then and now
NASA
Stranger Things
noise dept.
No title available
One Nice Bug Per Day
occasionally subtle
KIROKAZE
d e v o n

if i look back, i am lost
Sade Olutola
Jules of Nature
RMH
The Bowery Presents

izzy's playlists!

@theartofmadeline
h

blake kathryn

#extradirty
Misplaced Lens Cap
he wasn't even looking at me and he found me
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@joaniejustwokeup
then and now
When you gotta take your fake mom to the PTA meeting
Yeah, I guess I do. But like, what even is a star beam, you know? Now, a lead pipe to the shins? That's just reliable, baby.
PRETTY PRETTY PLEASE I DON'T WANT TO BE A MAGICAL GIRL Kiana Khansmith / @kianamaiart (2025 Pilot Animatic)
Touch
sun moon stars
Final Round of the 2026 Tumblr Sexyman Contest be like:
"My father is dead."
"My father is dead."
Translation (I don't speak Chinese, please be kind!): “By order of Princess Azula, Long Feng has been executed, and his remains have been disposed of. Anyone suspected of remaining loyal to him, acting on his behalf, or maintaining contact with his associates is too be arrested and executed without exception.”
Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for
This is a long read, but worth it. Some takeaways:
-Don’t use “buy now pay later.” The fine print isn’t what it seems.
-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.
-Payday loans are still predatory, even when offered by your employer
-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.
-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.
-Your financial information is not private if your money is not kept in a regulated bank.
-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.
-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.
Oh boy.
A third of younger Americans hold their savings on nonbank tech platforms like Venmo
PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.
If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.
You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.
FYI this is what the logo looks like and Apple Cash is FDIC insured.
No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:
your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails
In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.
This is the disclaimer (highlighted) you see before you set up Apple Cash:
I really need my followers, especially younger ones, to read this.
And DO NOT get store credit cards, they are money sucks and difficult to cancel.
As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:
For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.
The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.
Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.
Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.
These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.
All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.
Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!
Rocky: we built our spaceship by unifying every mind on the planet to create a super hive mind, pooling out collective knowledge and problem solving skills to come up with a plan.
Grace: we gave the scariest woman I've ever met two coffees every morning, an unlimited budget, and enough legal immunity to cuss out any world leaders she wanted to and boy did she want to.
Vilest Villain Contest! Round 3! Part 4!
Darth Vader (Star Wars)
Bill Cipher (Gravity Falls)
Y'all gotta vote with your beautiful minds more and your hey thats blorbo less
Listen to them!
Killed a bunch of kids and nuked a planet vs the dude who destroyed his entire fucking dimension and made a throne out of the STILL VERY MUCH ALIVE AND AWARE twisted bodies of townsfolks just to name two of his heinous actions and you think we're voting because "ooh blorbo"
Get the fuck outta here. Vader has nothing on Bill
Vader is a living tragedy. It doesn't excuse anything he's done, but we are meant to feel sorry for him
For me, vile means they fill me with revulsion. And the way Bill casually disregards not only death but also the suffering he causes is just so repulsive
I love both Star Wars and Gravity Falls, in fact I would say Vader is more blorbo to me than Bill as I am a bit of an Anakin Skywalker apologist. That's part of why I think Bill is more vile
Tumblr Sexyman Contest 2026 Final Round
Senshi (Dungeon Meshi)
Ryland Grace (Project Hail Mary)
Mr. Ant Tenna (Deltarune)
Tenna art by @9Aaaalt29 on twt
promise???? 😳😳😳
“ok lets do warm up sketch”
“oh..”
i’ve invented a new microwave its called microwave 2. it randomly makes your food colder 9% of the time. don’t worry i’ve already entered your home and replaced your old microwave with it. im very good at technology
this is about google’s ai overview
gonna be real i thought this was just about normal microwaves
WIP excerpt for CactusCat; “hereditary behaviors”. tw: internalized dehumanization, dehumanizing it/its pronouns, baby clone does not understand the inherent value of sapient life. (( chrono || non-chrono ))
"Okay," it says, then makes a face as it thinks—"Do I have to make all of them learn it, though? 'Cuz all of them are really boring and really stupid and I don't want them getting all their boring stupidness all over my name."
"You do realize that this room contains enough of the world's top geneticists to both cure cancer and invent a new Black Plague, yes?" Luthor asks it dryly.
"Okay but they thought they could hide behind stuff when I was standing on the floor," it says dubiously. "So it'd be a really stupid Black Plague, I bet."
"Hm," Luthor says again, which isn't really an answer? So it keeps talking to make sure he gets it.
"Anyway I could make you way cooler stuff and I could do it without twenty-three other people," it reminds him huffily, floating up to eye level with him and folding its arms sullenly. "I could make you the best city ever, and the best pizza place and the best smoothie place, and I could totally get rid of all the people who are boring you, like they’re all wasting your time so much and it's fucking rude of them, and also really stupid. They should know better, you're way cooler than them, like you're so cool they don't even deserve to talk to you."
"I really expected to find parenthood more disappointing," Luthor muses. It—blinks, loosening the fold of its arms.
"Huh?" it says before its brain tells it what it knows. "What's a 'parenthoo'—oh. Weird. Weeeeeird. People do that? Like—why?"
"Loathe as I am to be this cliche, apparently you will actually understand once you have one of your own," Luthor replies resignedly. Then he reaches up and pats the top of its head again, and it vibrates really hard about it.
Definitely it vibrates really hard about it.
"Okay," it says, then pauses and frowns again. ". . . wait. Does this mean you're my mom?"
". . . provide me with the logic that led you to that conclusion, please," Luthor says as he just barely arches an eyebrow.
heyyyyy reminder for other cane users.
don't forget that cane tips need to be replaced.
i've been using my cane for almost two years on a near daily basis and i JUST switched out the tip and
[image IDs in alt text]
the new tip versus the old tip. i'm not sure how clear it is but, YEAH, there's like. half a millimeter of tread left on the old tip, if that
the replacement was LITERALLY 2 dollars. i bought two to justify the four dollar shipping but. TWO BUCKS.
i had noticed that i was having slipping issues on linoleum recently, but i did not realize how bad the issue had gotten until the new tips came so. PLEASE check your cane treads and if they're notably worn out PLEASE get yourself a new tip they're SO cheap and the grip i get on the new one is INSANE
please don't forget to replace your cane tips!
Tim and his pokemon
Actually they both can be tine-little-small-mini-tiny