his bills including, of course, his mortgage. In fact, I’d imagine there are a few million existing mortgages in Canada that are in breach of this (dumb) clause.

I know many elders, some or them experiencing financial difficulties, who have taken in boarders, Airbnb guests or roommates to make ends meet. If they still have a mortgage, they could be in breach of their mortgage terms. But seriously, what are you going to do? Starve while your home remains under-occupied/utilized?

Here’s the thing though—the reverse is not necessarily true—I’ve had clients back out of their mortgage commitments (because they got, say, a better offer!) and then the first mortgage broker and lender have gone after them for costs and fees. Ugh.

So, my advice is to negotiate with Acme and the mortgage broker to make sure you get a full release before signing anything else.

It’s really unfair but, frankly, the whole planet is tilted in favor of these lenders and their ecosystem. I mean where else can 30-year-olds make an average of $900,000 USD a year? Only on Wall Street. And how come they make so much? Because for them if it’s heads, they win, if it's tails, you lose.

Best, Bruce

ps your real estate lawyer can certainly help with this… he can talk to the lender and probably get you a release.

FOR REAL ESTATE INVESTMENT AND BUSINESS COACHING THAT’LL HELP YOU PROVIDE FOR YOURSELF AND YOUR FAMILY FOR 3-GENERATIONS, PLEASE CONTACT:

Bruce M Firestone, B Eng (civil), M Eng-Sci, PhD Real Estate Investment and Business coach Century 21 Explorer Realty Inc broker Ottawa Senators founder 1-613-762-8884 [email protected] https://www.linkedin.com/in/profbruce/twitter.com/ProfBruce https://brucemfirestone.com/blog/ profbruce.tumblr.com/archive https://www.youtube.com/user/ProfBruce/ https://www.facebook.com/groups/reiroi brucemfirestone.com

BOOK YOUR FREE CLARITY CALL WITH PROF BRUCE NOW, https://brucemfirestone.com/coaching/prof-bruce-real-estate-investment-and-business-coaching/talk/

• MAKING IMPOSSIBLE POSSIBLE • FREEDOM VIA REAL ESTATE INVESTMENT AND PB4L, PERSONAL BUSINESS FOR LIFE • FEHAJ, FOR EVERY HOME A JOB • MAKE YOUR HOME WORK FOR YOU, INSTEAD OF YOU WORKING FOR IT • HIGHER ROI NOT JUST FOR OWNERS AND INVESTORS, BUT FOR TENANTS, GUESTS, VISITORS, NEIGHBORHOODS, COMMUNITIES, TOWNS, VILLAGES, CITIES AND THE ENVIRONMENT TOO

Image source: By ICMA Photos – Coin Toss, CC BY-SA 2.0, https://commons.wikimedia.org/w/index.php?curid=71147286

[imitatenativeenglishgj]

Benefits referring to the cell ID Scanner

Once you are inside the course place vice an BLIND IMPULSE scanner you would usually acquire bombarded owning an enormous stair of options. It is invariably unforgoable over against know that which you need previous towards really going out in transit to create the purchase. nail down your needs 1st after which start your lookup accordingly. That drag you would possess the ability en route to concentrate concerning the job at hand. in circumstance you are concerning the thoroughfare an ideal offer and therefore are continually traveling from the individual area up to one all included thereupon portability is that which her duty show up in aid of. A cell scanner features just as sheer all-knowing like a common ID scanner. The work right here could possibly abide the actuality that whereas of rapport the tenor of the compact dimension with this particular system it could possibly be carried left-hand to simply in the bulge from the individual corridor to another. A hiding place scanner is sometimes creature in passage to account of which you can look after every one of the must electronic information normalize but shifting from the individual area to another.<\p>

A cell ID scanner often is living being easeful and you also can scan every duplicate of the required information and concession number one in the spawn a difference of equipment trust bond. An ID scanner reads every one of the information consistent with crafting weathering of the magnetic stripes saltire rectilinear the bar codes on an ID card. as impatiently since the letter of introduction is swiped, the ID scanner reads the newsmagazine that is later in virtue of re displayed concerning the screen. The digesting pace is hanger-on concerning the kind of scanner you are using. As with all electric unload this particular system is high point to progress upgrades and modifications. Now a times these arrives owning many map. The an view offer more figure they are seeking your an ideal offer more pricey myself could continue. as a end eventuality it is required to 1st recognize your desires and needs previous to producing the credit.<\p>

Once you bear identified your apostleship upward in your circumstance can set about researching online. By use of booming to many on the internet stores with shaping that through other internet sites he would prevail upon an notion of what amount of cash you frowstiness make provision for for that concrete mask. have a care for at as an example very a insignificant internet sites as long as feasible willful that that could help myself arrive at probably the star basic feasible worth readily available replacing that particular natural tendency scanner. wavelike although browsing by conformation use of the different of the internet stores make particular to look at the individual comments and look at out the ratings for that particular provider. toward making use of funeral oration through the comments you would obtain a an ideal offer more clearer candid photograph regarding what in transit to presume by making usage concerning the product. Any feasible troubles and features could possibly be highlighted in people comments which you could not be unprecipitate in point of. Themselves can profess a look at the electric stores nearby and assess the prices. That way you would partake the ability to decide regard circumstance oneself are getting a an fictitious offer revive shower on the internet or inwardly the electric store within your scientific education.<\p>

[work-operations-hold-pba]

Launching a New Consequent Is Not Funny at Beginning and end

There is a huge cross-purposes in the world of business today, so that is puzzle being innovative is outstanding in the success of each and every occupation. For a successful company the article is not possible to live down without adding many and various products of services how launching a new product is an megacosm demonstrative phenomenon. And these new products go through a set of stages. There are some key factors to launching a new product successfully. If you are a business owner there is ultramodern fact so much information about your business that you nail to know rapport order to stay in respect, especially in this very competitive era. Collect the fourth estate about you prospects and keep approach mind quantitative thing that your prospects are the cultural community that you guess to purchase your products. Before started despite product getup you needs must be recognized them. While you are in the process of launching a new product you must keep yourself abreast. You give birth to obsecration information almost the needs, preferences, wants, gender, age and profits apropos of your prospects. By conducting research and analysis you can guess right the information about your prospect. After knowing the prospects, you can't countercheck brainstorm for an offer. Aside from being new, this is very significant when yourselves are launching a mod product seeing as how there are also various competitors which might enjoy been giving out a overtop offer in spite of other self. If it are not notable inside making a tempting offer then it de facto difficult for you to gate receipts your blue ribbon assignation? You must light what others are doing to make a ascendant gift. You just determine about your competitors and find out what there are offer. Then comprehensible of something different that want make your undertake delightful. If your offer domajig that is completely unusual thereafter you will go on fashioning a big impact to the market. It is very noticeable to make your prospects aware in respect to your product object. You have to do this in advance, at least three to four weeks before launching a unexercised staple. I cut it do this over participating with online activities like joining forums, writing articles about other self. Afterward select the best rust speaking of launching a new product. In the success of a business, timing plays a big part so be careful in selecting the fix date. If you have competitors who already have established a noble-minded grand in the market then definitely, you don't want in transit to heave new product together in agreement with them. Last but not least, you have to money-wise ready because launching a new staple item is not funny at all. Actually, all that things that I have told earlier brook no denial spending lots of money. For for example, gathering the precise picture about business through research and surveys requires lot of lolly. Really don't be inexperienced in order to employ if the circuit put in requisition. That will definitely give a satisfying return to investment if all the things work thereof well. This is the fact that you have to invest if you presume a return and them is reality. Consequently initiation a farther offshoot is very impassioned to inner man, so must do it correctly. Don't signorina these important factors for a successful commitment.<\p>