祝日 / Permanent Vacation
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"I'm Dorothy Gale from Kansas"
DEAR READER
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Sade Olutola
Three Goblin Art
Lint Roller? I Barely Know Her
almost home
YOU ARE THE REASON
wallacepolsom
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art blog(derogatory)
Sweet Seals For You, Always
macklin celebrini has autism
One Nice Bug Per Day
he wasn't even looking at me and he found me
Product Placement
titsay
$LAYYYTER
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@onepaisamore
Mutual Funds Sahi Hai?
Mutual funds are all the rage these days. What started as an awareness campaign by AMFI, with the tagline “Mutual Funds, Sahi Hai”, has now become the mantra of most finfluencers, and investors. The last five years have been one of the sharpest and fastest bull runs witnessed by the Indian stock markets. So equity funds have given phenomenal returns, in a population traditionally used to single…
NBFCs and Rule-Based Lending in India
The Indian NBFC sector has been an important pillar of credit growth and an aide to the banks, since long. Especially, in areas like micro-finance, small medium enterprises, factoring, and infrastructure, NBFCs are able to cater to niches that banks may not be able to, purely by virtue of their size and risk protocols. The total credit extended by NBFCs has jumped from approximately one-sixth of…
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Personal Finance Fundamentals - Understanding your "Income"
A key to having a prosperous financial life stems from understanding one’s income. Welcome to another article on Personal Finance Fundamentals where we introspect fundamental principles to enable you develop an independent mindset to make rational choices regarding your personal finance. Today we aim to highlight the role of “Income” in the personal finance journey, and how one can avoid major…
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3. Income vs. Wealth
Many times, difficult financial situations are a snowball effect of careless behavioural patterns. In this short article, we see how to avoid major pitfalls by being clear on basics of "Income" and "Wealth".
A very important part of understanding money is to appreciate the difference between income and wealth. It may seem obvious, but trust me it is not. Especially, in the day-to-day routine, we often forget this distinction. As a result, we end up taking decisions considering both of the interchangeably. Let’s take a deeper look. Income is what you generate on a regular basis. Anything you earn…
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2. Simple hacks to curb overspending
Three key variables create your personal financial story: Earning, Spending and Savings. In this post, we explore few basic tips on how to manage "Spending". Read on and let me know your hacks to curb overspending.
Income – Spending = Savings I will share a few bits on each of these variables. In this post, I want to talk about spending. It is too much to expect that one will spend only on what one needs. After all, the tug of war is not fair. On one end, you have an entire machinery of marketing professionals supported by scientists, lawyers, computers people, and bankers. And on the other end, there is…
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1. How to develop a savings mindset
Financial management starts with your mindset. This short article gives some actionable tips on how one can design their routine to develop a savings mindset which can further help them strengthen their personal finance.
Contrary to popular belief, saving is not about habits, or discipline. Saving is a mindset. If I were to sum up personal financial management in one word, it would be “SAVING”. Saving is not only about putting money aside. It needs to be embedded in your nature. I am not talking about being a miser or a spend-thrift. I am just telling you to develop a mindset that “saves something” from…
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