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Danai Gurira, Daniel Kaluuya, Andy Serkis, Chadwick Boseman, Lupita Nyong'o, Forest Whitaker, Letitia Wright, Winston Duke, Michael B. Jordan and director Ryan Coogler photographed by Matthias Clamer at Entertainment Weekly’s Comic-Con 2017 Studio on July 22, 2017 in San Diego, California

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Predator Bloodbath: ‘Secretive’ Federal Agency - Wildlife Services - Kills 1.6 Million Native Animals in 2016

Wildlife Services, a little-known wildlife-killing program of the U.S. Department of Agriculture’s Animal and Plant Health Inspection Service, killed 2,744,010 animals in 2016, 1,594,595 of which were native to the U.S. The agency shared this death toll in its annual program data report released March 15, 2017. Millions of taxpayer dollars fund this deadly program each year, which focuses primarily on eliminating apex predators and other animals that threaten livestock and agriculture…

(read more: EnviroNews)

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I believe this to be true.

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5 Habits of People with Excellent Credit

By Allison Stadd

Habits like regular exercise, eating a balanced diet and getting enough sleep can keep you healthy. But what can you do to keep your credit score healthy, too?

A lot, in fact. And a healthy credit score pays dividends.

With healthy credit, you could receive lower interest rates on credit cards and loans, swifter approval when you want to refi, better card benefits, stronger bargaining power with lenders and even cheaper cell phone plans.

How do you do it? Below, five habits of people with excellent credit:

They pay bills on time, all the time. About 35% of your FICO® Credit Score is determined by your payment history. If you miss payments, it could result in a black mark on your credit report for up to seven years, although the impact diminishes as time goes on. Sign up for automatic online payments whenever possible, and set alerts on your calendar for any other bills.

They don’t close any credit cards. Whether or not you use all your credit cards, once you’ve opened them, it’s best to leave them be. When you close even one card, you can negatively impact your revolving credit utilization, the ratio of how much you owe compared to your total credit limit.

They think twice about applying for new credit. Every time you apply for new credit, it often results in what’s called a “hard inquiry,” which could lower your credit score by a few points (typically, 10% of your FICO® Credit Score is based on new credit opened, which includes inquiries and other data about new accounts). If you need new credit, be sure to pick the right card for you.

They under-use their cards. Just because you have a $10,000 (or $5,000 or $1,000) credit card limit doesn’t mean you should charge that much each month. Think about that credit utilization ratio: you want to spend as little as realistically possible percentage-wise of the amount of credit available to you.

They fact-check their credit reports and dispute any errors. Per the federal government, you’re entitled to a free copy of each of your three major credit reports once every 12 months. If anything on the report is incorrect or incomplete (such as account balances or missed payments), dispute it with the credit bureau that supplied the report.

Maintaining a great credit score is just like other healthy habits—it’s something you build up over time. And the better off you are financially, the more resources you’ll have to devote to the other areas of your life. Give credit to your credit!

It’s easy to know the score—your credit score—with Discover’s new Credit Scorecard. Get your FICO® Score, a score that 90% of top lenders use, for free, even if you’re not a customer. *See Credit Scorecard info.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Discover Financial Services and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Discover Financial Services and Fair Isaac do not provide “credit repair” services or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. Legal Disclaimer: The articles and information provided herein are for informational purposes only and are not intended as a substitute for professional advice.

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Best Day of My Life

Jennifer Hudson, Steve Aoki and Pixie Lott - just three of the six artists united with Shell and seven bright energy innovations for this music video.

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Some tips for my sisters and brothers out on the streets, in protest:

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1. Water makes pepper spray worse. Use milk or liquid antacid and water. Don’t wear contacts. Carry a bandana and a bottle of lemon juice. A bandana soaked in lemon juice makes a pretty good gas mask in a pinch.

2. If you get tear gassed, when you get home, put the contaminated clothes in a plastic bag for later decontamination and shower with cold water to avoid opening your pores.

3. Go with friends, and don’t get separated. Avoid leaving the crowd and watch out for police snatch squads.

4. Beware undercovers, but beware snitchjacketing and collaborator “peace police” even more.

5. The far right is very good at combing through pictures and doxxing people. Mask up.

6. If you go with friends, arrange some sort of protocol in case you get separated.

7. Install Signal and make sure your encryption keys are synchronised with the people you go with. Any electronic communication should be encrypted. Assume surveillance.

(Via: Black Lives Matter-Houston)