#zephyrmacabee

[copperbadge]

zephyrmacabee

Have a party with your kitties; this calls for at least that!

I did give them the special fancy wet food this morning :D 

brilliant-starlight

Holy fuck, Sam. You're the only person I "know" that I've ever seen actually get sucessfully forgiven via this program. Congratulations!!

It certainly wasn’t easy! I started this process in SEPTEMBER. And even previous to that I’d had certification paperwork rejected for reasons such as “the seven has a line through it”, “I don’t think that woman’s signature is clear enough”, “The date is correct but someone read it incorrectly” and “When we called them to verify we got voicemail”. 

skipthedemon

What's the impact on your income tax next year? I know that, at some point, a concern for loan forgiveness?

In this specific case, zero impact! PSLF forgiveness is explicitly the only forgiveness plan that is not taxed. (As far as I know it’s the only one. I know for sure it’s not taxed, because that’s a very common question when I talk to people about it.)

If you are paying off your student loans under an alternative plan such as ICR/IBR, where your payments are based on what you earn rather than on what will get you paid off in 10 years, then after 25 years your remaining debt is forgiven because you’ve made good-faith payments for TWENTY FIVE YEARS. 

In that case, when your loan is forgiven the amount forgiven is treated as taxable income, and you will be expected to pay income tax on it the next time you file. This seems cruel to me, because if you’re so underpaid it takes you 25 years to pay off your loans you probably don’t have the capital to pay a huge tax bill, but I don’t make tax law. 

Anyway, because PSLF involves actively making a choice to work in a specific (vastly underpaid) field, you’re being forgiven not because it’s an undue financial burden but because you chose to make a deal with the US government. For lack of a better way to put it, it’s a reward for service, similar to something like the GI Bill. 

[musicalluna]

zephyrmacabee replied to your post: i’m contemplating antidepressants, except the side...

I was able to take Maxalt while on Effexor, so some combos are ok

maxalt is one i had to stop taking. my mom takes lexapro and my therapist said that what works for family is likely to work for me too and the drug page for lexapro says no tryptans. ig it’s a thing to talk to my doc about >_<

[copperbadge]

mageflower replied to your photo “Selfie at the dentist's office.”

finally, i'll be able to recognize your teeth

Not creepy at all! :D 

zephyrmacabee replied to your photo “Selfie at the dentist's office.”

Admirable bone density

Thank you, I grew them myself. 

themiscyra1983 replied to your post “Wealth Transfer”

No offense to your mom but if someone told me "so-and-so has transitioned" I'd ask what their new name and pronouns are

thetrashiestoftrash replied to your post “Wealth Transfer”

Your mother is going to confuse a lot of people with that kind of terminology.

I’ve thought about bringing it up, because it’s confusing and also I think most euphemisms for death are just to avoid the inevitable contemplation of our own mortality, but it’s just not the hill to die on with her. Usually she’s just texting me famous celebrity news (”So and so famous person made their transition”) so at least I don’t get confused. :D

oft-goes-awry replied to your post “Wealth Transfer”

... great, now I wanna use "accelerated the wealth transfer ahead of schedule" as a euphemism for murder.

“I’m a generalized inheritance encourager.” :D 

[copperbadge]

arvethli mentioned you on a post “Me: “I love this fic! Can’t wait for the next update!” Fanfiction:...”

@copperbadge ahhh so THAT'S where the terrifying crack fic is hidden on ao3 

In the 1950s! Kind of makes sense, in a way, doesn’t it? 

blackcatcuddles replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

"Fried onion burgers" its fried onions. On a burger. How it it special??? Is that specifically an Oklahoma thing? Does no other state fry onions for burgers?

I assumed from the photo the onions were somehow embedded in the burger after being fried, like a smashburger was smashed ONTO them. 

bluedancingkittykat reblogged your link and added:

Hot Dish is delicious how dare u

I mean, it’s delicious, sure, but it’s a bit heavy in the gut. 

storyhoard replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

maryland's gotta be crab cakes and fries with old bay on em. probably old bay on the crab too.

I feel like Maryland’s should really just be “old bay snorted straight from the tin”. 

thewittiestpartition replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

Nashville hot chicken was just made up to give the state "a food" says my Nashville peeps.

I mean, if you lean in hard enough, that ceases to matter. I invented the Gary Style hot dog to bring more tourists to Gary, Indiana. It hasn’t worked, but I remain loyal to the idea. 

mustanglegends replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

Hot dogs are what Georgia's known for (particularly from the Varsity).

This I would never have guessed! And now I know where to go if I’m ever in Atlanta. 

perkigothii-geekius replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

Dungeness crab my seattleite ass, smoked salmon is what you want in WA

I think the idea there is that crab doesn’t travel as well as smoked salmon, which you can get pretty much anywhere because smoking preserves it. But honestly if given the choice I would prefer smoked salmon. 

nemathia replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

When my fam moved away from WV, I was so bewildered about the lack of pepperoni rolls, anywhere. I had to make my own lol

I had never had one until my first visit to Pittsburgh, and now it’s not a real visit to PGH without one. 

eletaniia replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

After 10 years and probably hundreds of burritos, I believe that is the correct answer for California. Sushi is too ... urban? but you can get a solid burrito just about anywhere. Georgia should indeed be pecan pie as someone else already noted.

That’s the thing, though, you can get a solid burrito anywhere, including many places outside California. That said, the same is true of sushi, so I withdraw that suggestion. I think really we need to hunker down and consider what you can only get in California or what you can only get the BEST of in California.

The answer might be sourdough. Or extra-strong weed edibles. 

tonyystarks replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

This list is homophobic for having so much shellfish on it because I, a gay, am allergic to shellfish

I have bad news for you about the entire east coast of America, my homosexual friend. 

junietwohundred replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

You eat the Coney at American (NOT LAFAYETTE) and then walk 10 minutes to the new Buddy's and get the pizza. Mischief managed.

I know I’m old because I love this idea even as I’m horrified at the heartburn this will inspire. 

dignitywhatdignity replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

Sam, you said Sheetz when you meant Wawa.

I SAID WHAT I SAID. (I like Wawa too, mind you, but Sheetz is a different, almost psychedelic level of food.) 

zephyrmacabee replied to your link “Blue crabs and Cuban sandwiches: The one food you should try in each...”

You can make your own sugar on snow.

I always thought you had to have maple sap that hadn’t yet boiled down into syrup...

[copperbadge]

zephyrmacabee replied to your post “sarriane thankfully, i do not want to run a hedge fund! it’s just, a...”

This is sounding more and more like a financial version of The Producers

I mean, you’re not wrong. The key to making a lot of money is to invest other peoples’ successfully and take a fee. The only change The Producers made is that they intended to tank the show and take the money by producing it as cheaply as possible. 

tienriu replied to your post “sarriane thankfully, i do not want to run a hedge fund! it’s just, a...”

I swear to god this is going to end up in somebody suggesting a fandom robin hood hedge fund or this is Alec Hardison's origin story on how he made most of his money (it being illegal less because he stole it and more because he didn't have the right paperwork to allow him to make that much money... well that and purposely tanking stocks) and this is why he knew how to do what he did in the first episode.

The interesting thing is that it’s basically the same amount of work and risk to run a successful hedge fund as it is to run a Ponzi scheme pretending to be one, it’s just very different KINDS of work. A hedge fund involves a lot of analysis and study and understanding of the market; it’s very cerebral. A Ponzi scheme is all hustle, you have to be charismatic and a good salesman, and you have to hustle 24/7 which is why it’s so much work. A hedge fund’s risk is always the failure to guess correctly; a Ponzi scheme’s risk is a failure to raise sufficient money from new investors. The only difference is you can fail for a lot longer running a hedge fund. But if you’re a charismatic person who likes selling more than they like math, running a Ponzi scheme is a lot more fun. :D Hardison, who seems to like the grift aspect, would probably choose a Ponzi where he can make shit up over a hedge fund, but you do have to know a lot about them in order to pretend to run one. 

sourassin replied to your post “sarriane thankfully, i do not want to run a hedge fund! it’s just, a...”

Ooooh, they’re hedging their bets. I’m torn between being embarrassed I didn’t make that connection before now, and kind of gobsmacked that they can literally say, ‘It’s a gamble ��‍♂️’ and people think it’s a good way to run the financial industry. (Running an illegal hedge fund would not make you any less of a crook than the people who run legit hedge funds, lbr)

They do live by the mantra “all investment contains risk”. :D People know investing is a gamble; calling it a hedge fund makes it feel safer, because you’re hedging against failure. At least, that’s the theory. 

[copperbadge]

zephyrmacabee replied to your photo “The spoopiest candle of them all. (at Target Chicago South Loop)”

So, what does it smell like?

I’m not gonna lie, I have semi lost the ability to smell in the past eight hours. As far as I could tell it smelled like cinnamon, but I’m super sensitive to cinnamon, so it could just be that’s what I’m picking up from it. 

[copperbadge]

zephyrmacabee replied to your post “ok but how do the rest of the avengers first react to lovelace? and...”

I envision a series of children's books entitled "Lovelace, the Demented Cyborg Owl". Lavishly illustrated; maybe with pop ups.

Ahahaha. “Lovelace’s Grand Day Out”  “Lovelace And Stranger Danger”   “Are You My Tony?”   “Lovelace Goes To Owl School”   “Lovelace The Superherowl”....special fourth of july edition “Lovelace Meets Steve The Eager Eagle”. 

[madlori]

zephyrmacabee replied to your post: Consider apheresis!

I concur that platelet donors are the best. One correction though, it is calcium, not potassium that is bound by the anticoagulant. They give you Tums, which are calcium carbonate, to counteract this.

I stand corrected!  And me a chemist, too.  FOR SHAME.