❝ 𝐒𝐎𝐌𝐄𝐁𝐎𝐃𝐘 𝐂𝐇𝐄𝐂𝐊 𝐌𝐘 𝐁𝐑𝐀𝐈𝐍 ❞ 🗯 ˗ˏˋ when she sang I answered the call ˎˊ˗ ᘏᘏ ꒰ gp! lottie x fem! reader ꒱
summary ✿ ꙳ 。 lottie matthews was the biggest player at wiskayok university, all the girls— from senior’s to doe eyed little freshman’s wanted her, and she knew it. problem? you wanted her too. how could you not? but you were no doe eyed little freshman, no, you had quite the reputation of your own. and you were determined to win this little game of cat and mouse that the two of you had going on, since the beginning of the semester— using any means necessary.
content warnings ❀ ᩧ ࣪ ׅ pda ; piv ; unprotected sex ; size queen ; shower sex ; voyeurism ?¿ ( idk reader and lottie see taivan having sex take that as you will lmao) ; dirty talk?¿ ; smoking ; semi public sex ; mentions of both reader and lottie being players + having hella commitment issues lol word count ⊹ ˖ Ი𐑼 𝟑.𝟑𝐤 author's note ✿ꫀㅤ ㅤׂ ത do I tag this kinktober? or is it like, way too late for that? anyway ⤿ ꒰ kinktober 2025 ꒱ also, the first fic of the 1k masterlist is coming as well as the nat fic I just have to edit that bs first.
✴︎ ֗ 𝐋𝐎𝐔𝐃, 𝐒𝐇𝐈𝐓𝐓𝐘 𝐀𝐍𝐃 𝐅𝐑𝐀𝐍𝐊𝐋𝐘 𝐎𝐁𝐍𝐎𝐗𝐈𝐎𝐔𝐒 𝐏𝐎𝐏 𝐌𝐔𝐒𝐈𝐂 𝐑𝐄𝐕𝐄𝐑𝐁𝐄𝐑𝐀𝐓𝐄𝐃 outside the heavy doors of Lottie’s frat house, it didn’t matter, you felt a rush of excitement go through you all the same, the moment you stepped through the open doors.
Red cups littered just about every surface of dusty furniture in the living room, as well as the kitchen, the stairs and every other room that wasn’t currently being used as a hookup spot. You make your way inside, trying not to let your ears bleed due to the latest ‘hit’ that was echoing through the huge speakers placed on each side of the room, and make your way to the kitchen— away from the speakers— because with the way that the music was going through you, you were bound to have a heart attack before you spotted your target.
Your intended, unfortunately, wasn’t in the kitchen. But, her bleachie blondie teammate— who, for some unfathomable reason, had an uncanny resemblance to a raccoon— was. She’d do for the time being. Nat, unlike Lottie, was decent enough to drive her hookups home and not brag about her ‘conquests’ plus she always gave you— and just about anyone who asked— cigs and cheap booze. Unfortunately, you only liked the bad ones, the really bad ones, especially if they were tall, had big brown eyes and especially big dicks.
You make your way to Nat in a sensual stride, you might as well have some fun tonight, in case Lottie doesn’t dignify you with the grace of her presence. “Got enough to share?” You ask Nat, nodding to the cigarette that was dangling from her mouth.
Natalie snickers. But, instead of pulling out a crumpled up cartoon of red Marlboros from her trousers, she hands you the half smoked cigarette that was previously in her mouth. You take it and stick it in between your lips. Beggars can’t be choosers, you suppose.
You and Natalie stay like that for a while, smoking, trading harmless banter, and that’s when you feel a couple of eyes boring into your skull. It was her. It was Lottie. You knew it. And she knew it too. A shiver goes through your body just before you see Lottie standing still in the middle of the frat’s staircase, her eyes flicking from you, to Nat, to the cigarette stuck between your parted lips.
She was jealous.
Interesting.
“I thought you weren’t coming.” Lottie says, descending the remaining steps of the dust covered stairwell and making her way to you.
“I said I might show.” You rebuke. Rolling your eyes, but there was no real frustration there, it was all for show, for the game the both of you had been playing since the beginning of the semester.
“I thought—” Lottie starts, before her eyes fall on Nat’s, her head tips so her lips can brush against the shell of your ear. “That, that was code for ‘don’t get your hopes up.” She finishes by planting a firm hand on your ass cheek.
You bite your lip in order to contain a moan from escaping the depths of your throat. “And you shouldn’t…” You hum. “…Get your hopes up.” You comment in a hushed voice, turning your head to your side so your foreheads are almost touching.
Lottie grabs a handful of your ass, but this time she doesn't speak to you, she speaks directly to Natalie who’s in front of you both, on the other side of the white, plastic table, eyeing the whole scene like it’s giving her a hard on, it probably is. “Nat, do you mind getting more beer from the fridge downstairs?” Lottie asks, her eyes burning into the blonde’s with nothing but possessive, territorial jealousy.
Natalie, who looked like she was in some kind of a trance nods, dumbly, before shaking her head and getting up. “Y-yes Lot, you got it.” She says before sprinting out of the kitchen in quick, hurried steps.
Lottie moves swiftly from her place at your side to her newfound spot behind you, her hands gather your hair away from your neck, so she can speak against the sensitive patch of skin there, all the while she presses her hard budge against the curve of your ass, making you gasp, softly. “What were you doing with her?” Lottie presses, while grinding her hips shamelessly against you.
The combination of her breath against the back of your neck, plus her less than shy movements against your behind are making you want to bend over and moan her name. But, you have to behave yourself, you’re not alone, after all. Plus, you can’t risk Lottie knowing just how desperate she’s making you. “Smoking.” You answer, innocently enough.
Lottie’s movements speed up, her breathing starts to stagger as she speaks again. “And you think I couldn’t give you cigarettes if—” Lottie breathes hard through her nose as her hips come to a halt. “You asked nicely enough.”
“You weren’t here.” You pout. Before pressing back against her.
That seems to push Lottie over the edge, she spins you around, your back pressing hard against the plastic table before your eyes meet her dark, chocolate ones. “Let’s remedy that then.” She says, before pulling you by the hand, up the stairs and into the corridor where all the frat member’s rooms were situated.
Lottie tries to open at least three doors with no luck. Until she reaches her own room— the biggest one in the house, private bathroom and everything— you wonder why she didn’t immediately go for it until she pushes the door open and you’re met with moans and the indistinguishable sound of skin slapping against skin.
What. The. Fuck.
“Lottie!” You hiss, trying to pull away, but Lottie holds you firmly in place and practically drags you inside. You feel your cheeks heat up and the hand that’s attached to Lottie’s own one starts to sweat. You try to make your discomfort known, again. Because, what the hell was she doing? “You can’t be serious!”
“Shhhh!” She shuts you up again. But her shushing was apparently louder than your complaining, because the room goes from passionate love making to eerily silent by the millisecond.
Busted.
You hear the familiar rushling of sheets and see a mess of fiery red hair peak out from under the maroon covers of Lottie’s bed. Van!?
“Lot?” Van calls out, breathless and exasperated. You can’t see who’s under them. You’re not sure you want to.
“Yeah?” Lottie answers, like having a conversation with your frat mate under this circumstances is a perfectly normal thing to do.
“You said I could use your room!” Van says, annoyed and a little bit petulant. Like a little kid whose toy car was snatched from their hands on the playground.
“And you can, I just…” Lottie stops, thinking in real time of an excuse as to why she interrupted Van. “… need to take a shower.”
The other side of the covers is lifted revealing Van’s partner.
Taissa!?
Now that’s a surprise, where the hell did they even meet? They're from two completely different majors.
“You need to shower?” Taissa asks, skeptically, the strain in her voice not as noticeable as Van’s.
“Yeah. I do.” Lottie interjects, her poker face intact.
“You mean you need to screw her in the shower?” Van teases, managing to flash their teeth at Lottie even from their compromising position above Tai.
“Can’t you two just go screw each other— literally— and leave us alone?” Taissa asks, angrily. You can’t blame her, you’d be pretty pissed if someone walked in on you and Lottie.
But, you’re also not a saint. “Leave you alone to screw?” You tease.
“Exactly. Buzz off.” Tai says, before pulling Van in and kissing them like their her sole source of oxygen. It was disgusting, and you were a little jealous, if your wet underwear was anything to go off of.
The door doesn’t even have enough time to close properly before Lottie is pulling you against it and attacking your mouth with hers. She kisses you like a starved woman, her mouth moving forcefully against yours before you feel her tongue plunge against your lips, invading your mouth, hungrily. Her hips press tightly against your own before she starts humping you like a dog in heat, her hips adopt a jerky motion against your clothed center, you can see and feel her hard dick protruding through the tough layer of fabric of her jeans.
Lottie moans against your mouth, before kissing your face with a series of wet open- mouthed kisses that go from your cheeks to the side of your neck, once she reaches your pulse point she runs the flat of her tongue against it before biting gently on the sensitive skin of your neck, her hand moves from your waist to the door, turning the key and locking it tightly.
Lottie grunts, frustrated, the dry humping clearly not doing it for her anymore, she pulls away from you and moves her nimble fingers to the button of her jeans. “Clothes off.” She says, before slipping out of her jeans and walking to the shower and turning it on.
You frown as you hear the running water. “You’re actually gonna shower?” You ask in a joking manner, attempting to hide how confused you were by Lottie’s actions. Was she that determined to prove Tai and Van wrong?
“You wanna listen to them?” Lottie questions.
You make the mistake of leaning against the door of the bathroom to untie your sneakers, suddenly understanding exactly what Lottie meant.
Your ears are immediately bombarded with various different sounds coming from Tai and Van— the majority of it being moaning and grunting akin to a clothe-less sparring match from hell.
Yeah, might as well leave the shower on.
“Lottie, this is disgusting.” You tell her, referring to the fact that you’re about to screw in the bathroom of the room, that Tai and Van are also screwing in.
You were still gonna do it. But you might as well berate Lottie as to why on God’s green earth earth would she just give up her room like this, knowing you were coming over.
Lottie shrugs her shoulders before pulling her boxers down, revealing her hard shaft, you stare at it in awe, still amazed by her size and how it would all go inside you in a matter of seconds. Your eyes move from her length to the head, pink and leaking pre cum, you wish you could run your lips over it and have it so far in your mouth that you would gag on it. But, that wasn’t Lottie’s plan for tonight. “Well, it’s not like you’re with me because I’m classy, right?” She says before climbing inside the shower.
You discard the rest of your clothes and leave them in a hasty pile by the door before you make your way to the shower. You take a moment to just stare at Lottie’s muscled back, surrounded by steam and coated in water droplets that make their way onto her ass crack. You wish you could lick the extent of it.
Lottie turns around and locks her lips with your own as soon as you step beneath the hot, running water. Her mouth moving sensually with yours, her body getting closer and closer to your own. You wrapped your arms around her neck, pulling her in so her breasts would press tightly against your own and her nipples would rub against yours. You turn your head and pull her in deeper, one of your hands going from the back of her neck to patting her back until you reached the flesh of her ass, giving it a rough squeeze and pulling Lottie firmly against yourself.
Lottie moaned against you, throaty and needy before she ran two fingers over your slit, gathering your wetness only to run them back and repeat the process over and over again. “You’re so wet.” She breathes against your mouth before placing two firm hands on your shoulders and turning you around so that your face is pressed tightly against the steamed glass of the shower panel.
The coolness you feel against your cheek is a stark contrast to the hotness of the shower and the warmth you feel inside yourself. Lottie moves her hips until her length is pressed snuggly against your cunt. Not quite entering, yet. But close enough to give you some kind of relief and something to move against. You can feel her tits pressing against your back, her hard nipples rubbing against the expanse of your wet skin. Lottie picks up her shaft and moves its length over your folds, coating it in your juices. “Are you ready?” She asks, her voice warm and tender against your ear before her lips move to nibble lightly on your earlobe.
You nod dumbly, already imagining her length inside you, stretching you up, before your mind clears enough of filthy imagery, allowing you to respond verbally. “Yes!”
Lottie runs just the tip of her dick against your folds, before finally placing it inside you, stretching you out. She thrusts lightly against you, burying some of her length inside you. Making you arch your back and moan loudly. “Mmmfffp, Mmmh Lottie it’s s-so good.”
Lottie runs her fingers over your wet hair before adding in a soft tone. “You want more?” She questions, rather sweetly for someone who’s about to impale herself in you.
You try to move back, to get more of her inside you but Lottie stops you with a firm hand on your back. You think back to the times where that hand was buried deep inside your cunt. “Yes…” You breathe out, but even your breathy moaning gives out just how fucking desperate you are for her to do something.
Lottie chuckles, her hand drawing possessive circles all over your wet skin. “But last time you said it was too big.” She says, her tone mocking but not unkind.
You could cry out of pure frustration. “I was lying.”
Lottie thrusts her hips forward, burying more than half of her dick inside you. “Yeah, you like it like that, don’t you?” She asks, before pulling back and thrusting in again making you open your mouth and let out a loud moan. “That’s why you keep coming back.”
You pant loudly, your cheek tightly pressed against the cool shower panel. “You’re an asshole.” You breathe out.
Lottie suddenly stops her gentle, accommodating motions, pulling back and thrusting inside you harshly, impaling her full length inside you. You open your mouth wide in a silent scream but before you could fully enjoy the sensation of being stretched out by her big, hard, veiny dick— Lottie pulls back leaving you empty, clenching around nothing and desperately wanting more. “You wanna repeat that?” She asks, her voice no longer sweet.
At this point, you were not above crying, pleading and begging, you wanted— no— needed her inside you, needed to feel that burn in your walls that only Lottie could provide. “No, n-no please I’ll… I’ll be good.” You stutter out.
Lottie lets out a pleased grunt before she grabs your ass and pulls you to her, arching your back and molding your body for her to use as she pleases, she grabs her cock, gives it a couple of hard, practiced strokes and coats it in your juices before slipping inside your heat almost effortlessly due to how wet you were for her.
The both of you let out an open mouthed moan as her dick finds its way inside you again. Lottie kneads the flesh of your ass as she thrusts in and out of you, adding more force and speed with each consecutive thrust.
Between Lottie’s pounding and the steaming hot water coming from above you both, the temperature’s starting to affect you, the heat around you is making you pant like a dog, your body becoming flexible and pliable, your brain shutting off as Lottie’s dick stretches your most intimate hole. Right now, the only thing you can think about— the only thing you can feel is how deep Lottie is inside you.
“Lottie…” You moan out. Holding onto her arm as you start slipping inside the wet floor of the shower.
Lottie wraps one arm around your waist, steading you as speeds up her thrusts in and out of you, your walls burning as she stretches you out with her massive length. “Yes, baby?” Lottie answers, still thrusting in and out of your hole.
“More.” You ask, dumbly. Throwing your head back against her shoulder and opening your mouth as she pistons in and out of you.
The sound of skin slapping against skin echoes through the walls of the shower as Lottie speeds up her thrusts, hitting that one spot inside you that makes your eyes roll to the back of your head—over and over again. Her hand goes from your waist to your tits, kneading them roughly, rolling them around and squeezing your nipples with her two dominant fingers as she pounds you from behind.
Lottie’s breath hitches in your ear, before she speaks. “I— can’t…” Another hard jerk of her hips against your behind— you can feel her balls slapping against your ass, you reach from behind yourself and roll them between your fingers. “Baby… I can’t— I’m not gonna last like this.” She says, her movements becoming sloppy, her rhythm becoming a jerky mess of pull and push movements.
You take your hand away and press it to the shower panel instead, bracing yourself against the force of Lottie’s thrusts. Lottie presses against your skin even harder burying her entire cock inside you before pulling you. Leaving just the tip inside before slamming her entire length inside your cunt again. You cry out against the cold glass while tears prickle at the corner of your eyes. You were so close. “Lot…” you say against the steamed glass. “Please.” You beg.
Lottie slams inside you one more time. “Almost…” She breathes out. Her dick going inside you even deeper, scratching the inside of your walls just right. Her hand finds your clit, rubbing tight circles against the bundle of nerves while she thrusts slow and deep inside you.
Lottie leans forward, pressing her entire body against your own while her thrusts go from long, hard movements to small, deep, intimate ones. She tilts her head sideways, her breath hot against the shell of your ear. “I’m gonna come inside you.” She says. A declaration. Not a question.
Before you can say anything, before you can even protest— you’re cut off by a low groan coming from Lottie’s lips as she slams against you one more time and stills inside you. You lose your balance on the slippy floor of the shower and would’ve fallen over— if it weren’t for Lottie’s strong biceps holding you up. Instead, you feel her cock pulsing inside you warm and strong while it releases ropes upon ropes of sticky cum inside you, filling you up with her release.
A low grunt leaves your lips as you come shortly after, feeling her hard nipples pressing against the small of your back as well as the fullness of her length inside you.
Lottie stays deep inside you, refusing to pull out as hot water falls softly on you both. Cum starts leaking out of you, but Lottie doesn’t seem to mind as she remains pressed tightly against you, her head resting on your own as you find your footing again.
You put both of your feet firmly on the ground and lean against Lottie’s hard body, panting, still with her hard cock buried deep inside of your hole. Lottie chuckles at your discomfort. “More?” She asks against your ear.
You sigh and move your hips experimentally against her hard shaft. “Now?” You ask, the corners of your mouth lifting up into a small, cocky smirk as you resume your small movements agaisnt her hardening dick.
Lottie thrusts softly against you. “Now, gorgeous.” She says. Reaching for your clit and rolling it expertly with her index finger.
You lean back against her and let her use your body as she pleases. Opening your mouth and letting out a string of low, pleased sounds.
This was gonna be one long shower.
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