#povertyfinance

[nyxelestia]

[talooka]

I Hate The System.

One of the many reasons I want to move completely to crypto.

Forgive me in advance, because I'm going to be jumping around a bit as I process this.

I hate The System. The System is the current system in which things work. If you don't have a comfortable amount of money, The System is designed to keep you down. Bank of America, just took 21.39% of my wealth.

That's $125

That's gas money. That's groceries. That's just a huge inconvenience to me in my current life.

In the process of moving, marriage, my kid leaving to her mother's for the summer, being behind on a project at work, needing to pay $479 to get my 2020 taxes done, $550 to get my 2021 taxes done (because I didn't have the money to pay it up front) for a combined ending total of $1,029 because I didn't know how to do my taxes with some changes in my life because companies like TurboTax and HR Block lobby the government to have the citizens do their own taxes instead of the government giving us the number they have so that they can make a profit.

And I know the bank legally probably HAS to take 21.39% of my wealth, because they had to take my money because the City of Detroit said I owed them $1,000.

So why am I going to crypto? Because I didn't owe the city $1,000.

And when they called me asking for $1,000, I told them that I didn't owe them that money because I didn't live in Detroit that year. "our numbers say if you lived in detroit then you do" "But I didn't, just wait until you get my tax return and you'll see the proof".

I did my taxes last week. They couldn't wait for it to get processed??? They literally just waited until the day after Tax Day and took that shit.

If everyone was using crypto, they could easily see I was not living in Detroit. If they checked with their own courts - just a different department - they would see I did not live in Detroit. They would see I did not work in Detroit. It would all be on the blockchain. If there was a mistake, there would be a place where we could work together, I point at my screen and they point at their screen and we confirm what's throwing us off and resolve it.

And you know what really stinks? When the bank took the money yesterday, I called them. They told me to call collections.

I called collections. They told me to call the state.

I called the state. They told me I didn't owe the money, and they were going to fax that info over to collections because for some reason they didn't do it yet.

So in the end they put the money back in my account. But they charged me a 21.39% fee due to their inconvenience.

For my inconvenience? I got stress, a loss of hours at work since they're only open during business hours, and a loss of respect for The System.

Because if I had more money, not only would this be a minor inconvenience - this would have never happened. If I was a bit richer I could have paid someone to do my taxes last year when I couldn't afford it. If I was a lot richer I probably would not have to pay taxes because I wouldn't have income lmao.

I might switch banks, just out of frustration. But even that's a hassle.

But if no one is doing anything, they're not getting the message.