Monterey Bay Aquarium
oozey mess
d e v o n
will byers stan first human second
wallacepolsom
Sade Olutola
Discoholic 🪩
NASA
Three Goblin Art
titsay
Lint Roller? I Barely Know Her
PUT YOUR BEARD IN MY MOUTH
I'd rather be in outer space 🛸
KIROKAZE
No title available
No title available
let's talk about Bridgerton tea, my ask is open
Aqua Utopia｜海の底で記憶を紡ぐ
Jules of Nature
No title available
seen from Russia
seen from Netherlands
seen from Italy
seen from Australia
seen from Germany
seen from United States
seen from United Kingdom
seen from Tunisia
seen from United States
seen from Morocco
seen from South Korea
seen from Venezuela
seen from United States
seen from United States
seen from United States
seen from United States
seen from United States
seen from United States
seen from Malaysia
seen from Tunisia
@prestigetts
Is Your Pension Working for You?
Is Your Pension Working for You?
Thanks to autoenrollment in pensions, all workers are now placed into a work pension scheme. Although these are designed to help us save for retirement, some of us can turn a blind eye to this investment until our retirement comes around. Yet this can be costing us the opportunity to make the most money possible from our savings. So what steps should you be taking?
This week, we’re showing you…
View On WordPress
What Steps Should You Take When Investing Your Pension?
What Steps Should You Take When Investing Your Pension?
Investing your pension pot is a great idea. If done well, it can mean that the amount you save towards your pension is healthily supplemented and has a better chance at lasting for the entirety of your retirement. While many of us want to do this, it can be confusing to know where to start. From choosing your scheme to maintaining it, there’s a lot to consider to make sure that we’re getting the…
View On WordPress
How Much Should You Be Saving for Retirement?
How Much Should You Be Saving for Retirement?
How much money have you saved for your retirement? It’s hard to think about it while we’re still working, but it’s a question that must be asked. Most of us are saving in a pension or investment scheme, yet aren’t sure what the right amount is. On top of this, the average life expectancy is rising, making it difficult for us to know how much income we’ll need should our retired life be longer…
View On WordPress
Top Tips for Making the Most of Your Pension Savings
We’re all looking forward to a stress-free retirement. After years of saving into a pension, it’s finally time to reap the rewards of your hard work. Yet many of us in retirement are still unsure how to make the most of our money to ensure long-term financial security while still enjoying our retirement.
With a state pension kicking in around our mid to late 60s, building a private pension is a…
View On WordPress
Carillion: what can we learn? A Pension Investment Case Study
With our pensions, we’re often told that big businesses present less of an investment risk. They’re successful and have plenty of backers, which can point to a safer option for cautious investors. But what happens when big companies collapse?
After financial troubles plagued the company, construction giant Carillion went into liquidation in early 2018. Causing uncertainty for around 28,000…
View On WordPress
Top Tips for Investing Your Pension
When it comes to our pensions, there can be a lot of uncertainty about the best way to handle them. Though we pay into one, or several, over the course of our working lives and try to save enough money to live on, is simply leaving our money alone the best way to handle your ‘pot’ for the future? Many of us are playing it safe by leaving our money alone, meaning we’re missing out on opportunities…
View On WordPress
Top Tips for Combining Your Pension Pots
Over the course of our working lives, many of us have worked different jobs. This can mean we’ve paid into several different pension pots over the years. Keeping track of where our money is and all of the associated paperwork can be difficult. At Prestige, we’ve created the handy guide below to help show you how consolidating your pension pots could be the right move for you.
The positive effects…
View On WordPress
Making the Most of a Smaller Pension Pot
Pensions allow a greater freedom when it comes to managing your finances. The flexibility of pensions means that you can place your money in whatever scheme however you like. Each has different benefits and is designed for various personality and investment types.
Your pension is something you save for over most of your life, with this pot expected to see you through retirement. However, with…
View On WordPress
How Gifting Money can Help to Cut Inheritance Tax
With many people looking to give their loved ones as much as they can after they die, more are looking into the best way to minimise the inheritance tax paid. While you can gift up to £3,000 a year, you can actually increase the amount by gifting as part of a couple.
Couples can give away their money before they die without facing inheritance tax if they gift it in certain ways and at opportune…
View On WordPress
How Your Pension Can Help with Inheritance Tax
Throughout your working life, you will most likely be paying into a pension scheme. While they can allow you to save effectively for later life and your retirement, these schemes are also useful for helping you to reduce the amount of Inheritance tax your loved ones will have to pay.
Due to their special status under tax rules, pensions can be passed on without becoming part of your total assets,…
View On WordPress
How Your Property Can Affect Your Income Tax
Your family home is important and, after you die, you may want to leave it to your loved ones. But you might also be asking what’s the best way to do this without paying a lot of tax?
Houses often account for the largest chunk of your assets, so they make up most of the amount you can leave tax free.
And with house prices rising, it could take up almost all of the money you can leave without…
View On WordPress
How Gifting Money can Help to Cut Inheritance Tax
With many people looking to give their loved ones as much as they can after they die, more are looking into the best way to minimise the inheritance tax paid. While you can gift up to £3,000 a year, you can actually increase the amount by gifting as part of a couple.
Couples can give away their money before they die without facing inheritance tax if they gift it in certain ways and at opportune…
View On WordPress
How Can a Trust Help to Cut Your Inheritance Tax
Trusts are increasingly being considered as a means of reducing your inheritance tax. Through putting your money into a trust, you no longer own it. This means it might not count towards your Inheritance tax bill when you die.
What is a trust?
A trust is a legal arrangement in which you give cash, property or investments to someone else so they can look after them for the benefit of a…
View On WordPress
How to make the most of your savings
With new retirement rules coming into place, people will now have more control over how they spend their pension. While this is great news, it also means that you may want to reevaluate how you spend your money, to maximise your income.
Financial experts are now recommending a different order of pension spending. They advise hoarding your pension pot and spending other available cash and…
View On WordPress
Do you know what your high street rights are?
Do you know what your high street rights are?
Most things we buy, whether we’re looking at the weekly grocery shop, or a brand- new television, cause few problems. However, if an issue does arrive with goods you’ve bought, sometimes the guarantees can let you down.
It’s a good idea to properly understand your consumer rights before something goes wrong. For example, if you want to return something, you may not be aware of whether you’re…
View On WordPress
Seven IHT exemptions you should know
Seven IHT exemptions you should know
The threshold for Inheritance Tax (IHT) has remained the same for seven years. It has been payable at a rate of 40% on the value of an estate worth more than $325,000 since 2010.
While it’s stayed the same since then, house prices haven’t. In many areas of the UK they have soared ever higher, which means an increasing number of people are at risk of leaving behind a potentially high IHT bill for…
View On WordPress
How to tackle pensioner poverty
How to tackle pensioner poverty
There are currently 11.8 million in the UK who are over 65 years old, and 1.6 million over 85. Figures also show there has been a 65% increase in centenarians in the UK over the last ten years.
By 2030, it’s predicted that there will be more than 20 million people aged 60 or over. Ten years later, by 2040, almost one in four people in the UK will be over 65. With figures like these increasingly…
View On WordPress