#four decades

[justsimplythebest]

Just passing by to say HI First pic, me 29 1996, second pic me 39 2006, third pic me 49 2016 and fourth and last pic, me 59 today, june 28th 2026

[itsallmadonnasfault]

[random-xpressions]

Four decades on earth and here is how I would want to summarize the process of wealth creation in simplest and in layman's terms.

Draw a circle. Create four equal quarters inside it and here's what you'll write inside each of these quarters:

1st quarter: Earning Habits

2nd quarter: Spending Habits

3rd quarter: Saving Habits

4th quarter: Investment Habits

Here are then four basic rules to keep in mind with regards to these four quarters:

Rule no 1: Your earning must always exceed your spending. If the proportion is reversed, you'll create debt, instead of wealth.

Rule no 2: Your spending must never match your earning, a fixed percentage must always be kept aside as savings, as trivial as it may sound to be and the golden rule is to never touch them except for next rule.

Rule no 3: once the savings have reached a considerable amount, it must only be taken for investment and only invest in something which is measurable and the returns are under your control, not on some speculated market factors that are beyond your control.

Rule no 4: the returns on investment must grow so big as would match with your initial monthly earnings. At this point of time, you no longer have to work. It will be your wealth that will work for you. Investment is that phase of human activity in which the wealth reaches that pinnacle after which there's only upward projection just like a tree, the branches will only go upwards and never shrink back to become a seed again.

So from where does one begin? Begin from where you are, with what you have. There are two very important things to consider when it comes to the first quarter of the circle which is the Habit of Earning:

1.) How much is your need?

2.) How much of time & effort are you willing to put in for wealth creation?

Hard work is not what pays in this age. Smart work is the magic mantra. Luxury is not the goal but minimalism is how you win the game. Find what you're passionate about and look how the world will pay you for it. And finally there's no point in acquisition of wealth if your soul isn't aligned with your craftsmanship.

Random Xpressions

[matuk-art]

[juliesandothings]

James Rosenquist (1993)

“Popular culture isn’t a freeze-frame; it is images zapping by in rapid-fire succession, which is why collage is such as effective way of representing contemporary life” from Painting Below Zero: Notes on a Life in Art

http://ropac.net/exhibition/four-decades-1970-2010

[pointless-letters]

Just to be clear: that's 40 years later, and Don is still telling this story. Forty. Years. Needless to say, he had the last laugh.

[itsallmadonnasfault]

[sectionimagesdirectlyoem]

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