Snellings Law LLC

Blogging to keep our readers up to date on socially relevant lawsuits and leading issues in New Jersey and the nation. When we are not engaging with the social universe, we spend our time representing business clients in commercial collections and litigation cases in NJ.

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We're lawyers ... What's your superpower?

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Check-in at our firm via Foursquare

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What Laws Apply to Loans?

A lawyer’s understanding of the laws that apply to loans is essential for effective collection efforts. In New Jersey, some loans fall under usury statutes, while others do not. "Usury" has come to take on a different meaning over time. Initially, it referred to interest and later came to mean...

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Why Should You Hire a Collections Lawyer Instead of a Collections Agency?

 Collection agencies are limited in the scope of what they can do when collecting debt. The Fair Debt Collection Practices Act (FDCPA) makes it clear that collection agencies cannot send demand letters without an attorney reviewing them. The agency cannot inform a debtor about turning over the matter to the legal...

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Why Is It Important to Have an Attorney Who Abides by the Fair Debt Collections Act?

Laws exist to protect consumers against abusive debt collection practices, and businesses rely on the ethical standards and due diligence of the attorney they hire to collect debt. The Fair Debt Collections Practices Act (FDCPA) lays the ground rules for whether certain debt collection practices are legal or illegal and prohibits...

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Tribute to Ralph Kiner for Mets 2014 season

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What Is the Midnight Deadline in Banking Law and Its Relevance in Disputes?

The bank's timing for paying funds for a check or for returning a bounced check can sometimes be disputed. Banks must operate in a timely manner under the law, and failing to meet deadlines can cause considerable problems for consumers. The Uniform Commercial Code (UCC) designates the cutoff time for banks...

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(via Now Comes The Jamie Casino Parody Videos « Above the Law: A Legal Web Site – News, Commentary, and Opinions on Law Firms, Lawyers, Law Schools, Law Suits, Judges and Courts Career Resources)

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(via Google Lets You Say 'I Love You' With an Interactive Valentine's Doodle)

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Hang on to your head for Sunday's 'The Walking Dead'

http://usat.ly/1fRzKQK via usatoday