
Andulka

★
dirt enthusiast
Peter Solarz
Cosimo Galluzzi
PUT YOUR BEARD IN MY MOUTH

祝日 / Permanent Vacation
noise dept.
$LAYYYTER

No title available
RMH
Today's Document
🪼

pixel skylines
AnasAbdin
taylor price

#extradirty
d e v o n
art blog(derogatory)
macklin celebrini has autism

seen from Russia
seen from Singapore
seen from Argentina
seen from Germany
seen from United States
seen from United States

seen from United States
seen from United States

seen from United States
seen from United States
seen from United States
seen from United States

seen from United States

seen from United States
seen from United States
seen from United States
seen from United States
seen from Brazil
seen from Lithuania

seen from Mexico
@vtpgroup
Urban Soul, a 2 BHK residential project in Kharadi, was built along the concept of representing the very essence of Pune.
Urban Balance, a 3 BHK Residential project in Hadapsar, epitomizes this balance by incorporating all the necessary elements that make a perfect home.
Buying your first home
Buying your first home can be an exciting yet nervous prospect. After all, it's not every day that one buys something that is considered as a symbol of one's accomplishments. You may call it a safe haven or a space to share with your loved ones, but there's no doubt that buying your first home is a big step. There are a few things you can bear in mind to assure you make a well-thought out decision.
Know your budget
Everyone aspires for a plush, hill-top apartment with amenities that promise a larger than life lifestyle. But you need to be very aware of your financial status to know if such a thing suits your budget. Calculate your expenses and see if the monthly payment for your home loan is within a desired level, and be careful not to overlook expenses such as insurance and taxes. If the loan payments don't fit your budget, it is far wise to look for other options and avoid having regrets later.
Understand your needs
Knowing your needs and prioritizing them can go a long way in making the right decision. The surrounding, being closer to work or in close proximity to schools, the type of residence that best suit your needs, all these factors should be taken into account to make a well thought out decision.
Consider a reasonable down payment
A wise thing to do while buying a home is paying a good amount upfront. It goes without saying that you need to have a considerable percentage of the price saved for it. This immediately lowers the monthly payments, thus easing the pressure on your pocket and making it a smart decision in the long run.
Hunt for a Loan deal
Do a thorough analysis of the various home loan offers. A bank offering an attractive interest rate might have hidden charges, so read the document carefully before making a decision. Look for pre-payment penalties and repayment options. It is always a good idea to base your decision on your long term plans.
Look for dependable Real Estate Agents
Now that you have all the financial aspects sorted, it's time to hunt for the perfect home. A dependable and professional Real Estate Agent can really come in handy. Once you've finalized a home you want to buy, understand the offer process and study the market rate of the locality so you have an idea of what the price is like.
Do a thorough home inspection
You don't want to end up buying a home with construction flaws and problems that can add to your cost once the sale is made. Shell out a little extra and call professionals to get the house inspected before the house is bought. Follow these steps and you'll end up buying a home you'll cherish for years to come. It'll make the process smoother, stress-free, and you'll move into your new home with the confidence that you've made the right decision. All that remains to be said while you move in is 'home sweet home'.
10 posts!
Urban Space Walkthrough
Urban Soul, a 2 BHK residential project in Kharadi, was built along the concept of representing the very essence of Pune.
Home Loan in Pune
The city of Pune is known for its educational facilities and is deservedly considered the cultural capital of Maharashtra. It has witnessed tremendous industrial growth as a result of the many IT and automotive companies setting up their factories in Pune district, and has therefore attracted migrants and students from all over India and abroad, which makes it a city of many communities and cultures. For the reasons mentioned above, buying a home in Pune is a very attractive prospect. But as the city has witnessed a rise in the demand for homes, the property rates have gone up as well. This being the case, a home loan is the perfect way to combat rising prices, and at the same time, buy a home in a city that has a lot to offer. But how does one go about through the process of getting a home loan? There are many steps involved in the same, starting from the planning and searching to settling down on an option. Here are some of the things to consider before opting for a home loan.
Documents required while applying for a home loan
The number of documents will depend on the policies followed by the bank. But most banks have a few mandatory documents which need to be submitted while applying for a loan: ID Proof
Residence Proof
Salary Certificate
Bank Statement for the past 6 months
Personal assets and liabilities certificate
EMI affordability:
Always ensure that the EMI is affordable and will not eat into monthly income and savings. It should be planned in such a way that the chunk of one’s income while the loan gets paid off within the stipulated duration.
Down Payment:
Make a note to pay a sizeable amount as the down payment. The advantage of paying a substantial amount is that the EMIs will be lesser based on the amount, thereby easing the task of monthly installment payment.
Tenure:
While taking a home loan, do it in such a way that it suits individual needs. Some people prefer to repay the amount within a short time by paying a larger amount as EMI while some opt for a shorter amount that can be repaid within a longer duration. Though based on individual preference, it is always better to repay it within a short duration as you end up saving on the interest you pay.
Interest type:
Interest on loan can be of two types: Fixed and Floating. The fixed rate of interest will remain fixed irrespective of the market conditions while the floating rate as the name implies, will be based on the market conditions. Opt for the one that deems best suited to your needs. Banks also provide the option to shift from fixed to floating type of interest as per individual requirements.
Charges and penalties:
Defaulting home loan payments can result in dire consequences that may even include sealing off the home which will be sold to recover the amount. Therefore make sure that the loan is repaid within the agreed time period. Home loans are inevitable in the process of buying your dream home. Proper understanding, planning and timely repayment is the key to taking a home loan and repaying it without any hassles.
Urban Life a 1 and 2 BHK apartments of the project located in Talegaon.
Kitchen Trends in 2014
When one thinks of childhood memories, the kitchen is an inseparable part of that thought-cloud. The food cooked with love that you eagerly chomped on, comes from this humble part of every household. And unless the chef of every kitchen, man or woman, is inspired it is almost impossible to turn a simple ladle into a magic wand. The fact is every kitchen has a certain style and life of its own; just like our bedrooms. Today kitchens are turning into socialising areas with spouses cooking together, friends getting together to try new food experiments and more. So, what are those key trends for 2014 that will redefine your kitchen experience and rejuvenate your culinary skills? We list down some of the upcoming and most innovative kitchen trends of 2014. Check them out!
Expect the Unexpected
A warm and inviting environment works best in the kitchen. Incorporate clean, straight lines and simple Danish design. It'll be elegant, functional and create more space. Use a mix of wall textures, a few indoor plants and some knick-knacks to create interesting corners and bring a highlight factor.
Love Nature
Use materials, paints, metals that are friendly to the environment. Also, if you're a kitchen gadget lover, use energy saving kitchen appliances. An Energy Star rated refrigerator, for instance. Remember, the food you eat is going to be chopped, blanched, grilled, etc. in this very room. Treat it like a place of worship.
Colour Therapy
Traditionally kitchens have always had light shades, typically white, cream or off-white. This is a way to make the kitchen look and feel more spacious. But like all things, this trend is pass and a new one is emerging - the inspiration wall. One wall, amidst other muted walls, which has a colour, or a medley of colours that uplift your mood. It could even be a textured wall or a mural painting.
Of Countertops and Cabinets
Choosing the perfect material for a countertop is very important. Because the countertop is one surface that is constantly exposed to multiple elements, both external as well as by-products (like spillage) of cooking. While porcelain, cermanic, basalt, limestone, marble, etc. are available as countertop material choices, Quartz is extremely durable and hassle-free. Wooden tops are also making a big comeback. Not only does wood make the kitchen look warm, it's also natural and strong. Two-tone cabinets are becoming increasingly popular. They represent a modern, classy look and infuse some colour into the kitchen. Try hydraulic or feather touch doors and channels for a truly hassle-free kitchen life.
The Social Kitchen
Like we said earlier, kitchens are turning more social with each passing day. Having a small but dedicated seating area, with large cushions for lounging and long conversations. You can also keep a portable Bluetooth speaker, so even in times of solitude you have music to enliven your mood.
Sinking boredom
The sink is one of the most important sections of the kitchen. Unfortunately it's also the most ignored. Instead of the regular stainless steel, you can go in for a brass/copper finished one, with a deeper bowl (so, less water spills out).
Floor everyone
Flooring for a kitchen can be a tricky proposition. Wooden flooring for example looks gorgeous, but it's tough to maintain. You can use wider planks with some hand-scraping to give it a more natural look. Alternatively you can go for vitrified tiles that look like wood, making them attractive, cost effective and easier to maintain. However, a vitrified tile can never match the warmth of real wood.
Take the subway
As age-old as they are Subway tiles are arguably the best for kitchen walls. They look modern, are easier to clean and can be customized. For example, you could go in for a dark grout space between tiles, which will give it extra depth and make it a breeze for cleaning. Perhaps, you could use a combination of tile colours and make the walls a tad more interesting.
Connections for life
Modern kitchens today have modern appliances and equipment. From smart refrigerators, wi-fi enabled dishwashers and even a coffee tap (controlled by your smartphone). So, you can decide which applicance works in the kitchen even when you're in a taking rest in a different room.
Extend your personality
Normally when people design their kitchen, they hire an interior designer. Now, while this is a tried and tested formula, you should also realise that it's your kitchen. So, while someone else may design it for you, you should take the final decision on choice of colours, textures, knick-knacks, etc. After all, your kitchen is a reflection of your soul. Say goodbye to the boring and foggy old concept of a kitchen. And welcome the swish, social and savvy gastronomic adventure land.
Urban Balance, a 3 BHK Residential project in Hadapsar, epitomizes this balance by incorporating all the necessary elements that make a perfect home.
http://issuu.com/vtpgroup/docs/urban-balance-brochure
Urban balance brochure Urban Balance, a 3 BHK Residential project in Hadapsar, epitomizes this balance by incorporating all the necessary elements that make a perfect home.
Urban balance brochure Urban Balance, a 3 BHK Residential project in Hadapsar, epitomizes this balance by incorporating all the necessary elements that make a perfect home.
Urban Lifestyle by VTP Group brings some of the most luxurious residential projects in Pune. Decked with the finest amenities and specifications, the premium residential flats are located in NIBM Road and Hadapsar.
Residential Projects in Pune
The Oxford of the East, a booming IT hub or the city of the Peshwas; these are some of the titles that the city of Pune has been endowed with. It is a city that has a glorious and prosperous history and one that will certainly have an equally prosperous future. The city of Pune can be segmented into the old city, new city (inner and outer districts) and the suburbs. Most areas in the inner district have almost reached a saturation point when it comes to residential projects, and thus the areas in the outer districts like Kharadi and Hadapsar are becoming the new residential hot-spots. Not to mention that these two areas are also home to large IT Parks, making them the ideal location for a work-live balance for many working professionals. Areas in the suburban part of the city like NIBM, Undri and Pisoli have also seen an increase in demand for residential projects. These areas are well connected to the rest of the city, and that acts as an added advantage.
You might have ample options when looking for a home. But a lot of things need to be considered before making a final decision. What is the purpose? Are you going to be living in your new home or is it an investment? The location, your budget, the offerings, the amenities, the specifications, bank approval; the list may seem endless, but the time invested to think of these factors is well worth it. At VTP Group, our projects have taken all these factors into consideration to craft homes for every walk of life and to suit every need. We have diversified our offerings into two verticals - Urban Lifestyle and Urban Homes. The former is responsible for providing Pune with Urban Space and Urban Balance, two of the most luxurious residential projects in the city offering 3 BHK and 4 BHK premium homes. Under the Urban Homes vertical on the other hand, VTP has crafted contemporary and affordable homes. It goes without saying that the projects are located in Pune's upcoming and most sought after residential areas like NIBM, Hadapsar, Undri, Kharadi and Talegaon. All the residential projects are also blessed with world-class amenities and specifications, making them an epitome of convenience. So depending on your requirements, you could choose a home from our varied offerings, and experience comfortable, convenient and blissful living.