#financial thoughts

[clarinetphello]

So I own a house and land in Texas. Only because I and my two oldest siblings inherited it when our mom died. Otherwise I would not be owning a house. 

Anyway, my brother wants to sell his part and got a reasonable amount for it. I could sell my part too to pay for grad school. What’s stopping me? That it would only pay for maybe a year. And then I would be right back to struggling to pay for the next 2-3 years and with even less to show for it.

[becoming-one-with-myself]

I'm only good at saving money when I have to be broke around moochers 😩

[helloamhere]

Just negotiated my medical bill down TWICE by over three hundred dollars. Our healthcare is ridic but if I have any young US followers who've never done this and don't know how much it can help, always try to negotiate your medical bills and feel free to slide into my inbox if you need emotional support to do it.

It drives me up the freaking wall, how much we aren't taught this stuff, especially how much young women aren't taught this stuff. So. Negotiate your ass off when you can.

[janetnewton867]

Negative Financial Thoughts And How To Deal With Them

There are a lot of negative financial thoughts that can cloud your judgment. Once you cannot think straight, it will start to compound and make matters worse. These thoughts can take over and could make you feel worthless. You start to drift away and lose the urge to plan ahead for your - Read more...

[happypsychosis-blog]

tonight i was up checking real estate online. this was with the question in mind: would i ever get to buy a house? is it realistically possible?

i contemplate the question against what i earn now and what i can earn in the years to come - there’s a possibility, and if i keep up with my career i may be able to do so; i can make a concrete, plausible plan for it.

but then i think: why should i buy a house if i can just rent for a lifetime? i know, people would advise the latter with regards to establishing wealth (ie, assets that could be passed on upon death) but is it really practical in my condition? hey, come to think of it, my family never really had our own house, and we pretty much survived decently in the past decades. the only ugly thing here, though, is that you would not have any material wealth to pass on to your kin, or to the next generation.

more importantly, there is also the fact that you will be retiring and so - where would you get money to pay for rent?

*cursor blinking for ten seconds*

i know it’s too early to think about my retirement since i have just started my career, but just now - just now that i am writing this - the thought is quite scary.

haha, kidding. but it makes me think though.

i guess there’s just nothing that i can do but try to make myself richer while i can. it would be great if i could buy a house (from my retirement pay) with maybe three bedrooms and have the other rooms available for rent (aha!) to cover for some of my expenses.

sometimes it all boils down to how lucky you will be in this life (yes,i believe in luck, but not in blessings). though i believe in luck, i also firmly believe that your life is definitely in your hands. luck accounts for the fact that there is a discrepancy between the effort you put in versus the results you achieve, and that is why there is no absolute conversion for from effort to result.

ah, the financial journey!