Banking on You!

West Community Credit Union is More than a credit union, we spread financial sustainability, lifestyle & savings tips, community development and industry innovation through knowledge & humor. Enjoy!

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Help! My Partner is Bad with Money

You love your partner, but you hate the way they spend money and rack up debt. Money fights are the leading cause of relationship stress according to this study of national data. So how can we make…

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6 Life Events that Say it’s Time to Review Your Retirement Savings Plan

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If you’re a first-time homebuyer, it’s important to understand your down payment options. A down payment is a lump sum paid upfront that reduces the amount of money borrowed. And with median home p…

Eligible households could receive a hefty chunk of up to $5,000 towards a down payment with this program.

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The Qualifications and Benefits of a VA Loan & How to Get One

VA loans are for those who served in the military. The main advantages are no required down payment, lower credit-score requirements and no mortgage insurance. VA loans play an important role in he…

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5 Things to Mark off Your Money To Do List in June

Making a budget for your hot-weather activities doesn’t take away your summer fun. In fact, it helps you to have an even better time! When you tell your money what to do, you don’t have to worry ab…

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How to Break the Cycle of Living Paycheck to Paycheck

With every scroll through Instagram, we witness people living their best lives. And maybe you’re left wondering how you’ll ever be able to pay for the life you’re living right now—much less the wor…

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The Struggle to Pay for College Just Got Easier – Guide to Financial Aid

Before applying for a private student loan, make sure that you have thoroughly exhausted all sources of free and low-cost financial aid (such as scholarships, grants, and federal direct student loa…

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Keep or Toss: How Long Should I Hang Onto My Financial Documents?

Every year, it’s nice to do a bit of “financial spring cleaning” and declutter your filing cabinet, your desk drawers, and the various hiding places where miscellaneous scraps of paper tend to accu…

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5 Money Moves to Make this May

The month of May is full of picnics, celebrations and lazy days on the back porch. But with so much fun going on, it’s easy to get overexcited and spend too much money. Keep spring fever in check b…

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[YOUTH MONTH TIP] Let them make mistakes. May be easier to tell kids "no" it's more important for them to experience the process of spending money they've earned. This teaches them that when it's gone...it's gone, and you have to keep working to earn more. Learn more about financial literacy month.

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Our home equity products are a great low-rate alternative for making major home improvements, consolidating debt, or paying college tuition. Find out what your options are for a smart way to get more from your money.

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How to Use an Allowance to Teach Kids to Manage and Respect Money

One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best strategies to giving an allowance? There are many…

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5 Ways to Get More Bang from Your Tax Refund

Taxes are due April 15, and you may be riding high with a nice little check soon (or maybe you filed early, good for you!). Before you spend your tax refund to buy more electronics or a new wardrob…

Tax season is coming to a close. Before you spend your refund to buy more electronics or a new wardrobe, consider these ways to maximize your refund and improve your finances.

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2018 Credit Union Advocacy Day at the Captiol

JEFFERSON CITY, Mo. – Protecting credit unions’ interest with federal and state legislators and regulatory agencies is one of our priorities. We strive to build and preserve relationships with lawm…

“We appreciate all of the credit union leaders who braved the unpredictable weather to take part in Day in the Capitol and made their voices heard with our lawmakers,” said Amy McLard, HCUA Executive Director of Advocacy. “But the impact and effort continues long after this day. Even if you weren’t able to come to Day at the Capitol, we encourage you to reach out to your lawmakers and let them know that we are watching and care about their actions that could affect credit unions and the members we serve.”

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6 Things To Do in November

Traveling. Eating. Shopping. More eating. Let the holidays begin! November starts the season of celebration. Enjoy it to the fullest by preparing how you’ll spend your money now so by the time Than…

Happy November! Enjoy it to the fullest by preparing how you’ll spend your money & check off these 6 items

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When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons to trade in your original mortgage for a new…

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Now Accepting Donated Supplies for Deployed Soldiers

Donate Items for Deployed Soldiers To boost morale and show appreciation to U.S. troops deployed overseas, West Community is participating in the City of O’Fallon Support Our Troops Supply Drive th…