Rather than look at the personal income of our investors, we look at the #monthlycashflow generated by the property compared to the debt. We do this using a metric called Debt-Service Coverage Ratio (DSCR). DSCR is calculated by dividing the monthly rent by the monthly principal, interest, taxes, insurance and association dues (PITIA). A #DSCR of 1 indicates the #investor is breaking even, and anything above a 1.2 is considered solid💪🏾. Many investors that own multiple mortgaged #rentalproperties have too much “debt” to qualify for traditional financing, so using DSCR rather than #DTI enables them to acquire more rentals. All that was said just to let you know, We are here to help ☺ if you have multiple rentals and want one payment 📲 contact us. #realestateinvesting #realestatecashflow #refinance #rentalproperty #rentalproperties #rentalloans #realestateprivatefunding #buyandhold #portfolioloans #realestatefinancing (at Richmond, Virginia) https://www.instagram.com/p/CK-gfwSjspx/?igshid=1bstbmocim59e