Reviewing Professional Liability Coverage for Ontario Service Providers
Understand errors and omissions insurance, what it covers, and which professionals may need it.
Errors and omissions insurance is meant for professionals whose work involves advice, expertise, or specialized services. It helps cover claims where a client says a mistake, missed detail, or poor service caused them financial loss.
The post explains that this kind of coverage is different from general liability insurance. General liability usually deals with physical injury or property damage, while E&O focuses more on professional errors, missed deadlines, incomplete work, or unclear expectations.
It’s especially relevant for consultants, accountants, designers, IT providers, marketers, real estate professionals, healthcare workers, freelancers, and independent contractors.














