Gen-Z-Money

Helping Gen Z Becoming Financially Secure

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The Holiday's Are Coming - Here's How I'm Saving for Gifts

The Holiday’s Are Coming – Here’s How I’m Saving for Gifts

Yes, yes, I know – it’s SEPTEMBER. But before you know it, it will be November and then black Friday sales are here and the rush of holiday shopping is upon you. Fast forward to January when you look at your credit card statements and wonder how you ever managed to spend so much when you told yourself you wouldn’t go crazy like last year (I would assume). Well fret no more! I’m going to go…

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Bank Accounts - What Is The Difference Between A Checking Account And A Savings Account? - Personal Finance Basics

Bank Accounts – What Is The Difference Between A Checking Account And A Savings Account? – Personal Finance Basics

Checking account, savings account, high school/college account, CD, there are many different types of bank accounts. By in large, they all tackle different things and it’s important to know which accounts can do what actions. In this post, I will be going through the various different bank accounts, explain what each account can do, and leave you with my thoughts on what accounts you should have…

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4 Ways You Can Save $50 Right Now

4 Ways You Can Save $50 Right Now!

With the uncertainty surrounding COVID-19, many people are looking for ways to save more money. Lets face it – who doesn’t want to save a few extra dollars? Here are 4 quick and easy things you can do right now to save $50+.

1. Refinance Your Loans

Most people have some amount of student loans. But not everyone knows that you can save money on your loans through changing your rate. With…

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An Overview of Credit Cards - The Basics of Personal Finance

An Overview of Credit Cards – The Basics of Personal Finance

As the most widely used method of payments, it is inevitable that you will end up with a credit card. But not all cards are the same. There are many different types of credit cards each with their own benefits. In this post, I will go through and explain each type of credit cards, and go through the major card issuers for each type of card.

Debit Cards

These cards come attached to your…

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The Two Most Important Numbers You Need To Know

Find out what the 2 most important numbers you need to know when you are making your budget.

When you are first starting out, the single most important thing for you to do is to come up with a budget. If you don’t, then you’ll be spending money without know if you can actually afford to spend money. This in turn can lead to you potentially getting stuck in a feeling of never having enough money and struggling to make ends meet. Part of a budget requires two very important factors.

Your…

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