I'm in the last year of my university life and currently finishing my senior's project. Recently, I just realized how bad I am when it comes to savings, time management, and healthy living. So I've decided to change my current lifestyle. Below is the list I've made to remind me of the not-so-good things I'm guilty doing of and how to resolve them.
1. I spent most of my time on online shopping sites.
Most of the time, I ended up browsing on online shopping sites and spent my whole day looking for items like clothes and skin care products. The downside is I would be spending my savings and ruin my weekly budget for buying items I don't need. Aside from that, I wasted my time doing online shopping instead of doing my research. I'm really good when it comes to making poor life choices.
Create a daily schedule for my research project (since I don't have any), a list of the things I need to do (for the project) and indicate the number of hours allotted for it. I can use my remaining free hours to rest and surf the internet. I can visit my social media accounts but refrain from visiting shopping sites. This one is really hard, but the key here is self-discipline.
2. I don't keep track of my weekly budget.
When it comes to keeping track of my money, I'd sure be getting an F grade for this. I overspent my allowance and used up all my savings at once. I blame myself for being such an impulsive buyer. Whenever I see cute things, I'd buy it.
I just made a weekly budget plan for the coming week. I realized how important it is to budget and keep track of your money. I'm happy to see how much money I should be spending for the whole week and how much I'd be saving if I successfully followed the plan.
Yes, it will. I'm living in a dormitory where cooking food is not allowed. They only provide us hot water and access to their refrigerator. Most of the time, I'd be cooking instant ramen or oats and eat food outside (school cafeteria or fast food resto). Eating healthy food outside is quite expensive, it's cheaper to make your own food (but again, it’s very unhealthy).
Along with my weekly budget plan, I also created my weekly meal plan. It's a list of the food I'm going to eat from breakfast to dinner. Since eating outside is quite expensive, I made sure to list the food I can eat outside that are way cheaper.
This list will serve as my reminder and small step in improving my life choices. I'm already on my 20's and its very important that I know how to be wise and practical when it comes to self-care, money matters, time management, and productivity. I'm looking forward to the days to come.